Indlela yokubala I-Your Tax Tax Account

I-Gross Estate eyancitshiswa yiMali kunye neendleko ezilingana neNetown Taxable Estate

Ukuba ukufa kwakho kwenzeka ngexesha lonyaka xa i-taxeral tax estate iyasebenza, ngoko ukuba i-estate yakho iya kuba noxanduva lokuhlawula irhafu ye-federal iya kuxhomekeka kwixabiso lempahla yakho eyimpahla, isixa semali enetyala ngexesha lokufa kwakho, iindleko ezipheleleyo eziza kubakho ngexesha lokulungisa ifa lakho, kwaye nayiphina imali ekubanjelwe ukuba ifa lakho lingathatha. Nantsi indlela yokwenza uqikelelo lwenkokhelo yerhafu yakho.

Ukuze uphononongo lwemithetho yerhafu yezempahla ekhoyo yangoku kunye neesati ebonisa inani lokuxolelwa kwerhafu ye- federal kunye neerhafu zerhafu ukusuka ngo-1997 ukuya ku-2014, funda oku kulandelayo:

• Ubume bemiGaqo yeRhafu yeTrasti yeNdawo yangoku
• Isatifiketi sokuThumela kweRhafu yeTrans Estate, 1997 - 2014

PHAWULA:

Olu lwazi lunikezwa ngolu hlobo olulinganiselwe ukuze ubale ukuba kuqikeleleka koxanduva lokuhlawula irhafu. Akufanele kuxhomekeke kwiingcebiso zomthetho okanye zerhafu.

Misela iNani leMpahla yakho

Ixabiso lexabiso lakho elibi liye lisetyenziswe njengendawo yokuqala yokumisela ukuhlawulwa kweerhafu. Funda indlela yokubala uqikelelo lwexabiso lefa lakho elihle ngokufunda:

• Yiyiphi ixabiso leMpahla eSebenziselwa ukuThengisa iRhafu yeTela?
• Indlela yokubala ixabiso leGross Estate yakho

Ukusuka kwi-estate yakho elandelayo iyakuthatyathwa ukuba ikunike ixabiso lempahla yakho yempahla ngenjongo yentlawulo yerhafu:

1. Iingxowa kunye neendleko , kubandakanywa nemali-mboleko , imigangatho yemboleko, iimali-mboleko zemali, ityala lekhadi lesikweletu , iindleko zomngcwabo kunye neendleko zonyango ; kunye neendleko zokulawula ukulungisa indawo yakho okanye i- Revocable Living Trust , kubandakanywa negqwetha, ukubalwa kwemali kunye nokuhlawula iifizi, iimali zokugcinwa kunye nokuthunyelwa kwemali, iintlawulo zemali kunye nemirhumo yenkundla; (I- Tip : Ukufumana uqikelelo olunzima lweendleko zolawulo, phinda uphinde ufumane ifa lakho elingu-5%);

1. Ukutshintshwa kwezibonelelo , kubandakanya izipho ngqo kunye nepropati, ukubeka eceleni kwi- Remainder Trust okanye i- Charitable Lead Lead Trust ; kwaye
2. Ukutshintshela kumlingane ongummi wase-US , kubandakanywa ukutshintshwa ngokukhawuleza ngokulungelo lokusinda kunye nokudluliselwa kwintembeko efanelekileyo yokuchithwa komtshato , njengokuthi " I-A Trust " esungulwe xa usebenzisa u- AB Trust planning okanye u- ABC Trust planning .

Qinisekisa i-Your Federal Estate Tax Tax

Ukususela kwimpahla yakho yomnatha kuyakhutshwa i-exemption tax tax exemption yakho ukuze ifike kwi-estate taxable yakho. I-taxeral exemption tax exemption ngonyaka ka-2010 no-2011 yayingama-$ 5,000,000, ukukhululwa komnyaka werhafu ka-2012 kwakuyi-$ 5,120,000, ukukhululwa kwa-2013 bekuyi-$ 5,250,000, kwaye kuye kwanda ukuya kuma-5,340,000 ngo-2014. ngo-2015 nangeminyaka kamva.

Kwakhona phawula ukuba ukuba wenze izipho ezihlawulwayo ngexesha lokuphila kwakho, ngoko ukuxolelwa kwakho kwentlawulo ekhoyo kuya kulingana nomlinganiselo phakathi kokukhululwa okupheleleyo kunye nexabiso leziphiwo zobomi ezenziwe.

Eminye imizekelo

Nayi imimiselo enokukunceda ukuba uqonde indlela i-bill tax tax bill ibalwa ngayo:

1. Ukufa ngo-2014, akukho zipho zokuphila, i-estate taxable - Ukuba ufa ngo-2014 kwaye i-estate yakho eyi-$ 6,000,000 kunye namatyala akho avumelekileyo, iindleko kunye nokuncithwa zi-$ 500,000, ke umnini-mali wakho u-$ 5,500,000. Emva koko ususe kwi-property yakho yemvume yakho yokuhlawula irhafu ekhoyo ukuze ufike kwifa lakho elithengiswayo. Ukuba awuzange wenze nayiphi na izipho ezihlawulwayo ngexesha lokuphila kwakho, ngoko kulo mzekelo wakho umhlaba ohlawuliswayo uza kulingana nama-250,000 wama-$.
   
   Imali eyi-5 500,000 yempahla - i-$ 5340,000 yokuhlawula irhafu yerhafu = i-$ 160,000 yexabiso elithengiswayo
   
   I-estate taxable yakho yongezwa ngama-40% ukufika kwintlawulo yakho yentlawulo ye-federal property, ekhoyo kulo mzekelo ulingana nama -64,000 wama-$ .
   
   Imali eyi-160,000 yexabiso elihlawulisiweyo x 40% rate = $ 64,000 yentlawulo

1. Ukufa ngo-2014, akukho ziphiwo eziphilileyo, indawo engabonakaliyo - Sebenzisa izinto ezifanayo ngasentla, ngaphandle kokuba umnini-mali wakho uxabiswe kwi-4,000,000. Kule meko, ekubeni umnini-mali ungaphantsi kwe-exemption tax tax 2013, i-estate taxable yakho iya kuba yi-$ 0 kwaye ke umthwalo wakho werhafu uza kuba yi-$ 0 :
   
   I-4,000,000 yexabiso lempahla - i-$ 5,340,000 yokuhlawula irhafu yerhafu = =
2. Ukufa ngo-2014, i-$ 1,000,000 kwizipho zobomi - Sebenzisa iinjongo ezifanayo ngaphezu kwe # #, ngaphandle kokuba ukufa kwakho kwenzeka ngo-2014 kwaye wenze imali yezigidi ezi-1 000 ezihlawulwayo ngexesha lokuphila kwakho. Oku kuthetha ukuba i-$ 1,000,000 kwizipho zempilo ezihlawuliswayo ziya kususwa kwi-tax exemption tax estate yakho, ukushiye nge-$ 4,340,000 ukuxolelwa.
   
   I-$ 5,340,000 yokuxolelwa - i-$ 1,000,000 izipho zokuphila = $ 4,340,000 ukuxolelwa
   Ngaloo ndlela, ityala lakho lokuhlawula irhafu liya kuba ngu -464,000
   Imali eyi-5,500,000 yempahla - i-$ 4,340,000 ekhoyo ihlawulwe = i-1,160,000 eyi-estate taxable
   
   Imali eyi-1,160,000 yeerhafu ehlawulwayo x 40% yentlawulo = $ 464,000 yerhafu

Estate Tax Calculator

Ukubala uqikelelo lwemfanelo yakho yentlawulo ye-frederal estate, jonga kule khoyitha elandelayo enikezelwa yi-Burton Asset Management, LLC: Ingakanani iRhafu yeMpahla onokuyenza?