Ukuhlaziywa kwekhadi le-American Express Card elikhethiweyo likaMacy

U-Macy unomlingane odibeneyo

Abathengi bakaMacy abafuna ukufumana imivuzo ekuthengeni kwabo ku-Macy banokuthi banomdla kwi-Macy's Preference American Express Card. Uninzi lwamakhadi okuthenga ngetyala makumvumela ukuba uthenge kuloo dolo. Ekubeni i-Macy's Preferred American Express yikhadi lekhredithi elinekontrakthi, oku kuthetha ukuba ibhalwe ngekhredithi enkulu yokucwangcisa amakhadi, ungayisebenzisa nalapho i-American Express yamkelwe khona.

Uya kufumana ingxelo ezimbini ngeenyanga; enye yokuthenga kukaMacy kunye ne-American Express. Ezi ngxelo zimbini zingenza zidideke ukufumana ibhalansi kunye neentlawulo zakho.

Imiklomelo ye-American Express ye-American Express

Imivuzo oyifumanayo kwi-Macy ye-American Express ekhethiweyo isekelwe kwindlela ochitha ngayo ekhadini lakho kunyaka. Ngo-2015:

• Ubume obukhethiweyo: Sebenzisa phakathi kwe-$ 1 kunye ne-499 ngonyaka ngamnye kwaye ufumane i-10% kwimpahla efanelekileyo yeMacy kunye neMacys.com. Imali yokubhalisa i-$ 25 ifunekayo ukuze ifumane imivuzo kule nqanaba.
• Isimo sabakwa-Elite: Sebenzisa phakathi kwama-$ 500 kunye ne-999 ye-year ngonyaka kwaye ufumane ibhonasi eyongezelelweyo imihla ngemihla, ngaphezu kwemivuzo e-10% ekuthengeni okufanelekileyo.
• Inkulumbuso yesimo: Sebenzisa imali engaphezu kwe-1 000 ngonyaka kwaye ufumane ibhonasi eyongezelelweyo yeentsuku ngamnye ngonyaka, kunye nembuyekezo eyi-10% ekuthengeni okufanelekileyo.

Umgangatho wakho womvuzo usekelwe kwintcitho yakho phakathi kukaDisemba 1 noNovemba 30 wonyaka odlulileyo.

I-akhawunti yakho kufuneka ivule kwaye imele kakuhle ukufumana izibonelelo zakho. Qinisekisa ukuba ugcine i-akhawunti yakho isebenza kwaye uthumele iintlawulo zakho ngexesha ngalinye ngenyanga ukuze uqhubeke ufumana imivuzo yakho.

Abanikazi bamakhadi banokufumana iNkwenkwezi idlulela rhoqo ngexesha lonke kunyaka ngokusekelwe kumgangatho wokuvuza. I-Star Passes ingasetyenziselwa izaphulelo ekuthengeni.

Ngokwahlukileyo, inguqulo engekho uphawu lwe-Macy's credit card yokuthengisa (ikhadi onokuyisebenzisa kuphela kwii-Macy stores) ayihlawuli umvuzo ekuthengeni. Ikhadi lithumela ikhuphoni yokuthumela i-imeyile rhoqo ngelo xesha kuxhomekeke kwinqanaba lakho lokuchitha.

Umgca kwiKhadi leMali yokuKhokhelwa kweMelika ye-American Express ye-Macy kukuba awufumani umvuzo ekuthengeni ngaphandle kweMacy

Ixabiso lentengo kwi-American Express ye-Macy

Akukho mrhumo wonyaka, kodwa ngo-2015, i-APR ephezulu ye-24.75%. Umrhumo wokugqibela kwaye ubuyisele intlawulo yokuhlawula i-$ 37.

Kungcono ukuhlawula ibhalansi yakho ngokupheleleyo nyanga zonke, ngokukodwa ukususela ngo-APR kule khadi iphakamileyo. Ngaphandle koko, unokukwazi ukuhlawula ngokukhawuleza inzala ngokwaneleyo inyanga nganye ukuba ungayinaki imbuyekezo oyenayo ekuthengeni kwakho.

Ngelixa ikhadi lakho lingakunika amandla okuthatha imali yangaphambili , kufuneka uyiphephe, ngenxa yezizathu ezifanayo kufuneka uhlawule ibhalansi yakho ngokugcwele inyanga nganye. Ukuqala kwemali kuqale ukuvelisa umdla ngokukhawuleza, okwenza kube nzima ukukhusela umdla.

Inzuzo ye-American Express

Ngenxa yokuba leli khadi le-credit card yase-American Express, uza kufumana iinqununu ezinokufumana nazo nayiphi na enye ikhadi le-credit card yase-American Express. Oku kubandakanya:

• Ukukhuselwa kwamanani
• Ukukhuselwa kokuthenga
• Buyisela ukhuseleko
• Iwaranti eyongeziweyo
• Ukukhuselwa kwetikiti zemizuzu
• Ingozi yomshuwalense yingozi
• Isicwangciso senkonzo yomshuwalense

Uya kufumana uluhlu lwezibonelelo ezithile xa ikhadi lakho lithunyelwe kuwe.