Umshuwalense oMothutho wabaPhathi beMingcipheko aphezulu kunye nabo bafuna ukufaka i-SR-22
Ehlabathini eligqibeleleyo, akukho mntu uza kuba neengozi yemoto; ufumane ithikithi elikhawulezayo okanye ulwaphulo lwe-DUI / DWI. Ekubeni asihlali kweli lizwe eligqibeleleyo, abaqhubi abangenayo inqabileyo enkqantosi bafuna ukhetho olunokuthengelayo lwe-auto insurance. Enye inkampani enika iikhompyutheni zomshuwalense wezithuthi ezinokuthi zifikeleleke kakhulu kubaqhubi abanobungozi obuphezulu kunye nabo bafuna inshuwalense ye-SR-22 yi-Titan Insurance.
Inkcazo yeNkampani
I-inshurensi yaseTitan, isahlulo soNyaka-mali ka- Ntshuwalense , sele iseshishini ukususela ngo-1991 yaye i-headquarters e-Troy, eMichigan. Ikhamphani yomzali, kwilizwe lonke, sele iseshishini iminyaka engaphezu kwama-80. I-Titan ivakalisa iirhafu zomshuwalense nge-website kwi-website yayo ibe ngaphantsi kwe-$ 1 ngosuku. Ingummiselo wokungenisa umgangatho wendlela yokuzimela ngokuzenzekelayo ngeminikelo yomshuwalense we-auto kunye nezoshishino ze-auto. Inkcazo yemoto yomshuwalense yenzalo yenzelwe aba baqhubi:
- Abaqhubi abaneenombolo eziphezulu zamatyala okuqhuba ukuqhuba okubandakanya i-DUI ne-DWI
- Abaqhubi abasha
- Abaqhubi abanokuphelelwa ngumsebenzi
- Abaqhubi abafuna ukufaka ifom ye-SR-22 yembopheleleko yemali kunye nelizwe labo
- Abaqhubi abaye babandakanyeka kwingozi yengozi ye-auto-fault
Umgaqo-nkqubo weNkxaso-mali ka-Auto
Imigaqo-nkqubo yemoto efumanekayo ibandakanya ukulimala komzimba kunye nokunyanzela umonakalo ngokomzimba, ngokubanzi, ukudibanisa kunye neendlela ezikhethiweyo ezifana ne-uninsured okanye engagqithwanga ngumqhubi wemoto (unyanzelekileyo kwezinye iindawo), uhlawule ukuhlawula i-coverage, ukuncedwa kwendlela , ukukhutshwa kunye nokuhlawulwa kwerenti.
Kubaqhubi abafuna ukufakela uxanduva lweze-SR-22 kunye nelizwe labo, le ngxelo iyafumaneka. I-inshurensi yeTitan inikeza abathengi bemigaqo-nkqubo yomgaqo-nkqubo weenkonzo zabasebenzi abathengi nge-24 / Kukho nesicelo sefayili esilungeleyo.
Izaphulelo ezifumanekayo kumgaqo-nkqubo we-inshurensi yemoto ziquka:
- Ukunciphisa imoto ezininzi
- Isaphulelo sokungabikho kwengozi
- Isaphulelo somfundi esifanelekileyo
- Ubulungu
- Isaphulelo seMpi
- I-anti-lock lock
- Isaphulelo sokusasazwa kwangaphambili (ukuba ubukade uphelelwe ngumshuwalense oqhelekileyo)
- Isaphulelo sokuninindlu (Kufumaneka kubaphathi bepolisi abanamakhaya abo)
- Isiqendu esiphezulu (Sifumaneka kulabo abafumana isicatshulwa ngeTitan ubuncinane iintsuku eziyi-8 ngaphambi kokuba ipolisi yomshuwalense we-auto iyaphela)
- Iinqwelo zokuThuthwa kweeMoto
- Ukukhishwa kwesikhwama somoya
- Ukusebenzisa isaphulelo sefama
- Isaphulelo se-Travelink (esisebenza kwi-collision coverage kuphela)
- Isaphulelo se-EFT (kulabo abahlawula i-premium ngokusebenzisa udoti lwe-elektroniki ukusuka ekuhloliseni)
- Ukuphuhlisa umqhubi wokukhula
IiNkonzo zabathengi kunye nokuQiniseka kwezeMali
Njengenxalenye yentsapho yelizwe lonke, iTyhurensi inokweseka inkxaso nkampani. AM Amanani amahle kwi-inshurensi kazwelonke nge-"A + Excellent". Ukulinganisa kwe-Moody "i-A1" kwaye isilinganisi se- S & P "ngu-A +". Zonke iinkampani ezintathu ze- inshorensi zinika i-Nationwide Insurance njengemibono ezinzile. I-inshurensi ye-Titan ayinayo i-Business Business rating kodwa i-Nationalwide Insurance ine-"A" yokulinganisa ne-BBB.
I-Insure.com inika i-Titan isilinganiselo sokuneliseka kwabathengi aba-88 kuma-100.
Nantsi ukuphazamiseka kwesilinganiselo esekelwe kwimpendulo yophando lwabathengi: ukucubungulwa kwamabango (ukulinganiswa kweenkwenkwezi ezi-4.5 kwi-5); inkonzo yabathengi (4.25 kwinqanaba eli-5 leenkwenkwezi); Ixabiso lentengo (4.5 kwinqanaba leenkwenkwezi ezinhlanu). Ukongezelela, iipesenti ezingama-89 zabathengi ziza kuncomela iTyhurensi kumhlobo, iipesenti ezingama-23 zabathengi bathenga umgaqo-nkqubo we-Titan ngenxa yokuba umgcini-mali unika ixabiso elifanelekileyo kunye neepesenti ezingama-90 zabanikezeli-nkqubo bamanje baceba ukuvuselela umgaqo-nkqubo wabo.
Iinkonzo
- Insiza yomshuwalense wemoto yemoto iyatholakala kubasebenzisi be-iPhone ne-Android.
- Amanani aphantsi kunabathwali abathintekayo be-inshurensi ye-SR-22, abo banetikiti / izingozi okanye ukuphelelwa kwintlawulo.
- Ikhetho lokuhlawula iFlexible.
- I-inshurensi yeTitan inikezela izaphulelo ezininzi kuquka namalungu esaphulelo emkhosini wase-US kunye nalabo baqhubi abathatha inkqubo yokukhusela imoto.
- Ngaba uxhaswa yi-Nationalwide Insurance, umphathiswa ophakamileyo ophakamileyo onamandla okulinganisa imali.
- Inikeza iindlela ezininzi zokunceda ekunciphiseni iipomma zomshuwalense yomshuwalense, ngokukodwa kulabo abafuna iimfuno zee-inshorensi zecandelo elincinci kuphela.
- Ukulinganiswa kwenkonzo yabathengi
Umxhasi
- Amanani aphakamileyo kulabo abaneirekhodi zokuqhuba kakuhle.
- Akukho zikhetho zokukhawulela ngeendlela ezininzi / izaphulelo ezikhoyo.
- Akunakho ukufaka izicelo zamatyala kwi-intanethi.
- Amaxabiso angcono atholakalayo kulabo badinga kuphela umyinge omncinci wokufunwa ofunwa ngumthetho.
Iinkcukacha zoqhakamshelwano
Ukufumana isicatshulwa se-inshurensi yemoto, fumana i-agent yendawo okanye ufunde kabanzi malunga nemveliso ye-inshorensi yenkampani; unokutyelela kwiwebhusayithi ye-Titan Insurance okanye ubiza 1-800-TITAN-UP (848-2687).