Ukuba awunalo isicwangciso sezinto okanye ungaphumeleli ukuxhaswa ngokupheleleyo kwi- Your Living Revocable Living Trust , ngoko ke abathandekayo bakho baya kujongana neengxaki ezithile okanye zonke iimpahla zakho. Iindleko ezipheleleyo ze-probate ziyahlukahluka ngokuxhomekeka kohlobo kunye nenani lepropati ejongene neengxaki. Ngokubanzi, ixabiso elikhulu lepropati yeengxaki, i-probate iya kuba neendleko.
01 IiNtlawulo zeNkundla
02 Imirhumo yabameli abakhe
Ezi ntlawulo nazo zichazwe ngumthetho kaRhulumente. Amanye athi nje anikezela oko kuthethwa ngokuthi "yimali enengqiqo," kanti abanye babona imirhumo efanelekileyo ukuba ilingane nexabiso lepesenti ethile yepropathi. Nangona kunjalo, uMmeli Wezakhe unokucela "iimali eziqhelekileyo" kwiinkonzo ezinikezelwe ngasentla naphaya kweenkonzo ezithathwa njengeenkonzo ezisisiseko zeengxaki.
Imali kaMatyala kaMantshi 03
Ezi ntlawulo zichazwe ngumthetho kaRhulumente kwaye zibalwa ngendlela efanayo noMrhumo woMmeli woBuntu. Njengomrhumo woMmeli woBuntu, igqwetha lingakwazi ukucela "iindleko eziqhelekileyo" kwiinkonzo ezinikezelwe ngasentla naphaya kweenkonzo ezithathwa njengeenkonzo ezisisiseko zeengxaki.
04 Iimali zeeNkcazo
Ezi ntlawulo ziyahlukahluka ngokuxhomekeke kwixabiso elipheleleyo lefa kunye nohlobo lwezinto ezikhoyo. Ngokomzekelo, indawo encinci leyo enayo i-stocks kunye nezibophelelo ezingafaniyo ezingama-25 zingenza iimali ezingaphezulu kweemali ezingaphezulu kwendawo yokuhlala enkulu, i- akhawunti yasebhanki kunye ne-CD.
Ukuba ixabiso lihlawulwa kwi-state kunye / okanye kwinqanaba le-federal, ke imali yokuphendula ingabandakanya ukulungiswa kunye nokufakela ingxelo yerhafu yelizwe kunye / okanye i- federal imbuyekezo xa igosa lefa lingayilungiseli kwaye ifake imbuyekezo.
05 Uvavanyo kunye neeNkcitho zoHlolo lweShishini
Le mirhumo iya kuba yimfuneko ukucacisa umhla wokufa kweempahla zendawo , impahla yangasese , kubandakanywa ubucwebe, iimpahla zokulwa, iimpawu, iinqanawa, iimoto kunye nezinto ezinjalo, kunye nemigudu yoshishino. Imirhumo yokuhlaziywa kwipropati yomntu ngamnye inokuluhlula naphi na kumakhulu ambalwa ukuya kwiiyure zamarandi ambalwa, ngelixa iifizi zentengo yezoshishino ziya kuqhuba iilidi ezili-dollar.
- 06 Bond Fees
Ukuba awunayo Impendulo Yokugqibela kunye neTestamente ekhupha ukuthunyelwa kwesibophelelo nguMmeli wakho, ngaphambi kokuba aqokelelwe, uya kufuneka ahlawule kwaye athumele isibophelelo kwisixa esinqunywe ngumgwebi weengxaki. Ngamanye amaxesha, ijaji ye-probate ifuna ukuba isibophezelo sizithunyelwe ngaphandle nangona i- Final and Will Endementi yayeka ukuthunyelwa kwesibophelelo ngenxa yokuba abaxhamli abancinci babandakanyeka.
07 IiMali ezahlukeneyo
Le mirhumo inokuluhlula naphi na kwiindleko zokuposa kwii-imeyile izaziso kuMmeli woBuntu kunye nabaxhamli kunye nokuthumela amaxwebhu enkundleni kunye nabaphathi bamatyala; kwiindleko zokuqinisekisa nokugcina impahla yomntu; kwiindleko zokuthumela impahla yomntu; kwiindleko zokuhambisa impahla yomntu.
Emva kokungeza zonke ezi ntlawulo kunye neendleko, unokuqikelela ukuba uthabatha i-probation ukuthatha indawo evela kwi-3% ukuya kwi-8% yeefa zakho ngaphandle kwabaxhamli bakho, ezingabandakanyi indawo kunye neentlawulo zerhafu ezingabhalwa kwaye zihlawulwe ngeli xesha ulawulo lweengxaki . Thelekisa oku kunye neendleko zokulungisa i-Revocable Living Trust, eya kubalwa naphantsi kwe-1% ukuya kwi-5% yeempahla zakho.