Ukujonga kwiiNkolelo zeNkcazo eziLawulayo

Funda Ukuthi Ukholo Oluphilileyo Lokungathembeki Unako Ukukwenza Nakho

Kuyo yonke iminyaka eqhuba njengommeli wocwangciso lwezindlu, ndiye ngaphaya kweminye impazamo engafanelekanga yokuba abantu banokuThunywa okuKhuselekileyo. Funda ukuba zeziphi iimbali eziqhelekileyo kwaye ukuba uwele nawuphi na kubo.

Inkolelo # 1 - Inkohlakalo eLawulayo iyanciphisa iRhafu yeeMpahla

Inyaniso okanye inkohliso : I-Averable Living Living Trust iya kunciphisa i-bill tax tax bill.

Ubuxoki - I-Trust Living Revocable Trust ayinanto nto yokunciphisa ityala lakho leerhafu .

Iinjongo zayo eziphambili kukukhusela ubumfihlo bakho, cwangcisa ukukhubazeka, kwaye ugweme uvavanyo. Ikhefu.

Ngaloo nto, izibini ezitshatileyo zinganciphisa irhafu yezindlu ngokubandakanya ii- AB Trusts kwi- Trust Their Revocable Living Trusts, kodwa i-AB Trusts inokubandakanywa kwi-Final Will and Testaments. Ukwahlukana kukuba, iTrust eLawulayo iya kukhusela ubumfihlo benkwenkwezi kwaye ivumele ukuba baceba ukukhubazeka kwaye bagweme ukuhlolwa. Intando yokugqibela kunye neTestamente ayinakuyenza kwaye ayiyenzi naziphi zezi zinto.

Inkolelo # 2 - Ithemba elikhunjulwayo lihlala liphephe iProbate

Inyaniso okanye inkohliso : I-Trust ye-Living Revocable Trust iya kuhlala ivumela ukuba abathandekayo bakho bagweme.

Ngamanga, ngenxa yezizathu ezibini : (1) I-Trust Living Revocable Living ayikwazi ukuphepha ukuvavanya ngokwayo-i-trust kumele ixhaswe ngokugcwele ukukhusela ingxaki, kwaye (2) ngamanye amaxesha i-quirks emthethweni welizwe yenza ukuba kudingeke ukuba kudingekile.

I-Trustm Revocable Living Trust ayiyi kuphepha ukuvavanya - i-Trustmaker iya kuxhaswa ngethemba ngokubuyisela i-akhawunti kunye ne- estate kunye nokuhlaziya abaxhamli be-inshorensi yobomi kunye ne- akhawunti yomhlalaphantsi , ngaphandle koko, nayiphi na impahla engabikho imali eya kufuneka ingahlawuliswa.

Ngaphandle kwalokhu, kunye ne-Revocable Living Trust yemali epheleleyo ehlawulwa ngemali imimiselo yombuso apho uhlala khona ngexesha lokufa kwakho inokufuna i-probate yokuqhubeka nokunqunyulwa kwamalungelo abathengi, ukufumana ukukhutshwa kweerhafu zomhlaba, ukhusele ukuzimisela indawo yokuhlala yokuhlala, kunye / okanye ukunciphisa ixesha apho umngeni ungenziwa kwi-trust.

Kule meko, nangona kunjalo, inkqubo ye-probate kufuneka ibe yinkcitho engaphantsi kwaye ibe nexabiso elincinci kunezolawulo olupheleleyo lweengxaki.

Inkolelo # 3 - Ithemba elikhunjulwayo liNqabile kwaye linzima

Inyaniso okanye inkohliso: I-Revocable Living Trust iyinxalenye yokudala icebo lepropati eliyinkimbinkimbi kwaye elincomekayo .

Ubuxoki - Le mihla i-Revocable Living Trust iyisiseko secebo eliqinileyo labantu abaninzi. Ngoba? Kungenxa yokuba iinzuzo ze-Revocable Living Trust zigqithise ngakumbi kwi-Intando yokugqibela kunye neTestamente:

1. Ithemba likhusela ubumfihlo bakho, ngelixa uthanda luba yirekhodi lomntu wonke jikelele ukuze libone.
2. Isicwangciso sokukhubazeka singakhiwa ngqo ekuthembekeni kwakho, ngelixa i-intando iza kuqala emva kokufa.
3. Kwiimeko ezininzi, ukuthembela ngokupheleleyo kuxhaswa ngemali kuya kuphepheka ukuvavanya, ngelixa ezininzi kwiimeko apho ipropati ehamba phantsi kwemiqathango yentando kufuneka iphendulwe.

Inkolelo # 4 - Ithemba elikhunjulwayo likhusela i-Asset yakho kwi-Lawsuits

Inyaniso okanye inkohliso: Ukuba iimpahla zakho ziphantsi kwe- Revocable Living Trust yakho kwaye umboleki-mboleko ufumana isigwebo kuwe, ngoko umbolekisi akakwazi ukuthatha i-asethi ene-trust yakho.

I-Absolutely False - I-Trust Living Revocable Trust ayinanto yokukhusela impahla yakho ngokuchasene nezigwebo ngezizathu ezibini: (1) Unokutshintsha imiqathango yethemba nanini na ukubeka iifayili kwaye uphinde uyikhuphe ngaphandle, kwaye (2) Usenakho ezakhe iimpahla ezibizwa ngegama lithemba.

Ucwangciso lokhuselo lwe-asethi lubandakanya ukuhlalutya kweenjongo zakho zokuhlala kwexesha elide kunye neendawo zokuceba kunye nokubeka isikhundla okanye ukubeka kwakhona iifayili zakho ukuba zikhutshwe kwiibango zamatyala. Ngokuxhomekeke kwimithetho yombuso wakho, oku kungabandakanya utyalo-mali kwindawo yokuhlala yokuqala, i- inshorensi yomshuwalense , i-akhawunti yomhlala phantsi, i-annuities kunye / okanye iinkampani ezinobunzima. ukubiza ipahla kwigama lomlingane okanye ngabaqeshi ngokubanzi; kunye / okanye ukusetha enye okanye ezinye izinto ezingenakuthenjwa. Ngelishwa, i-Revocable Living Trust ayikwazi ukukhusela i-asethi yakho kwiimangalo zabathengi-uya kufuna ukudala isicwangciso sokukhusela i-asethi ngokubanzi ngaphezu kokuthembela kwakho.

Inkolelo # 5 - Ithemba elikhunjulwayo likhupha yonke imisebenzi emva kokuba iTrustmaker ifa

Inyaniso okanye inkohliso: Ukuba udale kwaye uxhaswa nge-Trust Revocable Living Trust, emva kokufa kwakho abathandekayo bakho abayi kuyenza nantoni kodwa baqokelele i-check checks.

Ubuxoki - Le yinto engafaniyo ngokungaqhelekanga malunga neNkcazo yokuHlabalala - kungathi abantu bacinga ukuba ukuthembela kwabo kuya kukhulisa imilenze kunye nemilenze kwaye bajikeleze ngokucoca imicimbi yabo emva kokufa. Nangona abathandekayo bakho abayi ku funeka baye enkundleni baze bavule indawo ye-probate estate , i-Tracesor Trustee yakho iya kuba nexanduva elithile kunye nemisebenzi yokufezekisa phambi kokuba abaxhamli bakho bafumane ukuhlola. Ingundoqo kukuba iTrasti yakho eyayiyilandelayo ikwazi ukulungisa imiba yakho ngaphandle kokukhathazeka malunga negqwetha elijongene neengxaki okanye ijaji elijongene nephepha labo. NgokweTrust Trust Living, izinto ziya kuhlengahlengiswa kwaye zingenziwa ngokukhawuleza yiTrasti yoMphumeleli. Ngoba? Ngenxa yokuba i- Tracesor Trustee yakho ayinakuze ilinde inkundla yenkundla ukwenza umsebenzi wayo.

Intsomi # 6 - Iingxowa ezixhasayo ziphela kuphela kubantu ababutyebi

Inyaniso okanye inkohliso: Inzuzo yakho ayiyiyo imfuneko, ngoko awuyidingi i-Revocable Living Trust.

Ubuxoki - Umthamo wakho kuphela yinto ebalulekileyo ekufuneka uyiqwalasele xa ugqiba ukuba ufuna i-Revocable Living Trust. Kukho izizathu ezininzi zokuba kutheni ufanele uqikelele ukudala kunye nenkxaso yemali ethembekileyo engenanto kwixabiso lakho :

• Unabantwana abancinci kwaye ubiza i-trust njengomxhamli we- inshorensi yakho ye- inshorensi okanye i-akhawunti yomhlala phantsi iya kugcina le ntlawulo ngaphandle kweengxaki kunye nokugcinwa kwe-court supervise.
• Unayo indawo yokuhlala kwiindawo ezimbini okanye ngaphezulu kunye nokuthembela kuya kunceda abathandekayo bakho baphephe amabini amabini okanye ngaphezulu kolawulo .
• Ufuna ukudala isicwangciso sokukhubazeka esiza kukugcina kunye nezinto zakho ngaphandle kwe-guardianship supervised court.
• Ufuna ukunika abathandekayo bakho ngokukhawuleza ukufikeleleka kwipropati yakho emva kokufa endaweni yokulinda iiveki okanye iinyanga ukuba ufikelele kwi-court case .
• Ufuna ukugcina imicimbi yakho yezezimali kunye nobuni bakho baxhamli ngasese emva kokufa.

Nguwe kuphela, ngokubambisana negosa lakho loceba, unokugqiba ukuba i-Revocable Living Trust ilungele wena, kungakhathaliseki ukuba uvumelekile.