Ukucwangciswa kwezinto eziphambili kunganciphisa irhafu nokukhusela impahla
Ukucwangciswa kwezinto eziphambili-into engaphezulu kwintando elula okanye yokuphila ngokuthembekileyo-inokubaluleka kubantu abaneendawo ezixabisekileyo, ezihlawulwayo. Ihamba ngentla ngaphaya kwesiseko esisezantsi kwaye inika iinketho zokunciphisa okanye ukuphelisa irhafu yezindlu . Ukucwangciswa kweendawo eziphambili kungasetyenziselwa ukuphucula ixabiso leentsapho kunye nokukhusela impahla ukuze kuzuze izizukulwana ezizayo.
01 UkuCwangciswa kweZakhiwo eziPhambili kunokuNciphisa iMali yentlawulo
Ukuthembela okulula okuza kubangela ukuba i-estate yakho igweme ukuxilongwa, kodwa i-Internal Revenue Service ithatha isikhundla sokuba unayo impahla obeka kuyo kwithemba elinjalo. Unako ukurhoxisa iqumrhu elithembekileyo le-trust kwaye uthathe i-asethi kwakhona ngasiphi na ixesha. Uhlala ulawulo lwabo.
Akunjalo nangethemba elithile elingenakuguquka. Ukubeka ixabiso kwi-trust engaguqukiyo isigqibo esisigxina. Ulahla ubunikazi. Omnye umntu-kungekhona wena-kufuneka abe ngumphathiswa. Kodwa ukuba awukwazi ukuyilawula kwaye awunabo ngokwasemthethweni ngexesha lokufa kwakho, abachaphazeli kwixabiso lakho lokurhafisa.
Akufuneki ukuba yinto yonke into okanye akukho nto. Ukuba unayo i-asethi enexabiso elibalulekileyo owaziyo ukuba ufuna ukudlulisela kumntu othile onokufumana inzuzo, ungazibeka wedwa kwithemba elingenakuthenjwa kwaye ugcine ukulawula ezinye ipropati yakho.
02 UkuCwangciswa kweZakhiwo eziPhambili kungadala ilifa
Iintlobo ezahlukeneyo zeetrasti zinokumiselwa ukudala ilifa eliqhubekayo kwizizukulwana ezizayo ngokunjalo. Uninzi luvumela ukuba iinkolelo ziqhubekele emakhulwini eminyaka okanye kwixesha elizeleyo ukuze ukwazi ukubeka amathenda ezinto zabo zamalungu entsapho kunye namasasa.
Ungakwazi kwakhona ukudala ilifa kuluntu lwakho ngokusekela itrasti yezibonelelo okanye isiseko esizimeleyo esiza kubonelela ngesibonelelo sokuzibuyisela ngokwakho iminyaka ezayo.
03 UkuCwangciswa kweZakhiwo eziPhambili zingagcina iiAstile ezikhuselekileyo
Kwabo baqokelele ubuncwane obuncinci, ukwesaba ukulahlekelwa yiyo yonke into kunokukhathazeka kakhulu. Ezinye izakhono zilungele ukugwetywa kwezigwebo kunezinye kwaye, ngokuqinisekileyo, izingozi zingenzeka.
Amaninzi amaninzi athembekileyo afana neentlawulo zokufikelela kwixesha lomtshato (SLATs) awancedi nje ekunciphiseni okanye ekupheliseni irhafu yezindlu kodwa unike ibhonasi eyongeziweyo yokukhusela i-asethi ene-trust to blames and in the case of divorce. Kwakhona, i-trust ithobe ingaguquki. Into ongekho ngokomthetho ayifumanekanga.
Amagunya okukhusela i-asekhaya kunye netrasti ezithile ze-offshore zenzelwe ukugcina impahla ngaphandle kwabathengi kunye nabatshatileyo. Ezinye iindlela eziphambili, ezifana nokunikezela ngesibonelelo kwiinkampani ezinobunzima, udibanise ukongezwa okongeziweyo kwipropati enenkampani.