Indlela yokuLawula amatyala abaqokeleli ekuKuseni kwiNkqubo

UDavid no-Les Jacobs / iifoto ze-Blend / Getty

Umsebenzi womqokeleli weetyala ukwenzela ukuba uhlawule ityala lakho elihlawulwayo kunye nenye yeendlela abazenzayo ngoku kukubiza ukuba uxoxe ngetyala lakho kwaye usethe intlawulo. Abaqokeleli bematyala basebenzisa iindlela ezahlukeneyo zokufumana iifowuni ezivumelekileyo zefoni kunye nenye yalezo zinombolo zingagqiba kuba inombolo yakho yomsebenzi. Ngelishwa, umqokeleli wetyala ubiza umnxeba emsebenzini kwaye unyanzelekile ukuba umphathi wakho angayifuni umsebenzi wakho engozini.

Abaqokeleli bematyala banokukubiza emsebenzini, kodwa kukho imithetho ekhethekileyo

Abaqokeleli bematyala bavunyelwe ukuba bakubize emsebenzini, kodwa kuphela phantsi kweemeko ezithile. UMthetho woLungiso lweMali yokuTyala lokuTyala , umthetho olawula okokuba abaqokeleli ityala labathathu abanakho kwaye abakwazi ukukwenza xa beqokelela ityala, bathi abaqokeleli beetyala abavunyelwe ukubiza indawo yakho yengqesho ukuba bayazi okanye bafanele bazi ukuba umqeshi wakho akayi bavuma ukuba babize umsebenzi wakho. Ngokuxhomekeke kumsebenzi wakho, ukuba umqokeleli wetyala uyazi umsebenzi wakho, umqokeleli unokucinga ukuba awuvumelekanga ukuthatha iifowuni emsebenzini.

Indlela yokumisa abaqokeleli ekufowuneni emsebenzini

Ukunika umqokeleli wetyala inzuzo yokungathandabuzeki ingaba nomnene, kodwa ukukubiza emsebenzini kungabikho mpazamo ethembekileyo. Kukhona ithuba lokuba umqokeleli wetyala awazi ukuba inombolo abaye bayibita yile nombolo yomsebenzi okanye abanako ukuqaphela umsebenzi wakho ukuba bacinge ukuba umqeshi wakho akavumelani neefowuni zakhe ngexesha lo msebenzi.

Unokumisa abaqokeleli beetyala ekubizeni emsebenzini ngokulula. Mxelele nje umqokeleli wetyala ukuba umqeshi wakho akafuni ukubabize umsebenzi wakho okanye ukuba awuvumelekanga ukuba ufumane ii-personal work emsebenzini kwaye kufuneka uvumeleke ngokomthetho ukuyeka ukukubiza.

Qwalasela umhla kunye nexesha ocele umqokeleli wetyala ukuba ayeke ukubiza umsebenzi wakho.

Ukulandelelana kwileta kuza kukunika ubungqina obongezelelweyo bokuthi ucele umqokeleli wetyala ukuba ayeke ukubiza umsebenzi wakho. Ukuba kufuneka uthathe amanyathelo omthetho kumqokeleli, ubungqina buza kunceda ukuxhasa ityala lakho.

Ukuhlawula ityala kuya kumisa umqokeleli wetyala ekubizeni kokubili emsebenzini okanye ekhaya. Ngaphambi kokuba uhlawule ityala, thumela incwadi yokuqinisekisa ecela umqokeleli ukuba anike ubungqina bokuba ityala lakho lenu kwaye unyanzelekile ngokomthetho ukuba uyihlawule. Ukuba unelisekile ukuba ityala livumelekile, lihlawule ukuba lizinyamekele kakuhle. Awuyi kubeka kuphela iifowuni zokuqokelela, unokusebenza kwakhona ekulungiseni nayiphi na umonakalo wekhredithi oyifumene ngokuba neakhawunti yokuqokelela engakhokhelwa kwingxelo yakho yekhredithi.

Yintoni enokuyenza Ukuba uMqokeleli weMatyala Ugcina ukubizela

Ukuxelela umqokeleli wetyala ukuba awukwazi ukufumana iifowuni emsebenzini uya kuphelisa loo mibiko yomsebenzi. Umqokeleli unokuqhubeka nokuqhagamshelana nawe ngamanye amanani anakho kwifayili yakho, oko kukuthi inombolo yakho yasekhaya, ngaphandle kokuba uthumela ukuyeka nokuyeka incwadi ecela ukuba umqokeleli wetyala akuyeke ukukubiza.

Ukuba umqokeleli wetyala uyaqhubeka ekubizela emsebenzini wakho nangemva kokubaxelela ukuba awukwazi ukufumana le fowuni, ngenisa isikhalazo kwiBhodi yoKhuseleko lwezeMboleki.

Izikhalazo ezaneleyo malunga nomqokeleli othile, i-CFPB inokumcebisa umqokeleli kwaye ifune ukuba iyeke ukuphula umthetho. Unokuba nezizathu zokumangalela umqokeleli weetyala ngenjongo yokwenza umonakalo.