Inkcazo ye-Asset Protection
Ukukhusela i-asethi kuthetha ukugcina ipropati yakho iphephile ekubeni ithathwe ngumntu onokumangalela. Oku kunokuvela kumgwebo ohambelana nesenzo esinganyaniseki esenzayo, njengokubangela ingozi yemoto, kumgwebo ohambelana nokuchithwa kwepropathi oyekile ukuhlawula imali .
Inkcazo yoCwangciso loKhuselo lweAset
Unokukhusela njani iifayili zakho kumacala omthetho? Oku kufezekiswe kwinkqubo yokucwangciswa kweempahla, oku kuthetha ukuthatha ipahla eziphantsi kweebango zababolekisi, ezibizwa ngokuba yimpahla engekho nto, nokuzibeka kwakhona njengezinto ezingabikho kwiibango zababolekisi, ezibizwa ngokuba yimpahla ekhululiwe.
Ukuqalisa nini ukuCwangciswa koKhuselo lweAset
Ucwangciso lokhuselo lwe-Asset alukwazi ukuqala xa umboleki wezomgwebo sele sele esecaleni. Ngoba? Ngenxa yokuba ngamnye urhulumente unemithetho ekhusela umboleki wesikweletu kubantu abathumela impahla yabo ngamagama abo ngenjongo yokuthintela, ukulibala, okanye ukukhwabanisa umboleki.
Kule meko, inkundla iya kubona ngokuchanekileyo ngala "ukukhwabanisa" ukudluliselwa kwaye ilandelele kuphela ukuba ukutshintshiselwa kuguqulwa kwaye impahla iphendulwe ukuhlawula umboleki. Kunoko, ukucwangciswa kweempahla kufuneka kuqalise ixesha elide ngaphambi kokuba kukho nawuphi na umqondiso wesigwebo.
Ngaphandle kwalokhu, ukuze udibanise icebo elibanzi lokukhusela i-asethi, kuya kufuneka udibanise iinjongo ezimbini ezibalulekileyo:
- Iinjongo zakho zexesha elifutshane kunye nexesha elide, kwaye
- Iinjongo zakho zocwangciso.
Ukukhusela iAset kunye neenjongo zeMali
Ekuhloliseni iinjongo zakho zexesha elifutshane kunye nexesha elide, uza kufunda malunga nemithombo yakho yangoku kunye neyokusasa yengeniso, ingaba uya kufuna ntoni imali ukuba uthathe umhlalaphantsi, kwaye ingaba kuya kushiyelwa ngaphi ukuba udlulisele kwiindlalifa zakho ngecebo lakho lempahla emva ufa.
Oku kuya kukukhokelela kwisicwangciso sezimali esicacisiweyo.
Emva kokuba iinjongo zakho zezimali zihlolwe kwaye isicwangciso sakho sezimali siphelile, unokuphonononga iafa zakho zangoku ukuqinisekisa ukuba zikhululekile kubathengi kwaye, ukuba azinjalo, zize zibekwe kwakhona ukuba zixolelwe. Isicwangciso sezemali siya kukuvumela ukuba uceba ukubeka i-asethi uzimisele ukuyifumana kwixesha elizayo ukuba ukhuselwe kubanini-mboleko.
Ukukhusela iAset kunye neenjongo zokuCwangcisa iZakhiwo
Emva kokuba unesicwangciso sakho semali esendaweni, uya kukwazi ukufumana umthamo wakho wangoku kunye nokuqikelela kobuninzi obunokulindela ukubuthelela kwixesha elizayo. Kule ngcaciso, uya kuba nokudala isicwangciso esiphezulu sezindlu.
Esi cwangciso siza kujongana nemiba enjengeya kuthi ngubani oza kukunyamekela kunye nezinto zakho xa unengqondo ekhubazekile, ngubani oya kubakhathalela abantwana bakho abancinane xa usweleka ngokungalindelekanga, ngubani na oya kulawula iafa zakho kunye nokunyamekela lakho iqabane okanye enye intsapho malungu emva kokufa.
Isicwangciso sakho sepropati singabandakanya nokucwangciswa kobutyebi ngokusetyenziswa kweendlela ezicwangcisiweyo zokucwangcisa izinto ezifana neenkampani ezinokwenza uxanduva oluzinzileyo kunye neenkolelo ezingaguqukiyo kuwe, iqabane lakho kunye nabantwana bakho okanye nabanye abaxhamliweyo.
UCwangciso lwezeMali kunye neSicwangciso seSakhiwo sokuPhathwa kweMpahla yokuKhusela iAset
Emva kokuba udibanise iinjongo zemali zakho kunye neenjongo zakho zokucwangcisa umhlaba kunye nokubeka okanye ukubeka kwakhona ifa lakho elikhuselwe kubathengi, uya kuba necebo elibanzi lokukhusela i-asethi endaweni. Emva koko, ukuba umboleki-mboleko ephethe isigwebo esichasene nawe ubonakalisa emnyango wakho wangaphambili, uya kuba sesikhundleni esingcono ukuxoxisana ngokukhawuleza kwendawo yokuhlala kwi dollar kunokuba ube nayo yonke imali yakho eyimali etafileni.
Isixhobo sokuKhuselwa kweeNdawo eziPhezulu
Njengoko ndayilumkisa ngasentla, ukuba uzama ukuqala ucwangciso lokukhusela i-asethi emva kokuba kwenziwe isigwebo kuwe, okanye nokuba phambi kokuba umgwebo ufakwe kulindeleke ukuba ufakwe, uza kubonakalisa nayiphi na icebo lokukhusela impahla ozama ukuyenza ukuhlaselwa nokuguqulwa yijaji okanye ijaji.
Ngelishwa, abantu abaninzi banokufunda ngokukhawuleza ukuba ukucwangciswa kwee-asethi kuyilungiselelo lexesha elide, kungekhona into enokuyenza njengendlela yokukhawuleza okanye yesikhashana. Ngaloo ndlela, ixesha lokubeka isicwangciso sakho sokukhusela ii-asethi ngokude kusele ngaphambi kokuba isigwebo sibe semgangathweni.