I-O kunye ne-inshurensi ikhusela abameli be-real estate xa kunetyala
Kungakhathaliseki ukuba i-agent ye-real estate yenze njani umsebenzi, iifowuni ziyakwazi ukufakwa kwi-arhente kunye ne-brokerage, kwanazo ezinokuba zingenasisiseko okanye zingenangqiqo. Iindleko zomthetho kufuneka zihlawulwe kungakhathaliseki ukuba ubani ophumeza enkundleni, kwaye ezo ndleko zingonakalisa kwiimali ze-ejenti. Iimpazamo kunye ne-inshurensi yokuchithwa, i-E & O imfutshane, igama elisetyenziselwa ukuchaza uhlobo lwe-inshurensi yokungahlawuliswa kwe-inshorensi.
Xa i-arhente ithwala i-E & O yenkampani yomshuwalense, inkampani yomshuwalense ikhusela ibango kwaye ihlawula nayiphi na isibonelelo okanye isigwebo esibhekise kwi-arhente ukuya kwimida yemfanelo echazwe kumgaqo-nkqubo. Ukhuselo lukhusela abaqeqeshi bezakhiwo ezimalunga nokulahlekelwa kwemali kwii-casesuits ezifakwe ngenxa yomsebenzi wazo kwi-estate profession.
Abaninzi abanomrhwebi bezindlu bathengisa i-inshurensi ye-E & O kumagosa abo athengisa njengenxalenye yephakheji enkulu yeenkonzo ezinikwe kwi-arhente yemali ephathekayo. Ngaloo ndlela, amanxusa abahlali besazi okanye bacinga ngeenkcukacha zale nkqubo ebalulekileyo yomshuwalense. Nazi ezinye izinto ezisiseko malunga ne-E & O yokukhutshwa kwe-inshorensi.
Uhlobo lwe-E & O
- Ukuhlawula ibango eliza kwenzeka ngenxa yephutha, ukungaphumeleli, okanye ukunganaki okuhambelana nemisebenzi njenge-arhente yezindlu.
- Ukuhlawula amabango anziweyo ngexesha lepolisi.
I-E & O engavumelekanga
- Izibango ezibangelwa ukunganyaniseki okanye izenzo zobugebengu yi-arhente.
- Amabango ahlanganiswe nepropati ehlambulukileyo.
- Izimangalo malunga ne-arhente ukuba i-arhente ibangela ukulimala komzimba okanye ukufa komnye umntu.
- Izibango ezivela kumonakalo obangelwa yi-arhente kwipropati yomntu.
Imilinganiselo ye-E & O
- Inkcitho ngokuxhomekeke kumgaqo-nkqubo wakho. Cela ummeli we-inshorensi ukuba achaze iindlela.
Ukuhlaziywa kwe-E & O yinshurensi
Kwi-inshurensi, i-deductible yimalini yemali i-arhente kufuneka ihlawule ngaphambi kokuba i-inshorensi ibhalelwe.
Eminye imigaqo ye-E & O ine-two deductibles.Kunokuba inokudityaniswa enye yeendleko zokukhusela kunye nomnye ukuhlawula umonakalo ukuba i-arhente ibonakala iphosakele.
Amanye ama-brokerages avumela ukuxothwa kwe-zero kwiiphakheji ze-E & O, ukubonelela i-agent igcina ifayili epheleleyo kunye namaxwebhu afanelekileyo umrhweba kunye neemfuno zomthetho. Oku kungaphinda kubuyele ukuba i-arhente ayikwazi ukuvelisa ipakethe epheleleyo ngokuvala.
Ukuzikhusela
Ukuba umntu ufaka i-ejenti kummeli we-real estate, ngamathuba loo mntu uya kufaka i-blaji ngokuchasene nomrharenti, ngaphezu kokufakela isikhalazo kwikhomishini ye-estate estate ye-ejenti. Njengomsebenzi oqhelekileyo kunye nokulawulwa komngcipheko ophambili xa kwenzeka isigwebo, landela ezi ngcebiso:
- Gcina iirekhodi ezichanekileyo zazo zonke iintengo kunye nokusebenzisana nabathengi. Ngokomzekelo, ezinye i-agent zigcina amajelo e-elektroniki okanye abhalwe ngesandla abhale amagama omthengi, imihla yokusebenzisana kunye nezihloko zentetho.
- Xa uthatha iifowuni zeefowuni ezivela kubaxumi, ii-agent zihlala zineempendulo kwaye zithatha amanqaku anenkcazo ngexesha le ncoko.
- Phawula iimpendulo zabaxumi kumaphepha kunye neengxelo ezenziwe ngumboleki, umhloli wekhaya kunye / okanye iingcebiso ze- warranty ekhaya .
Njengengcali ye-estate estate, i-arhente kufuneka iziva ikhululekile ukucela abathengi ukuba batyikitye amaxwebhu achaza izenzo ezithile kwi-arhente ecetyiswayo-kwaye umthengi uyavuma. Ngokomzekelo, umthengi onqabile ukuhlolwa kwekhaya unokungqongqoza kumnyango wee-agent ukuba umgangatho womoya uhlehla ngosuku ahamba ngalo kwikhaya elithengisiweyo kuye. Ukuba iifayile zeejenti ziqulethe ukukhishwa kwesayinwe kubonisa ukuba i-arhente icetyise ukuhlolwa kwekhaya kwaye umthengi wenqatshelwe, i-agent igoceke ngokufanelekileyo.
Ama-Agents kufuneka abhale ubungqina obuninzi ngangokunokwenzeka ngexesha lokuthengiswa kwezindlu. Inokukunceda i-arhente phantsi komgwaqo ukuba umva kamva angabi nwabanga ngezinto ezithile zokuthengisa. Ezinye iimboli zigcina zigcinwe iirekhodi zazo zonke imiyalezo. I-Smart agents ziya kugcina iifayile nganye i-imeyile enye.
Jonga nje yonke i-imeyile kwifolda emva kokuvala. Ngaloo nto, i-arhente ayinakufuna ukuthembela kwi-E & O.
Ehlelwe ngu-Elizabeth Weintraub, ukuThengwa kwaseKhaya kunye nokuThengiswa koThengi kwi-Balance.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.