Inkcazo yeNkampani
I-Hagerty Intshumo yinkampani yomshuwalense ekhethekileyo kwi- classic yomshuwalense yemoto kwaye sele iseshishini ukususela ngo-1991. Ayinini nje i-inshurensi yemoto yeklasi kunye ne-antitique kodwa ithengise i- inshorensi yekhefu . Abanikazi beenkampani banomdla wokuzikhethela imoto ngokwabo, ngoko ke banolwazi kwaye baqeqeshwe ngokugcwele malunga neenqwelo zeklasi. Izaziso zikaHagger kwiiwebhusayithi zayo ukuba amaxabiso angaba ngama-43% ngaphantsi komqhubi wamalanga onke okanye "abaqhelekileyo" abathwali bomshuwalense.
Enye into ebangel 'umdla kukuba i-Hagerty iphinda ithengise i-10% yeenzuzo zayo kwiindawo zakudala zemoto ngokusebenzisa imfundo, imoto yezembali kunye nolutsha.
I-Hagerty iqinisekisa izithuthi ezingaphezu kwama-700,000, iinqwelo ezili-10 000 kunye nezithuthuthu eziyi-25,000 ezixabisa i-$ 19 billion. Inkampani ibandakanyeke kwiSixeko saseTraverse, eMichigan. Inika i-inshorensi yamazwe ngamazwe; yomshuwalense wemoto kunye ne-inshurensi yesikhephe eKhanada kunye neklasi yeeklasi kunye ne- motyhuse yomshuwalense e-United Kingdom. Imigaqo-nkqubo ye-US ingabhalwa phantsi kwiNkampani yeNkampani Yomshuwalense, i- National Mutual Insurance Inkampani okanye iNkampani yeNkampani Yomshuwalense Yonke. Zonke ezi zisebenzisana ne-inshorensi zi- AM ezilinganayo.
I-Business Business Bureau
Ifayili yeBBB ye-Hagerty Insurance iye yavulwa ngo-1993. Akuyiyo ibhizinisi eligunyazisiweyo yeBBB kodwa inokulinganisa "A +" kunye nezikhalazo zabathengi abahlanu kuphela; omnye phantsi kwesiqinisekiso sombambano / iwaranti kunye nezine phantsi kweengxaki zemveliso / iinkonzo.
Leyo inombolo ephantsi kakhulu isikhalazo esekelwe kwinani leminyaka ye-Hagerty iye yoshishino (ukususela ngo-1991).
Izidingo zokufaneleka
Kwinkoliso yamanye amazwe, abaqhubi abagwetywe ngamacala enxulumene notywala, ukuphulwa ngokukhawuleza kwejubane okanye ukuqhuba ukuqhuba ngokungenasiphelo abavumelekanga ukufumana ingxelo. Izithuthi zingasetyenziselwa rhoqo ukuqhuba ukuya kunye nokusukela emsebenzini okanye kwisikolo, ukuthenga rhoqo okanye ukusetyenziswa kwansuku zonke.
Izithuthi ezingagqitywanga phantsi kwe-Hagerty Classic Auto Insurance Policy zibandakanya: inkampu, ngaphandle kweendlela okanye izithuthi zesebenzi; izithuthi zesetyenziso zemihla ngemihla, izithuthi zokusetyenziswa kwezithuthi, izithuthuthu kunye nokuguqulwa komsebenzi, izithuthi kunye nezixhobo ze-nitrous kunye nezigulane zeendunduma. Iintlobo zee-inshurensi zithuthi nge-Hagerty Classic Car Car Insurance ziquka:
- Imoto ye-Antique kunye neClassic
- IiLolisi zeColombia kunye nezithuthi zesevisi
- 1980 okanye iiNewer Vehicles
- Iimoto ezitshintshileyo
- SeMotors Protection
- Iimoto ZaseMpi
- Iimoto zorhwebo ezihlala phantsi
- AbaThuthi beeTokeli
- Iikrektara zeAntique
- Iimvini zeeVikile kunye nee Scooters
Izithuthi ziyavunyelwa ukuba zisetyenziselwe imisebenzi yeeklabhu, imiboniso, iindwendwe, ukuhanjiswa kwexesha lokuzonwabisa okanye iintlanganiso ezidibeneyo, Ezi zithuthi kufuneka zigcinwe kwindawo yangasese, edibeneyo nekhusekileyo njengendawo yokugcina yangasese, indawo yokugcina indawo yokuhlala okanye igaraji lokuhlala.
Izinketho zoPhuhliso lweMigaqo kunye neziNkqubo
- Ukubaluleka kwexabiso lokuQinisekisa: Kukhetho oluqinisekileyo lwe-coverage, uza kufumana ixabiso elipheleleyo lemali ye-insured yakho xa kwenzeka ilahleko elipheleleyo. Akukho nciphiso. Naliphina i-deductible iya kususwa kwixabiso elihlawulelwe kuwe ngenxa yokulahlekelwa ngokupheleleyo.
- Ukusetyenziswa kwe-Flexible: Akukho miqobo echanekileyo yokusetyenziswa kwexesha lokuzonwabisa.
- I-Hargerty Plus: Esi sikhokelo socwangciso esinika uncedo lwezendlela ezingxamisekileyo kwi-road / 24/7 kwizinto ezizenzekelayo zokuthunyelwa kwamafutha, ukukhutshwa, ukutshintsha kwevili, ibhetri efile kunye nokunye. Naluphi na ukukhwabanisa kwiplati ephantsi kwintsimbi epholileyo ukuze ungonakalisi imoto yakho yeklasi.
- Inkonzo yeeNkcazo zeNkcazo zeNdlu: Iimangalo zithathwa ngaphakathi kwindlu ngcali ezifanelekileyo. Inkampani inikezela izitishi zangaphambili zendawo zokutshintshwa, nokuba zincabile kwaye zinzima ukufumana izixhobo zemoto ye-antique.
- UkuNgezelelwa kokuThengiswa kweNtsholongwane entsha : Iimoto ezitsha zihlanganiswe iintsuku ezingama-30 ukuya kwii-50,000 zamawaka.
- Umlinganiselo woPhuhliso lweeNxalenye: i-$ 750 phantsi koqwelo olubanzi lweengxenye zithuthi.
- Ukubonakalisa ngokuzenzekelayo Ukuhlawulwa kwezonyango: Kuze kube ngu-10 000 kwiintlawulo zonyango kuwe okanye amalungu omzimba olimele ngexesha lokubonisa imoto okanye nayiphi na imisebenzi enxulumene nayo.
- Ubungakanani bempahla yokukhusela i- Motorcycle: i-$ 1,000 yeengubo zokukhusela eziquka i-helmet, ibhatyi, iingubo zebhumba kunye neiglavu.
Ngaphantsi
I-Hagerty Ininshurensi kuphela iqinisekisa imoto yeklasi kunye ne-antitique, ngoko iyazi oko yenzayo. Inkampani inika i-inshorensi ye-auto classic kunye ne-inshurensi yesikhephe ngokukhetha kwendlela yokuncedisa. Ngokusebenzisa isebe labo lamabango asekhaya, inkampani inokunceda ukugcina iindleko zebango phantsi. Inkampani inezephulelo eziliqela kunye nokucaphulwa kwe-intanethi kuyakhawuleza kwaye kulula. I-Hagerty Insurance inomnini kwaye iqhutywe ngabathandi bemoto abaqokelelwayo, ngoko abameleli banolwazi ngokuphathelele kwimveliso kunye neenkonzo ezinikezwayo. Abalingani beenkampani abhala phantsi kweemigaqo-nkqubo bonke bane-A (ehle kakhulu) okanye isilinganiselo esingcono kwi-AM Best.
Iinkcukacha zoqhakamshelwano
Ukuze ufunde okungakumbi malunga nekhefu yomshuwalense wemoto okanye ukufumana isicatshulwa, unokutyelela kwiwebhusayithi ye-Hagerty Classic Car Insurance okanye ubiza 877-922-9701.