Funda indlela yokugqiba ixabiso le-Asset ye-Estate Tax Purposes
Ixabiso elibi lixabiso lempahla kunye nepropati phambi kokuba irhafu neerhafu zithathwe. Iquka yonke indawo ephantsi komhlaba ochaphazelekayo okanye apho inomdla, kungakhathaliseki ukuba i-asethi iyaxhomekeka.
Ukusebenzisa Usuku Lokufa Kwexabiso Lokufa
Umhla wokulinganiswa kwexabiso lokufa lixabiso lemarike elungileyo yexabiso ngalinye lempahla njengefa lomhla wokufa.
- Kwiibhanki, utyalo-mali kunye neakhawunti yomhlala-phantsi , oku kuya kuba yintetho yokubaluleka ngomhla wokufa.
- Ngama-stocks aqhutywe esidlangalaleni aphethwe ngaphandle kwe-akhawunti ye-brokerage, umyinge wamaxabiso aphakamileyo aphantsi ngomhla wokufa uwandiswa yinani lezabelo ezikuzo. Ukuba ukufa kwenzeka ngosuku apho imarike yemasheya ivaliwe, amaxabiso aphakathi kwesitishi kwiintsuku zokurhweba kwangaphambi nangemva komhla wokufa.
- Inani elifanelekileyo lemarike yemiphumela yoshishino, iimfuno zezoshishino kunye neendawo zokuthengisa njenge-date of death ngokuqhelekileyo zichongwe yi-appraisal.
Ukusebenzisa Umhla woVavanyo oNgezelelweyo
Inani elithile lokuxabisa lexabiso lixabiso lexabiso lemarike elungileyo yazo zonke iifom ezibandakanyiweyo kwisakhiwo esiphezulu semali ezintandathu emva komhla wokufa.
Ngaphantsi kweKhowudi yeNgeniso yangaphakathi, ummeli womntu uvumelekile ukuba akhethe ukuba angasebenzisa umhla wokufa kwemilinganiselo okanye ixesha elithile lokuxabisa ukuba ixabiso likhulu ngokwaneleyo ukuba lithathwe phantsi kwentlawulo ye-federal tax and if the use of date alternate reduces the value of ifa elibi.
Ngomhla we-2016, iziza kuphela ezixabisekileyo ezingaphezu kwe-5.45 yezigidi ziphantsi kweentlawulo zerhafu.
Kutheni Usebenzisa omnye okanye omnye?
Kutheni ukuba ummeleli wakhe ngokwakhe akhethe olunye uhlobo lwexabiso lokuxabisa kunomhla wokukhethwa kwempahla yokufa? Kuba ukuba enye okanye ngaphezulu kweefa zefa ilahlekelwe ixabiso elibalulekileyo kwiinyanga ezintandathu emva kokufa, umrhumo weerhafu wezindlu ungancitshiswa. Ukuba ixabiso lokusetyenziswa kwemali linye lisebenzisa, nangona kunjalo, zonke iifa zefa kufuneka zihlaziywe, kungekhona nje ezo eziye zahla ngexabiso.
Kwenzeka ntoni ukuba i-asethi ithengiswa ngeenyanga ezintandathu emva komhla wokufa? Emva koko intengo yokuthengisa ye-asethi kufuneka isetyenziswe.
Umgudu omkhulu ekusebenziseni olunye uhla lwamaxabiso oluthileyo lukuthi isinyathelo-siphumo sokufumana ukuba abaxhamli banokungena kwiixabiso elisezantsi. Oku kunokuchaphazela uxanduva lwabo lokufumana inzuzo enkulu xa kufuneka bathathe isigqibo sokuthengisa ifa labo.
Ngokuqhelekileyo, isiseko somhlawuli werhafu siza kuba yihlawulela i-asethi, kunye neendleko zokuphucula iinjongo. Uhlawula irhafu yentlawulo yexabiso lentengo ngokumahluko phakathi kwalo kunye nentengo yokuthengisa. Isiseko sakhe kwisakhiwo esizuze ilifa lixabiso layo njengomhla wokulinganisela kwiinjongo zerhafu yexabiso, ngoko ke umgangatho ophantsi ukulinganisa, kuya kuba lula ukuba uya kuqonda ixabiso lentengo xa uthengisa.