Ukuba uye wangena kutshintshi olwamkela amakhadi esikwereti, unokucinga ukuba usebenzisa lakho lokuthenga. Nangona kunjalo, ukusebenzisa ikhadi lakho lekredithi ukuthenga ukubetheka akufani nokusebenzisa ikhadi lakho lekredithi ngencwadi esuka kwi-bookstore. Kuyingozi kwaye kuyabiza.
Ngaphambi kokusebenzisa ikhadi lakho lekredithi ukuze uthenge ukukhala kwe-cryptocurrency-okanye ngaphambi kokuba uthenge i-cryptocurrency kuwo onke-kufuneka ukwazi izinto ezingenakunceda kunye nemirhumo.
Kufuneka uhlawule imali elula.
I-exchangeptocurrency exchange ingakhokhela intlawulo yomthengiso xa usebenzisa ikhadi lekhredithi, okanye nekhadi lokukhwabanisa, ukuthenga i-cryptocurrency. Ukusebenzisa i-ACH (i-akhawunti yakho yokukhangela kunye nokuhamba) ithatha iintsuku ezimbalwa ukuthumela kwi-akhawunti yakho, kodwa ikhululekile. Uya kufuneka wenze ukhetho phakathi kokukhawuleza kunye nokubiza okanye ukukhawuleza nokukhululeka. Ukukhawuleza ukuthenga ngenxa yokuba ucinga ukuba amaxabiso angaphinde abuye abuye, asenokungabi sisigqibo esona silumko.
Kubekho umda kwixabiso lokubhaliweyo ongayithenga ngekhadi lesikweletu.
Ukutshintshiselwa kwe-Cryptocurrency kunokubeka umda wemihla ngemihla okanye ngeveki malunga nokuba ungayithengisa kangakanani i-cryptocurrency ngekhadi lakho lesikweletu.
Ukuba sele udibene nomda, kufuneka usebenzise omnye umthombo wokuhlawula okanye ulinde de kube umda usetshenziswe ngaphambi kokusebenzisa ikhadi lakho lekredithi ukwenzela ukuthengwa kwe-cryptocurrency eyongezelelweyo.
Umnikeli wakho wekhadi lokuthenga ngetyala unokuphatha uphathwe njengento yokuthengiselana ngokulinganayo yemali okanye ukuhamba kwangaphambili kwemali .
Oko kuthetha ukuba uza kuhlawula imali yentlawulo esengaphambili yemali phezu kwayo nayiphi na intlawulo yokuthengiselana iindleko zokutshintshiselwa kwe-cryptocurrency.
Imali eyimfuneko yokuhlawula imali kwimali yekhredithi ingaba yi-$ 5 okanye iipesenti ezili-10 zemali yentengiso, nokuba yeyiphi na enkulu. Ngoko ke, ukuba usebenzisa ikhadi lakho lesikweletu ukuze uthenge i-$ 1,000 ye-cryptocurrency, unokuhlawula umrhumo we-100 wemali kumniki-khadi wakho wekhadi.
Uyakuxhomekeka ekuphambili kwenkcitho ye-APR kwikhadi lakho lekhredithi kwaye awuyi kufumana ixesha lobabalo nangona usebenzisa ikhadi lekhredithi elinokulinganisela. Oko kuthetha ukuba uya kuqala ukubandakanya inzala ukusuka ngosuku owenza ngalo.
Phakathi komrhumo wangaphambili lwemali, inzala ephezulu, kunye nokungabikho kwenkxaso yesisa, ukusebenzisa ikhadi lekhredithi ukuthenga i-cryptocurrency libiza kakhulu. Kubiza njengokuba uthe wasebenzisa ikhadi lakho lekredithi ukurhoxisa imali kwi-ATM-ukuthengiselana okuqhelekileyo nokuba nembono embi.
Enye ingxaki-akukho mvuzo. Ukuba umnikeli wakho wekhadi lokuthenga ngetyala (credit card issuer) uphatha ukuthengwa kwe-cryptocurrency njengengxelo yekheshi, awuyi kuzuza nayiphi na imivuzo ekuthengeni. Ukuthengwa kwakhona akuyi kubala nayiphi na imfuneko yokuchitha imali yokufumana ibhonasi ebhalweni kwikharityhulam entsha.
Unokuhlawula umrhumo wentengiso yangaphandle.
Ezinye i-cryptocurrency exchange exchange may be based outside United States. Ukusebenzisa ikhadi lakho lesikwerethi ukuthenga ukukhwabanisa kwiintengiso zamazwe ngamazwe kunokufumana imali yokuthengiswa kwamanye amazwe ukuba umnikeli wakho wekhadi lesikweletu ahlawule enye.
Imirhumo yokuthengiselana kwamanye amazwe ngokuqhelekileyo i-3 ekhulwini yemali yokuthengiswa. Imali ye-30 yemali yokuthengiswa kwamanye amazwe kwi-$ 1,000 ye-cryptocurrency oyithengayo.
Ukusebenzisa ikhadi le-credit card ukuthenga ngaphezulu kwe-cryptocurrency kunokuba unakho ukubeka kukubeka umngcipheko omkhulu wokuya kwetyala lekhadi lesikweletu.
Akusiyo ingcamango efanelekileyo yokungena kwiityala ukutyalomali okanye ukucinga ngokubaluleka kwamanye amaxabiso. Ngokomqulu we-Disemba 2017 ovela kwi-LendEDU, iipesenti ezingama-22 zabatyala-mali abasebenzayo abasebenzisa ikhadi lokuthenga ngetyala lokuthenga iBitcoin abazange bahlawule loo nto. Baceba ukusebenzisa inzuzo kwiBitcoin ukuhlawula imali. Isicwangciso esiyingozi kuba kungekho ndlela yokuqinisekisa ukuba ixabiso leBitcoin okanye nayiphina i-cryptocurrency iya kwanda. Cinga ukuba iBitcoin yayingaphezulu kwama-19,000 wamaRandi ngo-Disemba 17, 2017 kwaye yawela phantsi kwe-$ 7,000 ekupheleni kukaMatshi 2018, emva kweenyanga ezintathu.
Uninzi lwengcali luya kululeka malunga nokusebenzisa amakhadi ekweretheni kwanaluphi na uhlobo lokutsalwa kwe-investment-cryptocurrency nakwezinye.
Abanye abakhupha amakhadi ekhredithi baye bavalela ukuthengwa kwe-cryptocurrency ngekhadi lesikweletu.
Zonke iiprogram ezinhlanu eziphezulu zekhredithi-iBhanki yaseMelika, i-JP Morgan Chase, i-Citigroup, i-Capital One, ne-Discover-yonke into ivimbe ukuthengwa kwe-cryptocurrency. Nokuba ngaba umniki wekhadi lakho lekhredithi akayikulivimba, banokubangela ukuthenga ngaliphi na ixesha elizayo.
Abaniki bamakhadi ngekhadi banezizathu ezivakalayo zokuthintela ukuthengwa kwe-cryptocurrency. I-Capital One, umzekelo, ithetha ukuthengwa kwayo kwe-cryptocurrency ngenxa yokungabi nalutho kwamkelekileyo kunye neengozi eziphezulu zokukhwabanisa, ukulahlekelwa, kunye nokungazinzi kwimakethe ye-cryptocurrency. Unokukhangela umniki-khadi wakho wekhadi ukufumana ukuba baye bavala ukuthengwa kwe-cryptocurrency ngaphambi kokuqalisa ukuthengiselana.
Ulwazi lwakho lwekhadi lesikweletu lungaba mngciphekweni xa ungasebenzisi utshintshiselwano oluthenjiweyo.
Ukutshintshana kwe-cryptocurrency ezininzi kukhwabanisa kwaye kubangele abantu abanomdla wokufumana inzuzo. Kubalulekile uphando ngokucokisekileyo ngaphambi kokuba wenze nayiphi na ukuthengwa kwe-cryptocurrency. Ewe, ukukhuselwa kwekhadi lokuthenga ngetyala lokukhwabanisa kukuphelisa uxanduva lwakho lokuthenga ngobuqhetseba ekwenzeni ikhadi lakho lesikweletu. Ufuna uqiniseke ukuba awunakuthatyathwa nantoni na kungakhathaliseki ukuba yeyiphi indlela yokuhlawula oyisebenzisayo.
Amanqaku akho ekhredithi anokuchaphazeleka, kuxhomekeke kwisixa sakho sekhredithi ekhoyo esetyenziselwa ukuthenga i-cryptocurrency.
Ukusetyenziswa kwetyala-inani lemali-mboleko oyisebenzisayo-yinto ebalulekileyo kwimilinganiselo yakho yekhredithi. Ingakumbi yakho yemali-mboleko oyisebenzisayo, ngakumbi ichaphazela amanqaku akho. Ukukhawuleza ibhalansi enkulu yekhadi lesikweletu kwi-cryptocurrency kuya kuba yingozi kumanqaku akho. Kubi nakakhulu xa uhlawula ngaphezu kokukwazi ukuhlawula kunye nokuwa emva kweentlawulo zakho.
Ayikho indlela efanelekileyo yokusebenzisa ikhadi lekhredithi ukuthenga i-cryptocurrency. Ukuba unethemba lokufumana umvuzo ekuthengeni kwakho, baya kuhlanjululwa ngokuthengiselana kunye neengxelo zokuhlawula imali. Ukusilela kwithuba lomsindo kuthetha ukuba uza kuhlawulela ukuthenga ngokukhawuleza ukukhusela umvuzo. Unomdla onokuwuhlawula, ngaphantsi uza kubona kwiinjongo zangempela ekuthengeni kwakho kwe-cryptocurrency, ucinga ukuba ubona nayiphi na inzuzo nhlobo.