Iimpahla ezifakwe kwiGross Your Estate
Iimpahla eziza kubandakanywa kwifa lakho elihle ngenjongo yentlawulo yerhafu zilandelayo:
- Iingxelo zeBhanki - kuquka ukutshekisha, ukugcina imali, iimarike zemali kunye neeCD. Ukuba i-akhawunti ihlala kwigama lakho elilodwa (kubandakanywa ukuhlawulwa kwii-akhawunti zokufa ) okanye kwi-Trust yakho eLawulayo yokuHlaba, ixabiso lonke lifakiwe; ukuba i-akhawunti inamagama adibeneyo kunye neqabane lakho ngamalungelo okusinda, kuphela i-50% yexabiso elifakiwe; ukuba i-akhawunti ibhalwe ngamagama abambene nomntu ngaphandle kweqabane lakho kunye namalungelo okusinda, i-100% yexabiso lifakiwe ngaphandle kokuba ingaboniswa ukuba abanye abanikazi beakhawunti banikezela ngemali kwi-akhawunti; ukuba i-akhawunti inamagama adibeneyo njengabaqeshi abafanayo, kuphela inzala yakho enomlinganiselo ifakiwe.
- IiAkhawunti zezoTyalomali - kuquka i-akhawunti ye-brokerage kunye nemali-mali. Ukuba i-akhawunti ihlala kwigama lakho elilodwa (kubandakanywa ukuhlawulwa kwii-akhawunti zokufa ) okanye kwi-Trust yakho eLawulayo yokuHlaba, ixabiso lonke lifakiwe; ukuba i-akhawunti inamagama adibeneyo kunye neqabane lakho ngamalungelo okusinda, kuphela i-50% yexabiso elifakiwe; ukuba i-akhawunti ibhalwe ngamagama abambene nomntu ngaphandle kweqabane lakho kunye namalungelo okusinda, i-100% yexabiso lifakiwe ngaphandle kokuba ingaboniswa ukuba abanye abanikazi beakhawunti banikezela ngemali kwi-akhawunti; ukuba loo propati inamagama adibeneyo njengabaqeshi abafanayo, kuphela umdla wakho olinganayo ufakiwe.
- Amasheya kunye neebhonki ezigcinwe kwiSatifikethi seSatifikethi - Ukuba isitokisi okanye ibhondi kwigama lakho elilodwa okanye kwi-Your Revocable Living Trust, ixabiso lonke lifakiwe; ukuba isitokisi okanye ibhondi idibene kunye neqabane lakho kunye namalungelo okusinda, kuphela i-50% yexabiso elifakiwe; ukuba isitokisi okanye ibhondi kulamagama abambene nomntu ngaphandle kweqabane lakho kunye namalungelo okusinda, i-100% yexabiso lifakiwe ngaphandle kokuba ingaboniswa ukuba abanye abanikazi beakhawunti bancedisa ukuthenga isitotyi okanye ibhondi; ukuba isitokisini okanye ibhondi kulamagama adibeneyo njengabaqeshi abafanayo, kuphela umdla wakho olinganayo ufakiwe.
- Ibhondi ye-Savings yase-US - Ukuba ubophelelo lusegama lakho kuphela (kuquka ukuhlawulwa kwiibhondi zokufa) okanye kwi-Your Revocable Living Trust, ixabiso lonke lifakiwe; ukuba ibhondi idibeneyo kunye neqabane lakho kunye namalungelo okusinda, kuphela i-50% yexabiso elifakiwe; ukuba ibhondi ibhalwe ngamagama abambene nomntu ngaphandle kweqabane lakho kunye namalungelo okusinda, i-100% yexabiso lifakiwe ngaphandle kokuba ingaboniswa ukuba abanye abanikazi be-akhawunti banceda ukuthenga ubophelelo; ukuba ubophelo lusetyenziswe ngamagama adibeneyo njengabaqeshi abafanayo, kuphela umyinge wakho olinganayo ufakiwe.
- Iimpembelelo zomntu - kuquka ifenitshala kunye nempahla; iingubo; zobumba; antiques; zokuqokelela; ubugcisa; iincwadi; izibhamu; iikhomputha; IiTV kunye nezinto ezinjalo.
- Iimoto, iinqanawa kunye neenqwelo zeenqwelo-moya - Ukuba isithuthi segama lakho kuphela okanye kwi-Your Revocable Living Trust, ixabiso lonke lifakiwe; ukuba isithuthi sinegama elifanayo kunye neqabane lakho, kuphela i-50% yexabiso elibandakanyiweyo; ukuba isithuthi siphethwe ngamagama athile kunye nomntu ngaphandle kweqabane lakho, i-100% yexabiso lifakiwe ngaphandle kokuba kungaboniswa ukuba abanye abanikazi be-akhawunti banceda ukuthenga isithuthi.
- Iimali eziKhokhwe kuwe - Oku kuquka iimali ezibanjwe ngawe, iimali-mboleko zakho ozenzayo, kunye nemvuzo, ibhonasi, iikhomishini kunye neentlawulo ezihlawulwa kuwe ngexesha lokufa kwakho.
- I-inshurensi yoBomi - Ukuba unomgaqo-nkqubo ebomini bakho, i-100% yemali ifumaneka; Ukuba unomgaqo-nkqubo ebomini bomnye umntu, ixabiso lemali kuphela lifakiwe.
- Akhawunti zeRhafu - Eli candelo libandakanya iRoth kunye ne-IRA yeNdabuko; I-IRAs elula kunye ne-SEP; 401 (k); 403 (b) kunye nezibonelelo; I-100% yexabiso lifakiwe.
- Ukuthintela ngokukhawuleza Inzala yezoshishino - Eli candelo libandakanya i-proprietorships kuphela, intsebenziswano, iinkampani ezinobunzima kunye nezitokethi ezigcinwe kwiinkampani ezigcinwe ngokukhawuleza. Inzuzo yobunini bakho inzala ifakiwe.
- Izakhiwo eziMhlaba - Ukuba umhlaba uphantsi kwegama lakho kuphela okanye kwi- Your Revocable Living Trust , ixabiso lonke lifakiwe; ukuba loo propati ibhalwe ngamagama adibeneyo kunye neqabane lakho ngamalungelo okusinda, kuphela i-50% yexabiso elifakiwe; ukuba ipropati ibhalwe ngamagama athile kunye nomntu ngaphandle kweqabane lakho kunye namalungelo okusinda, i-100% yexabiso ibandakanywe ngaphandle kokuba ingaboniswa ukuba abanye abanikazi bepropati bancede ukuthenga loo propati; ukuba loo propati inamagama adibeneyo njengabaqeshi abafanayo, kuphela umdla wakho olinganayo ufakiwe.
- Iimpahla ezithile zeTrust Trust - Ezinye iinkolelo ongazifumana zona, kubandakanywa nayiphi na intembeko onayo "amandla jikelele okuqeshwa," iya kufakwa kwifa lakho elipheleleyo kwixabiso elipheleleyo lepropati ethembekileyo. Oku kubandakanya ixabiso elipheleleyo "I-A Trust" eyenzelwe inzuzo yakho njengomlingane ohlalayo usebenzisa icebo lokwenyaniso " AB Trust ".
- Izipho zoBomi ezihlawuliswayo - Ezi ziphiwo ozenzayo ngaphezu kwesibonelelo sokukhutshwa kwentela yesipho sonyaka kunyaka owenza ngayo isipho. Isixa sokukhutshwa sisetyenziselwa ukuba sibe yi-$ 10,000 ngesipho ngasinye kwaye ngoku sikwi-12,000 ye-$ 000 kodwa siya kunyuka ukuya kuma-13,000 e-2009.
- Ezinye iintlawulo ezenziwe zingakapheli iminyaka emithathu yokufa - oku kubandakanya inshuwalense yobomi enikezelwe nguwe kwaye idluliselwe kwi- Insured Insurance Life Trust engapheliyo kwiminyaka emithathu yokufa kwakho.