I-Mutual Funds Ukutshala imali kwiSin Stocks

Ukutshala imali kwiTuba, utywala kunye nezinye 'izono zesono'

Abantu baya kuhlala bonile, ngoko kutheni ungayisebenzisi imali? Kukho amathuba okutyalo-mali okwenene atholakala kwizinto ezibizwa ngokuba yimpahla yesono, kunye neengxowa-mali ezibambene nazo. Kule nqaku, siza kubhalela iziseko zesitokhwe sono size sinikeze imizekelo yeemali eziphathekayo ezithatha ukufumana ezi zikhundla kwiipotifoliyo zazo.

Isitokisi seSono Inkcazo

Isitokisini sesono sisigaba esincinci secandelo labathengi, okuqhelekileyo kubandakanye iimveliso kunye neenkonzo abathengi abathengi, kungakhathaliseki ukuba luphi ulo lucandelo loqoqosho okanye imakethe yempahla.

Ngokomzekelo, ukunyuka kwemali ayitshintshe amanqanaba okusetyenziswa kotywala okanye utywala ngokubalulekileyo njengoko iinkonzo kunye neemveliso zabathengi zijonga ukuba "zibalulekile," ezifana nokuzonwabisa kunye neehotele.

Ngenxa yoko isitokisi sesono sinokuthathwa njengesiqendu esincinci seempahla ezikhuselayo kuba zikwazi ukwenza ngcono kuneemarike ngokubanzi ekunciphiseni okukhulu kwamanani, njengemarike yeebhere.

Isitokisi seSini, iNgxowa-mali yeCandelo, kunye noTyalo-mali lokuTyala

Ingcamango eyisiseko yokutyalo-mali ukukhusela (ukukhusela) ekunciphiseni ukuhla kwexabiso elithile kwiintengiso ezihambelana nokulungiswa kwemarike. Ngokomzekelo, ngexesha lobunzima kwezoqoqosho, abathengi banciphisa imali yokuchitha izinto kwizinto eziphathekayo, ezifana nokuzonwabisa, ukuhamba kunye nokugqitha okuphezulu , kwaye bathenge kuphela izinto abazifunayo, ezifana nokutya, ukunakekelwa kwezempilo kunye nezinto ezisisiseko.

Imali yecandelo lijolise kumashishini athile, injongo yentlalo okanye kwicandelo lezoshishino ezifana nokunakekelwa kwezempilo, i-real estate okanye iteknoloji.

Injongo yabo yokutyalomali kukubonelela ngokugqithiseleyo kumaqela athile e-industry, abizwa ngamacandelo.

Imizekelo yeeMali eziManyeneyo ezenza iSono seShishini

Indlela efanelekileyo yokufumana utyalo olubanzi kwiCandelo loTywala lwaBathengi kunye neentlobo ezahlukeneyo kunye neendleko eziphantsi zeengxowa-mali okanye i-ETF . Enye yeengxelo zengxelo ephezulu kakhulu i- Vanguard Consumer Index Index (VCSAX) kunye phakathi kwee-ETF ezifanelekileyo ziThengi zokuSebenza ziCandelo le-SPDR (XLP) .

Ukuba ufuna ukuhamba ngokuthe ngqo kunye nokugxininisa kwisitokiso sesono, unokujonga ngolu hlobo olubizwa ngokuthi nguVice Investor (VICEX) , elijolise kulezi zikophelo ezikhethekileyo.

Abatyalomali kufuneka bahlale bekhumbula ukuba ukuthengwa kwezibambiso zesono kunye neengxowa-mali ezizimeleyo zengxowa-mali zingaba yinxalenye yeepotifoliyo ezahlukahlukeneyo kunye nesicwangciso-mali, kodwa akufanele sisetyenziswe njengethuluzi lokufumana ixesha lokuthengisa okanye njenge-investmental standalone.