Imirhumo, Ukufumaneka kunye neeNkonzo ezongezelelweyo
Indawo zokuthengisa: indlela encinci kakhulu yokufumana umyalelo weemali ngokuqhelekileyo kwiWestern Union okanye ideskram ye-MoneyGram (zama i-Desk Service Customer). Uyakwazi ukufumana ezi ndawo kwiindawo ezilandelayo:
- Izitolo zokutya
- Ukufumana ukutya
- Pharmacies
- Hlola imali yokugcina imali
I-USPS: Ii-Post I-ofisi ze-US enye enye into efanelekileyo. Le miyalelo yeemali ithathwa njengekhuselekile ngokukhuselekileyo, inokusetyenziswa ngaphandle kwezilwandle, kwaye iyancinci. I-USPS yeMali yexabiso Imali isebenza ngendlela elandelayo:
- I-1.25 ye $ 0.01- $ 500
- I $ 1.65 kwi $ 500.01- $ 1,000
- Iimali zamazwe ngamazwe zindleko ngaphezulu
Amabhanki kunye neemanyano zemboleko zemali: kumaziko emali, iindleko zemali zibiza iindleko ezingaphezulu (musa ukumangaliswa ukuba i $ 5 ukuya kwi-10). Uya kufuneka ube ne-akhawunti kwibhankini okanye inkontileka yemali yokuthenga.
Umyalelo weMali Maximum
Gcina ukhumbule ukuba indleko ibhekisela kumyalelo owodwa wemali, kwaye i-oda lemali kanomlinganiselo omkhulu. Ngokomzekelo, umniki we-oda weemali unokunika kuphela i-oda yemali ukuya kwi-$ 1,000. Ukuba udinga ukuhlawula i-$ 2,000, kufuneka uthenge i-oda ezimbini zeemali kwaye uhlawule iintlawulo ezimbini.
Ukuthengwa okukhulu, qwalasela isheke somthengisi. Amabhanki kunye neemanyano zemboleko zikhangela ukuhlolwa kweekhowudi (ezifana nemirhumo yemali ngokukhuseleko) kwiimali ezinkulu.
Baya kuhlawula imali engaphezulu komyalelo omnye wemali kodwa ngaphantsi kweemali ezininzi zeemali.
- Iinkcukacha ezingakumbi: Ukwahluke phakathi koMyalelo weMali kunye neCashier's Check?
Ukufumaneka kunye nexabiso
Amanani eemali zemali ahluka kwisitolo ukugcina kunye nedolophu ukuya edolophini. Unokufumanisa ukuba abanye bahlala kwindawo yakho bengathengisi i-oda yonke imali , ngelixa bathengisa imali engabizi kwiimimandla.
Qinisekisa ukufumaneka kunye neendleko ngaphambi kokuba ufune i-oda lakho lemali.
Biza phambili uze ucele ukuba i-oda zeemali zikhoyo 24/7, okanye ukuba ufuna ukutyelela idesksi yesevisi ngeeyure ezisebenzayo. Uzakufuna kwakhona ukucela inani eliphezulu lokukhupha.
Ingakhokhela ukuthenga ngeenxa zonke, kodwa ukuba unako ukufumana i-oda ye-oda engaphantsi kwidola enye, wenza kakuhle. Qaphela ukuba izitolo ezininzi ezilula, izitolo zokutya, kwaye ukhangele iifowuni zokugcina imali ngaphandle kwemigaqo-mali yazo-ngoko ufumana umyalelo ofanayo wemali (ngexabiso elifanayo) kwiindawo ezininzi. I-MoneyGram kunye ne-Western Union zisetyenziswe ngokubanzi kwezo ndawo.
Kwakhona, khangela iibhanki yakho okanye umanyano wekhredithi. Kwezinye iimeko, loo miyalelo yemali iyabiza, kodwa awukwazi ukuba ucele.
Indawo yoLawulo lweMali
Ufuna ezinye iimbono kwindawo yokuthenga kunye noko ungalindela? Ngezantsi ziindawo ezidumileyo zokuthenga umyalelo wemali.
Indawo | Iindleko | Ubuninzi |
7-elishumi elinanye | $ 1 - $ 5 | $ 1,000 |
Ibhithi yesithathu yeBhanki | $ 1.25 | $ 1,500 |
UKroger (uKumkani waseSoopers, iMakethe yeSixeko) | $ 0.65 | $ 1,000 |
Meijer | $ 0.65 | $ 500 |
MoneyGram | $ 0.70 | $ 1,000 |
KwiiNgingqi zeBhanki | $ 1.00 | $ 1,000 |
Safeway | $ 0.59 | $ 500 |
Bank Santander | $ 5.00 | $ 1,000 |
TD Bank | $ 5.00 | $ 1,000 |
USPS | $ 1.25 / $ 1.65 | $ 500 / $ 1,000 |
USPS International | $ 4.50 | $ 700 |
IWalmart | $ 0.70 | $ 1,000 |
uwestern Union | $ 1.00 | $ 1,000 |
Iinkonzo ezongezelelweyo
Emva kokuthenga umyalelo weemali, unokufuna iinkonzo ezongezelelweyo ezivela kumkhupheli.
Umzekelo, unokufumana ukuba kwaye nini na into leyo (kwaye ubone ngubani owamkela umva). Ukuba umyalelo wemali ulahleka okanye unquma ukungawusebenzisi, unokufuna ukubuyisela imali okanye ukubuyisela . Ezi nkonzo zibiza indleko. Iindleko zale nkonzo ziphantsi kakhulu nge-USPS. Kwabanye abathumeli, ngokuqhelekileyo bajikeleze i-$ 30 ukuphanda okanye babuyiselwe imali.
Iindleko zokuhlawula iMali yeMali
Ukuba ufumene umyalelo weemali, ingaba kuyindleko kangakanani ukuyiguqula imali?
Iifowuni zamahhala: unokuthi uhlale ubeka isheke-kunye ne-oda yemali-mahhala kwi-bhanki yakho okanye kwimanyano yamatyala, yenza njalo ukuba awuyidingi imali ngokukhawuleza. Uyakwazi ukuchitha loo mali ngekhadi lakho lokubambisa , ukuhlawulwa kwentlawulo ye-intanethi, okanye ukurhoxiswa kwemali kwi-ATM emva komhla.
Ukufumana imali: ukuba ufuna ngokwenene ukuhlawula imali , kungakubiza.
Ibhanki yakho iya kukwenza ngokukhululekileyo, kodwa unokwazi ukufumana i-$ 200 yokuqala ye-oda yomrhumo (uya kulinda iintsuku ezimbalwa, kuxhomekeke kwimigaqo- mali yebhanki yakho yokufumana imali - nangona unokufumana ngaphezulu Umyalelo we-USPS wemali). Unokuzama kwakhona ukuhlawula umyalelo wemali kunye nomniki-myalelo we-oda. Ngokomzekelo, thabathe kwindawo yeNtshona Union ukuba iyimyalelo ye-Western Union. Iimali ze-USPS zemali zikhululekile ukufumana imali kwiiofisi zezithuba, kodwa zingenayo yonke imali oyifunayo. Abanye abathumeli bangahlawulisa intlawulo ye-$ 3 ukuya kwi-20 engama-20 okanye njalo. Ekugqibeleni, khangela ukuthengwa kweefestile kuza kufaka imali yee-oda zeemali.