Uninzi lwabathumeli bemali, kuquka i-USPS, iWest Union kunye ne-MoneyGram, unokukukhansela inkokhelo. Ukuze wenze njalo, faka ifomu okanye ulandele umyalelo weemali kwindawo owawuthengayo ekuqaleni. Nika ulwazisi kunye naluphi na ulwazi onalo malunga nomyalelo wemali (ngokufanelekileyo, unayo irisidi) ukuqala inkqubo.
Ukuba uphumelele, umniki-mali uza kubuyisa imali kuwe malunga neentsuku ezingama-60.
Ngokukhawuleza uyenzayo, bhetele: Ukuba umyalelo wemali ukhawulwa okanye ugcinwe ( funda ukuba kwenzeke oko ), uya kuba nexesha elinzima kakhulu ukufumana imali yakho. Funda ukufumana iinkcukacha ezininzi malunga nenkqubo.
Indlela yokuCima
Uzakufuna ukwenza amanye amaphepha ukuze ulandelwe imali. Unako ukukwenza njalo ngomntu, kodwa ungathumela ngeposi kwifomu (kunye neWestern Union, ungathumela ifom ngefeksi okanye i-imeyile, enceda ukuqinisekiswa ngokukhawuleza). Ukungenisa isicelo sakho kumntu ukhuselekileyo-yindlela ephela yokuqinisekisa ukuba unelisekile ngokupheleleyo iimfuno, kwaye akufanele ulinde ifom ukuba uhambe ngeposi.
Akufuneki ukuba uhambe kwindawo enye uthenge umyalelo weemali, nangona ngamanye amaxesha uncedo. Kufuneka ukwazi ukutyelela nayiphi na iofisi yeposi ejongene ne-USPS yemali, kwaye ungasebenzisa amasebe ahlukeneyo kwibhanki enye okanye inkontileka yekhredithi.
Jonga iifom: Ukuqala inkqubo ngokukhawuleza kwaye ubone iimfuneko, tyelela indawo yesevisi yabathengi ngemali yakho yokukhupha umyalelo:
- I-USPS imiyalelo yokubuyisela
- Inkonzo ye-oda yeNtshona Union
- Iifom zeenkonzo zeMoneyGram
Gcina iiMibhalo zoMgaqo
Gcina irhafu yakho nayiphi na ixesha uthenge umyalelo wemali. Kungcono ukubonelela irhafu xa ukhansela, njengoko iqulethe inkcazelo ebalulekileyo njengenombolo yomyalelo weemali kunye nezinye iinkcukacha.
Akukho risisi: Ukuba awunayo irisidi, qokelela ulwazi oluninzi njengoko unalo. Kwanesithombe se-oda yangaphambili yemali sinceda. Ngaphandle kwe risithi, umniki-mali unokukwazi ukufumana umyalelo wakho wemali, kodwa baya kuhlawula imali eyongezelelweyo-kwaye kukho ithuba lokuba bangayifumani i-oda lakho ngaphandle kwemvume.
Ukuba unayo i-oda yangaphambili yemali , oku kunceda ngokunjalo. Ukubuyisela uxwebhu kumkhupheli kunceda ukuqinisekisa ukuba akuyi kukhishwa, okunciphisa ingozi kwaye inokukunceda ukukhawulezisa inkqubo yokubuyisela imali.
Ingaba ithatha ixesha elingakanani?
Emva kokuba uthumele isicelo sakho sokukhansela, umniki-myalelo we-oda uya kuphanda into kwaye aqinisekise ukuba ayizange ikhokhwe. Ukuba isaphambili , uza kuhlawula okanye utshintshe (ngaphantsi kwayo nayiphina imali).
Isicwangciso senkqubo yokuthatha iintsuku ezingama-30 ukuya kuma-60 , kodwa ixesha lingahluka ngokuxhomekeke kwimeko enzima ngayo. Ewe, lixesha elide lokulinda. Ukuba kuvunyelwe, abanye abathumeli banikezela imali yokubuyisela imali, ngelixa abanye banikezela umyalelo wokuhlawulwa kwemali (oya kuhlawula yona).
Sele sele Ukuba kukho umntu osifake okanye okhuphe umyalelo weemali, uya kufumana ikhophi yekhompyutheni ukuze ubone ngubani owamkele umyalelo weemali , kwaye nini.
Ukuba ubuqhophololo okanye ukukhwabanisa kubandakanyekile, loo maxwebhu angakunceda kunye nokuthotyelwa komthetho ukulandelela amasela. Inokukunceda ukuba ufumane imali yakho (ingakumbi ukuba ibhanki ehlawulwe imali ayizange iqinisekise ukuba ngubani na okhupha umyalelo weemali).
Imali
Ukukhansela umyalelo wemali-okanye ukufumanisa ukuba sele kuphelile ukwenza njalo-kuya kukuhlawula. Iimali ze-USPS zemali, kwi-$ 5.95 yee-$, zinemali yokukhansela ephantsi. I-Western Union ihlawulisa i-$ 15, kunye ne-MoneyGram ityala i-$ 18. Kodwa amaxabiso aphakama ukuba ungenayo ikopi yokufumana yakho yokuqala okanye ukuba ufuna ukukhawuleza inkqubo. Kungcono ukuhambisa intlawulo kunye nesicelo sakho sokukhansela. Kwezinye iimeko, umrhumo unganqunyulwa kwimbuyekezo yakho, kodwa iyanciphisa izinto xa umyalelo weemali unqatshelwe (kuba akukho ndawo yokukhupha imali).
Imirhumo yeMali Oyifumeneyo
Ukuba ufumene intlawulo ngomyalelo weemali, unokuzibuza ukuba ingaba yindlela epheleleyo epheleleyo yokuhlawula, okanye ukuba umthengi wakho angakhansela inkokhelo. Ukukhuseleka, imali okanye ubeke i-order order ngokukhawuleza kunokwenzeka-oku kunciphisa amathuba okukhansela.
Izingozi ezimbini ezibalulekileyo ojamelana nazo xa uhlawulwa ngemirhumo yemali ngu:
- Umyalelo wemali uyinyumba.
- Umyalelo weemali uza kukhanselwa ngaphambi kokuba uhlawule.
Ezinye iilawutyala zemali ziyinyumba , kwaye abaculi bahlala bezisebenzisa ngokubhekiselele kwiikratshi ze- intanethi . Unokuzama ukuqinisekisa ubungqina ngokubiza umnini-mvume ngaphambi kokuba uthumele iimpahla, kodwa indlela ekhuselekileyo kakhulu yokukhipha umyalelo wemali. Khumbula ukuba ibhanki yakho inokukuvumela ukuba uhlawule ngemali ye-100 yeepesenti yayo, kodwa emva koko uza emva kweemali ukuba umyalelo wezemali ungalungile. Ngoko ke, kuyona nto ibhetele ukuyifumana imali ngokuchanekileyo nomrhumo .
Izibonelelo
Ukuba ufuna ukukhansela umyalelo weemali, kukulungele ukuhamba ngqo nakubani na okhuphayo. Nangona kunjalo, ukuba uzama ukufumana ingcamango yento ebandakanyekayo ngaphambili kwexesha, uzakufuna (phakathi kwezinye izinto) la maxwebhu alandelayo:
- Kwi-Western Union, ifom ye- Order Order Customer Purchase ifomu
- I-MoneyGram, iKhadi leMali leNkundla yeMali
- I-oda ye-USPS yemali, ifom ye-PS 6401 (iMali yoMyalelo weMali)
Ukufumana iifomu ezisesikweni kunye neenkonzo ezikhawulezileyo, qha ga mshelana nomrhumo wakho we-oda we-oda ngokukhawuleza.