I-Warranty yasekhaya ye-Best Best ye-8 Yokuthenga Ukususela ngo-2018

01 Ngokugqwesileyo: Iqela leKhaya laseKhaya le-AFC (Ikhetho lokuqala laseMelika)

I-AFC yaseKhaya yeKlabhu yenye yezona zikhetho eziphezulu kwiinkampani zewaranti zasekhaya kwaye yenza kube lula ukufumana i-quote online. Inkampani icela inkcazelo encinane kakhulu yokunika inkcazo. Oku kunokuqinisekisa ukuba nabani na onokukhathazeka ngokukhusela ulwazi lomntu ngalowo suku nangeminyaka apho ukwebiwa kobuni kuqhuma. I-Club yaseKhaya ye-AFC yasungulwa ngo-2009 kwaye inexabiso leBBB "B."

Izinketho zeplani ezikhoyo ziquka:

• I-Platinum: Iingubo zokumisa iingubo, i-washer, iifriji, umbane wamanzi, i-oven, udidi, i-cooktop, i-dishwasher, ukulahlwa kwelahla, i-microwave (eyakhelwe ngaphakathi), ii-AC, ukufudumala, umbane, i-plumbing, i-plumbing stoppages kunye ne-ductwork.
• Igolide: Inkcazelo efanayo kunye neplatinum, i-microusve eyakhelwe ngaphakathi kunye nokupheliswa kwamapayipi.
• Isilivere: Ukufana okufanayo kunye ne-microwave (eyakhelwe ngaphakathi), ii-AC, ukufudumeza, ugesi, ukupaka iimfomthi, ukupheka kwamanzi kunye nokuhamba.
• Iinkqubo: Ukufudumala kwamanzi, ukufudumala kwemoya, iindlela zokufudumala, ugesi kunye nokucoca.

02 Best for Options Deductible: I-Warranty yasekhaya yaseMelika ekhethiweyo, Inc.

I-Warranty yaseKhaya ekhethiweyo yaseMelika, Inc. inikezela ngeendlela ezininzi zokunciphisa ibhajethi yakho. Unokwenza izicwangciso nge $ 50, i-$ 100 okanye i-$ 125 ezikhethiweyo. Umgangatho uphumelele ekuvaleni okanye kwiintsuku ezingama-30 ukuhlawula. Inkampani yasungulwa ngo-1999 kwaye ine-Business Business Bureau (BBB) ​​yokulinganisa kwe "A +". Ubungakanani bufumaneka kumazwe angama-33 kunye neSithili sase-Columbia.

I-Warranty yasekhaya yaseMelika ekhethiweyo ine-warranty planning plans condo, townhouse, ukwakhiwa okusha, iintsapho ezingatshatanga kunye nabantwana abaninzi. Izicwangciso ziyahluka ngohlobo kodwa zibonelela ngeendlela ezininzi zokusetyenziswa kweekhaya kunye nezixhobo. Iimpawu zamawaranti ezibandakanyiweyo ziquka i-attic kunye nokukhupha ama-fan, ama-dishwashers, ii-microwave (ezakhelwe ngaphakathi), ii-AC, ukushisa, umbane, i-oven / uluhlu, iplumbing, i-pool / spa, iifriji, ukuvuza kwephahla kunye nezinye izinto ezidweliswe kwiphepha lenkonzo yewaranti.

03 Eyona ndlela yokuCwangciswa kweSicwangciso: Ukhuselo olupheleleyo

Kungakhathaliseki ukuba imeko yakho yezemali, Inkampani eqinisekisiweyo yokuqinisekisa i-warranty yenkampani inecebo lokulungiselela uhlahlo lwabiwo-mali. Izicwangciso ezinhlanu ziyafumaneka ngeeprayimari ezivela kwi-$ 32 ukuya kwi-720 720. Enye ibhonasi enkulu yeProgram yokuQinisekisa i-Warranty yasekhaya yilapho akukho ductible. Izicwangciso zihlawula kwakhona ukulungiswa kokukhusela kwaye zibandakanya zonke iinxalenye zokusebenza. Unokukhetha kwakhona uchwepheshe weenkonzo zokulungisa. Ukukhusela okupheleleyo kunomlinganiselo weBBB we "A +."

Ezi ziqinisekiso ezipheleleyo ezikhuselekile ze-warranty zasekhaya ziyafumaneka kubathengi basekhaya kunye nabanini:

• Isicwangciso sokuhlamba iCuisine i-$ 32 ngenyanga okanye i-$ 384 / ngonyaka
• Ukutshisa / Ukupholisa i-$ 34 inyanga okanye i-$ 408 / ngonyaka
• I-Basic Build-Ins (ukufudumala okuphakathi / ukupholisa, umlambo wamanzi, i-dishwasher, uluhlu)
• Indlu epheleleyo i-$ 50 inyanga okanye i-$ 600 / ngonyaka
• Indlu epheleleyo i-$ 60 ngenyanga okanye i-$ 720 / ngonyaka.

04 Ilungelelaniso kwiMerika yaseNtshona Koloni: iWarranty yasekhaya yaseMarkmark

I-Landmark yasungulwa ngo-2004 kwaye inikezela nge-warranty coverage ezintandathu: I-Arizona, i-Idaho, iOregon, iTexas, i-Utah ne-Nevada. Iintlawulo zee-premium zivela kwi-$ 375 ukuya kwi-$ 525 nge-deductible ye-$ 65. Umgangatho uphumelele ekuvaleni okanye kwiintsuku ezingama-30 ukuhlawula. I-Landmark inexabiso leBBB "B +."

Ukuthenga isicwangciso sewaranti sasekhaya ukusuka kwi-Landmark, kufuneka uhlale ekhaya lakho iintsuku ezingama-30. Izinketho zokukhetha zihluka ngobuso. Izicwangciso zokukhetha ziquka:

• Kubalulekile: i-$ 375 / ngonyaka nge-call call. Ukuvala ukubuyisela iinkonzo; Ii-AC kunye nokufudumala iinkonzo ze-preseason, ukuchithwa kunye nokulawulwa kwezinambuzane, ukugqwala nokubola, izixhobo zombane, iinkqubo zombane kunye ne-plumbing.
• I-Advantage: i-$ 450 / ngonyaka nge-call call fee. Yonke into ebalulekileyo yokujongana ne-coverage yeemvume, ukuphulwa kwekhodi, ukulungiswa okungafanelekanga, i-Freon ukuphindaphinda / ukubuyisela / ukulayishwa, iiyunithi ze window ze-A / C, ukukhupha kunye ne-crane.
• Ixabiso: $ 475 / ngonyaka kunye nenkonzo yefowuni. Zonke iiprogram zokubaluleka ezibalulekileyo kunye ne-cover for Freon ukuphindaphinda kwakhona / ukubuyisela / ukutshabalalisa, iiyunithi ze-A / C zombane kunye nekhilifi efrijini.
• Epheleleyo: $ 525 ngenkokhelo yefowuni. Yonke into ebalulekileyo yokucwangcisa kunye ne-cover for Freon ukubuyisela kwakhona / ukubuyisela / ukutshabalalisa, iiyunithi ze window ze-A / C, i-kitchen friji kunye ne-washer / dryer.

05 Ilungelelaniso kwiSifa: iSield Home Shield

I-American Home Shield yenye yezona nkampani ezindala kunye nezona zihloniphekileyo kwikarranty yasekhaya. Yayisungulwa ngo-1971 kwaye inexabiso leBBB "B." Iintlawulo zivela kwi-$ 299 ukuya kwii-500 zamaxabiso ezinokukhethwa kwee-deductible ze-$ 75 ukuya kwi-125. Ubungakanani busebenza kakuhle kwiintsuku ezingama-30 emva kokuthenga.

Izicwangciso ezikhoyo ziquka:

• Izixhobo zezixhobo: Umgangatho wezinto ezixhobo ezili-10, kubandakanywa ama-washers, i-dryers, ii-ovens, i-cooktops, iifriji kunye nezinye.
• ISicwangciso seNkqubo: Iiplani ezili-11 eziphambili zezindlu ezibandakanya iiplumbing, ii-AC, zombane kunye nokunye.
• Isicwangciso seCombo: Idibanisa izixhobo zombane kunye nezicwangciso zepakethe epheleleyo kwixabiso elihlaziyiweyo.
• Ukuba ezi zicwangciso azihambisani nalo mthetho-mali, unokwakha isicwangciso sakho kunye neenkqubo kunye nezixhobo ezibaluleke kakhulu kuwe.

06 Eyona nto ibalulekileyo kwiSizwe soPhuhliso: Khetha iWarranty yaseKhaya

I-warranty yasekhaya yaseKharithini yasekhaya ikhoyo kwilizwe lonke. Inkampani yasungulwa ngo-2012 kwaye inexabiso leBBB "B." Iintlawulo zivela kwi-$ 299 ukuya kwii-499 zamaRandi kunye ne-60 yenqununu. Ubungakanani buneentsuku ezingama-30 ukusuka ekuthengeni. Kukho umrhumo wenkonzo ka-$ 60 kunye nentlawulo yokukhansela i-$ 75.

Izicwangciso ezintathu zifumaneka:

• Ukunyamekelwa kwePlatinum: Isicwangciso esona siphezulu seenkqubo zokupasa, ukupholisa i-A / C, iinkqubo zombane, iingubo zokuhlambela impahla / isomisi, isitofu / i-oven, umbane wamanzi, i-drive and more.
• Ukunakekelwa kwe-Gold: Umgangatho wokufudumeza, ukufudumala kwamanzi, ukubhobhoza amanzi, ukuhamba kwamanzi, i-A / C kunye nenkqubo yombane.
• Ukunakekelwa kweBronze: Umyinge weengubo zokuhlambela impahla, ukulahlwa kwerhasi, ifriji, isitofu / i-oven, i-oven microwave (eyakhelwe ngaphakathi), ipaki yokupheka, i-dishwasher kunye ne-dryer yambatho.

07 I-Best for Agents Real Estate Agents: I-HSA yaseKhaya yesiqinisekiso

I-Warranty yasekhaya ye-HSA inikezela ukukhuselwa kwewaranti yesikolo kubanini bezindlu kunye nabarhente bezindlu. Amagosa e-estate properties akhuselweyo kwiintsilelo zokumatshini emva kokuvalwa kwekhaya ukugcina izicelo zomthetho zomonakalo. I-HSA yasungulwa ngo-1984 kwaye inexabiso leBBB "B." Inika inkxaso kwiindawo ezininzi zase-United States. Iimali zenyanga zivela kwi-$ 589 ukuya kwi-619 yee-options ezichithwe kwi-$ 75 ukuya kwi-100.

Ukuthengiswa kokuthengiswa kusebenza ngolu suku lwesicelo kwaye luhlala kwiinyanga ezintandathu. Ukuthengwa komthengi kusebenza ngokuvala kwaye kuqhubeka kwiinyanga ezili-12 (okuhlaziywa rhoqo ngonyaka). Izinketho zokukhetha zihluka ngobuso. Nazi ezinye zezicwangciso eziqhelekileyo ezifumaneka kwi-HSA:

• Umthengisi / Umthengi Umyinge: Ufumane nge-$ 75 yentlawulo yefowuni ye-$ 480 ye-premium; Intlawulo ye-100 yerhwebo yefowuni ye-$ 450 ye-premium.
• Umthengisi / Umndilili ongakhethayo: Ukufudumala / umoya ophakathi, ipompo yokushisa, i-thermostat, i-ductwork kunye ne-humidifier eqhotyoshelweyo.
• Isicwangciso soPhuhliso oluSisiseko: Iindlela zokuthengisa abathengi kunye nabathengi kwiinkqubo ezininzi zeekhaya kunye nezixhobo. Abathengisi banokongeza ukukhutshwa komlilo, umoya, ipompo kunye ne-thermostat ye-premium ye-$ 50.
• Umthengi-Uphuculo lweNkwenkwezi yeeNqununu: Isicwangciso sokuphucula sinikezela ngeenkcukacha ezongezelelweyo ngeefowuni ezongezelelweyo kunye neenkonzo ezifana ne-rooftop air conditioning / heating; i-garage door opener, ukulahlwa kwezinto zokusebenza kunye nezinye. Isicwangciso sokuphucula si $ 149. Ukufumana i-premium eyongezelelweyo, unokongeza iifom zokufakela kwamanzi ifom, izipompo zamanzi, izibhuku zokubhukuda, izibhakabhaka ezishisayo kunye nokunye.

08 Eyona nto ingabikho Ukukhawuleza kwi-Coverage: I-Warranty yasekhaya yaseMelika

Kubanikazi bemizi abatsha abafuna ukuhanjiswa kwewaranti kwendlu ngokukhawuleza, i-Warranty yasekhaya yaseMerika iyasebenza ngomhla wokuvalwa. Inkampani yasungulwa ngo-2009 kwaye inexabiso leBBB "B." Iimali-mali zivela kwi-$ 275 ukuya kwii-695 zama-dollar kunye neenketho ezichithwe kwi-$ 60 ukuya kwi-100. I-Warranty yasekhaya yaseMelika inikezela ngelizwe lonke.

Izicwangciso zokubala ziquka:

• ISicwangciso seNkulumbuso: Ukutshaya, ukuhamba, ukupaka amanzi, indlu yangasese, i-sump pump, i-heatater, amanzi okufudumala, i-whirlpool bath, i-alamu, i-alarm, i-alarm, i-alarm alarm, i-alarm alarm, ukulahlwa kwemfudu, i-microwaves, uluhlu, ipeni lokupheka, i-oven, i-trash compactor, i-friji kunye ne-washer / dryer.
• I-Premier Plus: Zonke iinjongo zesicwangciso sokuqala, kunye ne-coverage ye-air conditioning system / ipholile, indlu yangasese ibuyele kwi-$ 500, iiplumbing zibandakanya izixhobo, iifubhethi, iintloko zokuwahambisa, izigubhu / ii-clogs kunye nokunye.

Unako ukongeza ukukhutshwa okukhethiweyo kwezinto ezininzi kunye ne-premium eyongezelelweyo. Uluhlu olupheleleyo lukhoyo apha.