Ngamanye amaxesha isigqibo sokuvala ikhadi lakho lesikweletu lilula. Mhlawumbi umnikeli wakho wekhadi lokuthenga ngetyala akuyi kunciphisa inzala yakho. Okanye mhlawumbi ikhadi lekhredithi alikho inzuzo kuwe. Mhlawumbi ululaza iimali zakho kwaye kufuneka uvumele amanye amakhadi ekredithi ahambe. Emva kokuba uqinisekisile ukuba ukuvala ikhadi lakho lekredithi aliyi kukulimaza amanqaku akho okwekhredithi , kukho ezinye izinto ezimbalwa ozenzileyo ngaphambi kokuba uvale ikhadi lakho lekhredithi ngokulungileyo.
Qinisekisa ukuba ufuna ukuvala ikhadi lakho lesikweletu.
Gwema ukuvala ikhadi lakho lekhredithi ngenxa yokuba unomsindo ngekhredithi yakho yamakhadi okanye ngokucinga ukuba kuya kuphucula amanqaku akho. Ukuba uyazisola ngokuvala ikhadi lakho lesikweletu, awukwazi ukuyivula kwakhona. Ngaphambi kokubiza umnxeba wenkonzo yekhontenti ukuba ukhansele i-akhawunti yakho ngokufanelekileyo, qi niseka ukuba yintoni ofuna ukuyifumana.
Sebenzisa umvuzo wakho wekhadi lesikweletu.
Emva kokuba uvale ikhadi lakho lekhredithi, uya kulahla nayiphi na umvuzo wamakhadi wesikweletu oye waqokelela. Sebenzisa umvuzo wakho phambi kokuba uvale ikhadi lakho lekhredithi ukuze uphephe ukulahlekelwa ngonaphakade. Amanye amakhadi ekhredithi angakuvumela ukuba udlulisele umvuzo wakho kwelinye ikhadi lekhredithi kunye nenkqubo efanayo, kodwa uqinisekise ukuba unokwenza udluliselo ngaphambi kokuvala ikhadi lakho lekredit.
Sitshintshe nayiphi na iindleko eziqhubekayo.
Ukuba ubeke ikhadi lakho lokuthenga ngetyala ngeenkokhelo ngokuzenzekelayo nangayiphi na inkonzo, utshintshe ngaphambi kokuba uvale ikhadi lakho lekhredithi.
Izinto ezimbini ziyakwenzeka ukuba umqashi uzama ukulungisa intlawulo ngokuzenzekelayo kwi-akhawunti yakho evaliweyo. Umnikezeli wakho wekhadi lokuthenga ngetyala unokuvula kwakhona iakhawunti yakho kwaye uhlawule intlawulo. Ungakwazi ukulahleka lula le ntlawulo entsha yekhadi lesikweletu, ingakumbi ukuba uvale ikhadi lakho lekredithi ngokulinganisela. Okanye, umnikeli wakho wekhadi lokuthenga ngetyala unokunciphisa umrhumo-mali.
Kwimeko yokugqibela, umqeshi uya kukuphishekela ngenkokhelo kwaye angayifumana imali ehlawulwe yongezelelweyo.
Ukuhlawula imali.
Awunyanzelwanga ukuhlawula ibhalansi yakho phambi kokuba uvale ikhadi lakho lesikweletu, kodwa kulungile kumaphulo akho ekhredithi. Xa uvalela ikhadi lakho lekredithi ngelixa kusekho ukulinganisela, usenomsebenzi wokwenza iintlawulo zakho ezincinci kwaye uzakuhlala unomdla.
Xelela abasebenzisi bakho abagunyazisiweyo.
Emva kokuba ikhadi lakho lesikweletu livaliwe, nabasebenzisi abagunyazisiweyo abayi kukwazi ukusebenzisa ikhadi lekhredithi. Gcina ihlazo lokuba nekhadi lesikweletu liye lahla kwirejista yemali kwaye ubaxwayise ukuba uvala i-akhawunti.
Emva kokuba uqinisekisile ukuba kulungile ukuvala ikhadi lakho lesikweletu, nikela umnxeba kwikonzo lomthengi wekhadi lakho lomthengi. Ukulandelelana neleta eqinisekisa ukuba ucele i-akhawunti yakho ukuba ivaliwe kwaye ukhangele ingxelo yengxelo yemboleko kwiiveki ezimbalwa ukuqinisekisa ukuba i-akhawunti yakho ivalwe impela.