Ukuguqula iiPesenteji kunye namaCandelo

Ukukwazi ukuguqula iipesenti ukuya kwi-decimals kwaye kubuya kwakhona kusebenza ngokufanelekileyo njengeteknoloji yamatriki, kwaye ngokuqinisekileyo kunceda ukuqonda iimali zakho. Ingaba wenza uqikelelo olukhawulezayo entloko yakho, usebenzisa i-calculator, okanye umzekelo wemali mboleko yakho yemoto kwi-spreadsheet, kufuneka ukwazi ukuba ama-decimals kunye neepesenti zihlobene njani.

Iimzekelo zilandela ezantsi, kwaye unokwenza ukuguqulwa ngokukhawuleza usebenzisa enye yezibalo ezininzi ze-intanethi zamahhala.

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Ukuguqula Amaphesenti kwiiNqununu

Amanani amaninzi athatywayo acatshulwa ngokwepesenti. Kodwa ukuba ufuna ukubala izibalo usebenzisa ezo manani, uzakuguqula ukuguqulela kwifomati yedatha.

Kukho iindlela ezininzi zokwenza oko kwenzeke.

Ulwahlula-luhlu-lwahlula ngu-100: Indlela elula yokuguqula ipesenti ukuya kwishumi-mali ikwahlula inombolo (kwifomathi yepesenti) ngama-100.

Umzekelo: Guqula ipesenti ezingama-75 ukuya kwifomati yedatha.

1. Uhlula i-75 nge-100 (oku kungabhalwa njenge-75/100 okanye i-75 ÷ 100)
2. Isiphumo si-0.75, esithetha ukuba iipesenti ezingama-75 zifana ne-0.75

Iinjongo zophando ezifana ne-Google kunye ne-Bing yenza kube lula ukwenza izibalo ngokukhawuleza kwi-intanethi, okanye unokutshisa i-app yakho oyithandayo yokubala xa ukhetha. Ukubala nge-injini yokukhangela, "khangela" ngegama elizama ukuyicombulula. Ngokomzekelo, thayipha "kwi-75/100" okanye sebenzisa le ngqununu ukuxazulula umzekelo ongentla.

Hambisa i-decimal: enye indlela yokuguqula ipesenteji ezicatshulwa kwifomati yedesimali ukuhambisa ii-decimal ezimbini kwiindawo ezisekhohlo.

Khumbula, ukuba awuyi kubona i-decimal, cinga nje ukuba ekupheleni, okanye ngakwesokudla, kwinani. Khawucinge ukuba i-decimal isalandelwa zii-zeroes ukuba ngaba luncedo.

Umzekelo: Guqula ipesenti ezingama-75 ukuya kwifomati yedatha.

1. Iipesenti ezingama-75 zifana ne-75.00 ekhulwini
2. Ukuguqula isakhiwo sesimiselo, thumela iidalini ezimbini kwiindawo ezisekhohlo ukuze kube ngakwesobunxele be-7

1. Isiphumo .75 (okanye 0.75, ukuba ukhetha)

Emva kokuba wenze oku aphindwe amaxesha amaninzi, kuya kuba yendalo, kwaye uya kukwazi ukwenza ngokukhawuleza entloko yakho.

Kuthekani ngamanani amaninzi? Uza kusaya nje ukuhamba kwesidanga kwiindawo ezimbini. Eminye imizekelo embalwa:

• Ipesenti ezili-100 zibe ngu-1 (okanye 1.00)
• 150 ipesenti iba 1.5
• 75.435 iba .75435
• 0.5 ipesenti iba .005

Umzekelo Osebenzayo

Ngoku, masibeke ezinye zale lwazi ukusebenza.

Umzekelo: Cinga ukuba ibhanki yakho ihlawule i-1.25 yepesenti yekota yonyaka ( APY ) kwi-akhawunti yakho yokulondoloza. Uza kuzuza ngaphaya komnyaka omnye ukuba ubeka i $ 100?

Ukufumana, ukuguqula inani lesenzalo kwifomati yedatha kwaye ukwandise umphumo ngexabiso lentlawulo yakho ( inqaku: sebenzisa i-asterisk okanye "*" isimboli ukuphindaphinda amanani xa usebenzisa ispredishithi okanye injini yosesho):

1. 1.25 ipesenti = 0.0125 (zibalo ngeGoogle)
2. Amaxesha angu-0.125 amawaka ayi-100 = $ 1.25 (bala ne-Google)

Uya kufumana i-$ 1.25 ngemali nganye kwi-100 eyi-100 oyifaka.

Umzekelo wesi-2: Ufuna ukuthenga into eqhele i-$ 45. Ithengiswa kwi-30 ekhulwini. Ubungalondoloza phi na, kwaye bekuya kuba yindleko kangakanani ekuthengiseni?

Ukufumana, ukwandisa intengo yasekuqaleni ngama-30 ekhulwini.

1. 30 ekhulwini = 0.30
2. Amaxesha angama-0.30 ama-$ 45 = $ 13.50 ukugcinwa (0.30 * $ 45 = $ 13.50)

1. Ixabiso lentengo liya kuba yi-$ 45 ngaphantsi kwe-13.50, okanye i-$ 31.50

Ngaphandle koko, unokwandisa intengo yangaphambili ngama-70 ekhulwini kwaye ufumane impendulo efanayo, kuba uya kuhlawula kuphela iipesenti ezingama-70 zexabiso langaphambili. Ukuze ufike kuma-70 ekhulwini, uya kususa imali engama-30 kwi-one. Oku kusebenza kuba enye iyafana neepesenti ezingama-100 okanye ixabiso elipheleleyo, lokuqala lithengiswa ngaphambili.

Enkulu Ifoto

Kungcono okanye kukubi, ngamanye amaxesha izibalo zemali ezinje zikunika nje ingcamango engalindelekanga malunga nokuba uza kuchitha okanye ufumane phi, nangona ukuba uqikelelo lusetshenziselwa ukwenza uvavanyo olukhawulezayo, oluninzi lwezithombe.

Ukuguqula ipesenti ukuya kwisidanga usebenzisa iindlela ezilapha ngentla i-100 yeepesenti ezichanekileyo, kodwa umbuzo uba yintoni oyenzayo ngaleyo nombolo emva kokuba uguqulwe. Umzekelo olandelayo ubonisa indlela ukubala okulula ngexabiso leedola kungakukhohlisa.

Umzekelo: Cinga ukuba uya kuboleka i-$ 100,000 ukuze uthenge ikhaya elineminyaka engama-30 ubudala, kwaye inzala yenzalo ibe ngama-6 ekhulwini ngonyaka. Uza kuchitha malini unomdla ngamnye ngonyaka?

Ukufumana ingcamango engalunganga (kodwa kungeyona impendulo echanekileyo), guqula isantya somdla kwifomati yedatha, uphinde ukwandise umphumo ngemali oyibolekayo:

1. 6 ipesenti = 0.06
2. Amaxesha angama-0.06 ama-$ 100,000 = $ 6,000

Enyanisweni, awuyi kuchitha imali eyi-6,000 ngonyaka ngomdla ngaphandle kokuba usebenzisa umboleko wenzalo kuphela . Impendulo yangempela kwiingxowa-mboleko zemali ezinqamlekileyo zifana ne-$ 5,966.59 ngeminyaka yokuqala.

Ngekhaya eliqhelekileyo kunye nemali-mboleko yemoto, uhlawula ityala ngexesha elide usebenzisa iintlawulo zenyanga nganye. Ngentlawulo nganye, inxalenye yentlawulo iyanciphisa ibhalansi yakho yemali-mboleko, kwaye inxalenye esele ihlanganisa iindleko zomdla. Le nqubo ibizwa ngokuba yi- amortization , kwaye unako ukufunda ngokubanzi malunga nendlela isebenza ngayo nendlela yokwakha itafile yokwenza imali .

Ekubeni uhlawula phantsi ibhalansi yemboleko, kuya kuba nexesha elifutshane (nje ngenyanga yokuqala) xa unetyala elipheleleyo le-100,000. Emva koko, uya kuhlawulwa ngaphantsi kweenyanga, kwaye iindleko zakho zenzalo ziya kuncipha ngokufanelekileyo. Umzekelo, malunga nomnyaka we-15, uza kuchitha imali engamaRandi 4,200.

Yonke into eyathethileyo, i-$ 6,000 ingaba yanele ngokwaneleyo. Uyakufumana uqikelelo olukhawulezayo nolungalindelekanga malunga nokuba uza kuchitha ixesha elingakanani kwimali yakho mboleko, kwaye unokugqiba ukuba ngaba ufanele ukuboleka ngamaphesenti angama-6 okanye uboleka kwikhadi lekhredithi elinomyinge we-20 wepesenti , ngenxa yaloo nto. Kodwa ngokuqinisekileyo kulunge ukwenza izibalo ezicacileyo ngokwakho ukuze uqonde ngokwenene indlela oboleka ngayo imali. Injongo kukufikelela kwindawo apho unokuguqula uphinde wande ekhanda lakho (okanye ngasemva kwe-napkin) kwaye ngokukhawuleza uyayiqonda imifanekiso enkulu kunye neenkcukacha ezigqibeleleyo.

Ukuguqula iiNqununu ukuya kumaPhesenti

Kuthekani ukuba ufuna ukuhamba ngenye indlela kwaye uguqula inombolo ukusuka kwisidanga ukuya kwifomathi yepesenti? Njengoko unokuqiqa, yenza okungafaniyo nento oyenzayo ngasentla.

Yandisa nge-100: Indlela elula ukuphindaphinda inamba kwifomati ye-decimal nge-100.

Umzekelo: Guqula i-0.75 ukuya kwipesenti.

1. Phinda u-0.75 nge-100 (oku kubhalwa njenge 0.75 x 100, okanye 0.75 * 100)
2. Isiphumo si-75, okanye i-75 ekhulwini

Bona oko kwenziwe nge-Google calculator.

Hambisa i-decimal: enye indlela yokuguqula ukusuka kwisidanga ukuya kwifomathi yefomathi ukuhambisa iinqanaba ezimbini kwiindawo ezilungileyo.

Umzekelo: Guqula i-0.75 ukuya kwipesenti.

1. 0.75 iba ngu-75 (leyo ingaba i-75.00 okanye i-75 ekhulwini)