Ukuhlaziywa kwe-REDCard Review

Ukuphuma kwamaPhesenti amahlanu kwiiSitoreji zokuThengisa

Nabani na othungelwe kwiTgethi akungabazeki ukuba unikezwa i-RED Target, Ikhadi lekredithi elithembekileyo elikuvumela ukuba ulondoloze ekuthengeni ngalunye. Ukuba ucinga ngokufumana i-REDcard ejoliswe kuyo, yile nto okufuneka uyifumane.

Iipeksi kunye neNzuzo ye-REDcard ejoliswe kuyo

Ufumana isaphulelo esingu-5% ekuthengeni kwiTgetget and Target.com nanini na usebenzisa i-RED Target yakho yokuthenga. Lo akusiyo inkqubo yokufumana umvuzo apho uqokelela inani elithile lemali ezayo ukuze usebenzise ukuthenga kwangaphambili.

Isaphulelo sizenzekelayo. Awunayo ukutyikitya, ukubhalisa, okanye wenze ukuhlengwa ukuze ufumane inzuzo.

I-Target REDcard ibetha nezinye iikariti zamatyala ezikhredithi, ezinika kuphela isaphulelo ekuthengeni kwakho ukwenza usuku lokuqala uvula i-akhawunti yakho. Kunoko, i-REDcard ejoliswe kukunika isaphulelo yonke imihla ukusuka ngomhla ovula ngayo i-akhawunti phambili. (Ngaphandle kokuba banqume ukutshintsha imiqathango yenkqubo, kunjalo.)

Ukuba ungumgcini weThagethi oqhelekileyo, isaphulelo sesi-5% sininzi. Uza kusindisa i-$ 5 kuyo yonke i-$ 100 oyichithayo kwiTgethi. Abathandi abathintekayo bayazi ukuba kulula kangakanani ukusebenzisa imali engaphezulu kwama-$ 100 eluhambweni olulodwa, nangona xa uceba ukwenza kuphela i-jug yobisi.

Akuyiyo yonke into yokuthenga ithagethi iya kufumana isaphulelo. Oku kubandakanya izibonelo zamehlo ezijoliswe kuThagethi, amakhadi wesipho, ukuthenga kwangaphambili kunye nezinye izinto ezichazwe kwimithetho ye-REDCard.

Ukongeza, uthumela ngokukhululeka ekuthengweni kweTarget.com xa usebenzisa i-REDcard yakho ngokude ukhetha ukuthunyelwa okuqhelekileyo.

Uya kufuneka uhlawule iindlela zokuthutha eziphuculweyo.

Akukho mrhumo wonyaka wonyaka we-RED Target. Oku kuthetha ukuba unako ukuzonwabisa ngezaphulelo kuzo zonke izinto zakho zokuthenga okujoliswe kuyo ngaphandle kweendleko nje kuphela xa uhlawula ibhalansi yakho ngokugcwele inyanga nganye.

I-Target REDcard Price

Ngelixa ungeke uhlawule imali yonyaka kwi-RED Target, kukho iifizi zentlawulo esekelwe kwindlela osebenzisa ngayo ikhadi lakho.

Kukho umrhumo wexesha elide ukuya ku-$ 38 xa uvalelwe ekuhlawuleni kwekhadi lokuthenga ngetyala leenyanga kunye ne-$ 27 ebuyisele umrhumo wokuhlawula ukuba ibhanki yakho ibuyisa imali yakho yekhadi lesikweletu. Ukuthengwa kuhlawulwe u-23.40% we-APR.

Yintoni omele uyijonge nge-REDcard ejoliswe kuyo

I-APR iphezulu. Njengawo onke amakhadi enkoleko, ngokukodwa umvuzo wamakhadi-mboleko , kufuneka uhlawule ibhalansi yakho ngokugcwele inyanga nganye ukuphepha iindleko zemali kunye nokufumana inzuzo epheleleyo ye-5% isaphulelo. Ungalokothi ukhonotye kwaye wenze inkokhelo encinci.

Ukuba ungumkhwa omkhulu weThagethi, ukuba nekhadi lesikweletu ongayisebenzisa kwisitolo sakho ozithandayo kunokukulinga ukuba uchithe imali. Jonga indlela ochitha ngayo ngendlela efana ngayo ukuba usebenzisa i-akhawunti yakho yokutshekisha. Emva koko, kufuneka ube nokukwazi ukuhlawula imali yakho ngokugcwele ngenyanga.

Nika ingqalelo ekusebenziseni ngetyala lakho. Ukugcina amakhadi enkredithi ngokuqhelekileyo kuza kunye nomda we-credit limit kwaye kulula ukuphuma. Gcina ibhalansi yekhadi lakho lesikweletu phantsi kwe-30% yomda we-credit, ngokukodwa kwi- akhawunti yakho yokuvala ingxelo , ngoko ke umlinganiselo wakho wekhredithi awuchukumiswanga ngumlinganiselo ophezulu.

Ehlelwe nguLaToya Irby. Amanqaku ekhadi lokuthenga ngetyala kunye neebhonasi zokubhalisa ziya kutshintshwa ukusuka ngexesha lokuhlaziywa. Jonga kwisicelo semimiselo yangoku kunye neemeko.