Indlela yokuTyala imali kwi-Silver Mutual Funds, ii-ETF kunye ne-ETNs
Isilivere njengotyalo-mali inenjongo efana negolide. Kukho ukusetyenziswa kwemveliso yeesilivere, njengezinto zokugqoka, kodwa ixabiso liqhutywa ngokubanzi kunye nokunikezelwa kwemfuno kunye nokucatshungulwa kotyalo-mali. Ngokuqhelekileyo, izitya ezixabisekileyo, ezifana negolide nesilivere, zifuna kakhulu xa kukho ukungaqiniseki ngokubanzi ngeemali, ngokukodwa kunye ne-dollar yase-US.
Ngenxa yoko isilivere isetyenziswa rhoqo njengentambo ngokuchasana kwemali okanye njengevenkile yemali ngexesha lexesha lokungaqiniseki kwezoqoqosho kunye neengxabano.
Imarike yesilivere incinci kuneemarike zegolide, ezenza ukunyaniseka okukhulu (ukuguquguquka) kwixabiso. Ngoko ukutshala imali yesilivere kunokuba yingozi kubantu abaninzi abatyala-mali, oko kutheni ukutshala imali ezincinci, ezinjengo-5% okanye ngaphantsi kwipotfoliyo yexabiso-mali-mali-mali, kuya kulungelelaniswa neenjongo zohlukeneyo. Abanye abatyali-mali bathetha ukuthenga izitye ezixabisekileyo, ezifana negolide, isilivere, iplatinum kunye nobhedu, ngendlela ebonakalayo yemali ye-bullion. Abanye bakhetha ukuthenga izabelo zeempahla zeenkampani zezimayini okanye iimali ezihlangeneyo, ii-ETF kunye ne-ETNs.
ISiliva yokuTyala ngeeMali zeMali, ii-ETF kunye ne-ETN
Uninzi lweemali ezingabambisani nesilivere njengezinto eziphathekayo. Abatyalomali banokufumana ngokuthe ngqo ngqo isilivere kwimali yokubambisana ngemali ngokubambisa imali exabisekileyo yempahla yerhafu, njengeVanguard Precious Metals & Minining (VGPMX) kunye ne-USAA Precious Metals & Minerals (USAGX) kodwa ezi ziza kubakho ukugqithisa ngakumbi kwiinkampani zegolide kunye negolide iinkampani zesiliva nezesiliva zemigodi.
Ukuba ufuna ukuhamba ngokuthe ngqo kwesilivere, kuya kufuneka usebenzise i-Silver Exchange Traded Fund (ETF), njengeShares Silver Trust (SLV).
Abatyalomali banokusebenzisa i-Exchange Traded Note (ETN), njenge-UBS E-TRACS CMCI TR Silver kunye ne-ETN (i-USV), njengenye indlela. Nangona kunjalo, kubalulekile ukuba uqaphele ukuba ii-ETN zixhobo zetyala, njengezibophelelo ezingatyala imali nayiphi na impahla.
Nangona zidibaniswe nokusebenza kwetyala lokumaketha, i-ETN ayinayo imali okanye i-index index.
Njengamaxesha onke, abatyali-mali kufuneka baqaphele ngazo zonke iziqinisekiso zokugcina imali, ingakumbi abo abangaziqondi ngokupheleleyo. Kwakhona, ngenxa yesimo esicacisayo sesilivere kunye nezinye iimali ezixabisekileyo kwiimarike, abatyali-mali kufuneka baphephe ukucwangciswa kwexesha elifutshane lemarike. Iimali ezixabisekileyo zemali zingasetyenziselwa ukusetyenziswa ngokufanelekileyo njengezixhobo ezide zogqirha.
Qaphela kwakhona: Indlela yokuTyala kwiiNgxowa zeGolide eziPhambili , Indlela yokuTyala kwiCopper kunye nendlela yokuTyala kwiPlatinum.
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.