Abathengi beGap abaqhelekileyo mhlawumbi baye bafaka ikhadi le-Gap Visa kwikaliti yokukhangela, kunye nesibonelelo sokugcina i-10-20% ekuthengeni kwakho. Ukuba ucinga ukufaka isicelo se-Gap Visa, nantsi oku kufuneka ukwazi.
Ikhadi le-Gap Visa ngetyala lekhredithi elichanekileyo likhutshwe yi-Synchrony Bank (eyayisakuba ngu-GE Capital) ekuvumela ukuba ufumane umvuzo okhethekileyo kwi-Gap kunye novimba beodade. Ekubeni yikhadi lekhredithi yeVisa, ungasebenzisa ikhadi kwiGap nazo zonke ezinye izitolo ezamkela iVisa.
Ukufumana imivuzo kwiVisa yeGap
Ngekhadi lekhredithi ye-Gap Visa ufumana amanqaku ama-5 kuyo yonke idola oyisebenzisayo kwiGap kunye nezitolo zoodade (Old Navy, Banana Republic, iPiperlime) kunye ne-1 iphuzu ngalinye nge dollar kuzo zonke ezinye izinto zokuthenga. Emva kokuba uqokelela amanqaku ama-500, ufumana umvuzo we-$ 5. Nangona le yiVisa, unokuzihlawulela kuphela umvuzo wakho kwi-Gap okanye kwizitolo ezinxulumeneyo, kodwa unokudibanisa imivuzo emininzi okanye udibanise namanye amanqaku athengisayo kunye neetoni zokufumana isaphulelo esinzulu.
Abanikazi bamakhadi bafumana izibonelelo ezizodwa ukuze bafumane amaphuzu angaphezulu, i-10% isaphulelo ngeLibini, ukugcinwa okhethekileyo kwimini yokuzalwa, ukufikelela kwiziganeko ezizodwa kunye neeraphulelo ezizodwa.
Isimo seSiliva
Emva kokuba wenze i-$ 800 kwiintengo zeGap kunyaka wekhalenda, i-akhawunti yakho ingahlaziywa kwisimo seSiliva. Izinzuzo zesiko seSiliva ziquka ukuthunyelwa kwamahhala kuzo zonke iintengo, i-15% isaphulelo ngosuku okhethayo, amaphuzu amathathu kwiintsuku ezikhethiweyo, kunye nokuguqulwa okusemthethweni kwiintengiso ze-Banana Republic.
Uya kufuneka uqhube uchitha i-$ 800 nganye ikhalenda ngonyaka kwikhadi lakho ukugcina isimo seSiliva. Kwabanye abantu, yinto eninzi yokuthenga ngekhadi lesikweletu, ngaphandle kokuba i-Gap Visa yenzeka kwikhadi lakho lekhredithi.
Gap Visa vs GapCard
I-Gap Visa ifana kakhulu neGapCard enenjongo, ngaphandle kokuba unako ukuthenga kwiindawo ezininzi, kodwa imivuzo ingasetyenziselwa kuphela kwiGap kunye noodade bayo.
Ngaphandle kwenkqubo yokuvuza, akukho nto eyenza ikhadi lekhredithi likaGapCard likhangele.
Ngelishwa, awufumani ukuba ukhethe ukuba ufake isicelo se-Gap Visa okanye i-GapCard. Endaweni yoko, ibhanki yokuqala ikuzama ukukufanelekela kwi-Visa ye-Gap uze emva kweGapCard. Uza kufuna umlando weebhanki ezilungileyo ukuba uvunywe kwi-Visa ye-Gap nangona isibonelelo asikho sikhulu.
Ngaba kufuneka ufumane iKhadi leKhadi leVela leGap?
Nangona uthanda i-Gap yokugqoka, eli khadi alikho into eninzi ye-deal, njengamaphepha amaninzi ekhredithi . Nangona kungekho mali yonyaka, i-24.99% ye-APR iphakamileyo kakhulu kunomyinge, ngoko ufuna ukuhlawula ibhalansi yakho ngokugcwele kweli khadi.
Ukuba ufanelekile, Ukufumanisa ukuba kuya kuba yintsebenziswano engcono kuba ufumana imali engaphezulu kwe-10% yokubuyisela imali kwi-Gap, Old Navy, kunye ne-Banana Republic xa uthengwa nge-ShopDiscover. Umvuzo wemali eyi-10 wemali yinto eguquguqukayo ngakumbi kuneqhosha le-5 le-5 kwi-Gap.
Amanqaku ekhadi lokuthenga ngetyala kunye neebhonasi zokubhalisa ziya kutshintshwa ukusuka ngexesha lokuhlaziywa. Ukutyelela i-website yomkhupheli wekhadi lokuthenga ngetyala ngeemigqaliselo kunye neemeko zakutshanje.