Yintoni ehlanganiswe phantsi kweeplani zokukhusela ekhaya?
Iwaranti yesikolo inganika uxolo kwengqondo. Into yokugqibela umthengi wekhaya ufuna ukuxhalaba emva kokuvala oko kunokuthi aphule okanye asebenze kakubi ekhaya lakhe elitsha. Ekubeni oko kunokugubungela ubuninzi bezinto kunye neenkqubo, ukuze uxolo lweengqondo, yinto efanelekileyo yokufumana isicwangciso sokukhusela ekhaya. Ingcinga efanelekileyo ukufumana iwaranti yekhaya ukuba ungumthengi wokuqala kwikhaya ongenamava okugcina ikhaya.
Ngubani ohlawula iwaranti yesikolo?
Ngoku, ingaba umdayisi uhlawula isicwangciso sokukhusela ekhaya kunye nokufumana isigunyaziso sekhaya okanye ukuba umthengi uyawuhlawula, kuya kuxhomekeka kumasiko akho asekuhlaleni. Ihluka. Kwiindawo ezininzi, kuyinto evamile ukuba umthengisi ahlawule i-coverage kuba ngumthengisi. Ngoba? Kungenxa yoko umthengi akayi kubabiza umthengisi emva kokuvala xa into ephuka. Abaninzi bee-estate agents baya kunika abathengi iwaranti yesikolo njengesipho ekuvaleni.
Ingakanani iwaranti yomzi ibiza?
Ziyabizi ngexabiso, ngokuqhelekileyo zivela kwii-300 ukuya kwii-500 zamaxabiso, kuxhomekeke kwi-coverage. Iinkampani zamawaranti zaseKhaya zithile ziqhuba ukuthengisa okuthe ngqo kunye nexabiso lokunciphisa ixabiso lomgaqo-nkqubo okanye zinikezela ngegalelo elongezelelweyo kwixabiso elifanayo. Imigaqo-nkqubo ihlawulwa ngaphambi konyaka kwangaphambili, ngexesha apho liphela kwaye lihlaziywa ngumnini-mali ngemali ephezulu.
Ba sebenza njani?
Nangona iiplani ezithile zibonelela ngeentlobo ezithile zokubhengezwa, ininzi isebenza ngendlela efanayo kwaye iququage.
- Ukuba iprogram yekhaya okanye isixhobo sisebenzela okanye siyeka ukusebenza, umninimzi uyabiza inkampani yewaranti yekhaya.
- Inkampani yewaranti yesikolo ibiza umnini-nkonzo apho ilungiselelo lebhizinisi.
- Umboneleli othile ubiza umninimzi ukuba enze ukuqesha.
- Umboneleli ulungisa ingxaki. Ukuba umbane awusebenzi kakuhle kwaye awukwazi ukulungiswa, kuxhomekeke kwenkxaso yomvumelwano, i-warranty nkampani iya kuhlawula ukufaka indawo kwaye ifake ifowuni.
- Umnini-ntlawulo ke uhlawula intlawulo yeenkonzo zorhwebo encinci ukutyelela (ngaphantsi kwama-$ 100).
Iintlobo zoBanzi
Ngenxa yokuba zonke izicwangciso ziyahlukana, uya kufuna ukubuza ngokuthe ngqo oko kufunyenwe. Buza i- arhente yakho yendawo yokuhlala ukuba uphuculo luyafumaneka. Nika ingqalelo ukuba ingaba i-warranty yenkampani iya kuhlawula ukulungiswa ukwenza iintlobo ezithile zeenkqubo okanye izixhobo ezihambelana nemimiselo emitsha.
Kuthekani ukuba ndingavumelani nesiphumo?
Ngamanye amaxesha umboneleli wenkonzo uya kukhanyela ibango. (Jonga apha ngezantsi.) Ukuba oko kwenzeka okanye ukuba awuhlali ujabule nenkonzo enikezelweyo, fownela i-arhente yakho yokuhlala kunye nomkhalazo. I-arhente yakho ye-estate, ukuba unobungani obuhle bokusebenza kunye nommeli wekhampani yewaranti ekhaya ekhusele ikhaya lakho, kakuhle, unokufuna isisombululo kuwe. Amagcisa kulo lonke ilizwe angabacaphukisa kakhulu le ngcebiso, kodwa isebenza. Ukuba umthengi wam undibiza ngxaki, ndibiza umnqweno wam waranti ekhaya, kwaye ekugqibeleni uyifumana indlela yokwenza isisombululo esifanelekileyo kubo bonke abachaphazelekayo.
Ngamafutshane, musa ukuthatha "cha" kwimpendulo! Biza umnxeba wakho wezindlu. I-arhente yakho inokuba nefuthe.
Yintoni engagutywanga?
- Izinto zangaphandle ezifana nefafafazi
- Ukulungiswa kwefaucet ayifakwe phantsi kwezicwangciso zonke
- Azikho zonke izicwangciso ezihlawulela amafriji, ama-washhers kunye neomisi okanye i-garage door openers
- I-Spa okanye amachibi, ngaphandle kokuba igalelo elithile liceliwe
- Imirhumo yemvume
- I-Hull-aways
- Izinto eziphukileyo ngaphambi kokuvalwa
- Iziphumo ezingaboniswa kumgaqo-nkqubo
Yintoni enokubangela ukukhanyela intlawulo?
Le nto yinto ephazamisayo abathengi abaninzi emva kokuvala xa benqatshelwe iinkonzo zokulungiswa. Ngamanye amaxesha kunokubonakala ngathi inkampani ikhangelelanisa indlela yokubuyisela umnikazi wezindlu, kwaye ukucinga, ngamanye amaxesha, kunokuchaneka.
- Ulungiso olungalunganga
- Imeko ekhoyo ngaphambili evezwe ekuhlolweni kwekhaya
- Ukuphulwa komthetho
- Ukugqoka okungavamile nokulila
- Ukufakelwa okungalunganga
Umgangatho jikelele kwiWarranty yasekhaya
- Into yokufaka umoya endlini
- Dishwashers
- Doorbells
- Isitrato / ukufudumeza
- Umlambo wamanzi
- I-Ductwork (ikhowudi)
- Ukulahlwa kwelahla
- Ngaphakathi kweplumbing stop
- Abalandeli befleyili
- Iinkqubo zombane
- Udidi kunye ne-oven
- Uluhlu lwefowuni
Ngenxa yokuba ukuhanjiswa kwecebo lewaranti kwiprogram lingahluka ukusuka kummandla ukuya kummandla kwaye ukusuka kumgaqo-nkqubo ukuya kumgaqo-nkqubo, cela ukuba ubone ikopi yesampula ngaphambi kokuba uzinikele. Uya kufumana abanini bezindlu bafunga ngesicwangciso sewaranti sasekhaya kwaye abanye bayabahlambalaza.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.