Izizathu ezinamandla zokuthenga ii-ETF

by UMark Kennedy

Ukuba uthenga ii-ETF, i-Portfolio yakho iya kukubulela

Ukuba uthanda ukudlala imarike, uhlasele umngcipheko wakho, okanye utyalole kumacandelo angaphandle, ngoko kufuneka ucinge ukuthenga i-ETF. Ukutshintshwa kweemali ukuthengiswa kwemali kufumaneka kakhulu kwimihla kwaye ukhetho aluzange lube lukhulu - ngesizathu esihle. Ngoko ukuba awuhambanga ixesha elide kunye naluphi na uhlobo lwe-ETFs ezikhoyo, ke zilapha izizathu ezifanelekileyo zokuba kutheni kufanele.

01 Utyalo-mali kwiMarike

Abanini-zimali abaninzi (i-novice kunye nabaphambili) bathanda ukudlala imarike. Ingaba ufuna ukufikelela ixesha elide kwi-NASDAQ okanye i-DOW, kukho i-ETF ukukunceda ukwenza loo nto. Iimali ze- ETF ezinjenge- SPDRs , ii- QQQQ kunye ne- diamond ETFs (oh my), zindlela zokutshala imali kwiimarike zamasitokethi ngaphandle kokuba zithenge iimpahla, iimbosi, okanye neendleko eziphathekayo eziphezulu.

02 Utyalo kwiMakethe yeMaphandle

Njengoko utyalo-mali kwimarike yasekhaya, ungathenga ii-ETF ukuba utyalomali kwiimarike zangaphandle. Nangona kunjalo, nge-ETF zangaphandle ungayithatha inyathelo elongezelelweyo. Kukho ii-ETF zeemarike eziphumayo , ii-ETFs zemali zangaphandle, kunye nee- ETs kumazwe athile afana ne-China . Ukutshala imali kwimimandla yangaphandle akuzange kube lula ngazo zonke iintlobo ezahlukeneyo ze-ETF zangaphandle .

03 Utsalane kwi-Industries kunye neMacandelo

Mhlawumbi awufuni ukudlala imarike njengoko uthanda icandelo elithile. Ingaba ucinga ukuba imboni yeemigodi yegolide igxininiswe kwi-boom? Thenga i- ETF yegolide . Kulula nje ukuphanda icandelo nokufumana i- ETF efanelekileyo. Umfundisi ongaphantsi kunokuba uzame ukumbona iimarike kwiimpahla zoshishino.

04 Utyalomali kwiiMveliso

Sithanda ukutyalomali kwizinto eziphathekayo , kodwa asiyithandi ukufumana iimpahla. Ngubani ofuna imfuyo idle kwindawo yokuhlala okanye i-oil rig in the front? Ngempahla ye-ETF , unokuyilinganisa intlawulo yeoli kunye nemfuyo ngaphandle kokuba ufumane izandla zakho zingcolile. Ufuna ukutyalo kumalahle? Thenga i- ETF yamalahle . Ufuna ukufumana umoya ode, uthenge umoya we-ETF . Elula njengoko.

05 Thenga ii-ETF ukufumana mfutshane

Ewe, ufunda loo nto. Unokuthenga i-ETF kwaye ngokuqinisekileyo ubeke isikhundla esifutshane. Zibizwa ngokuba yi- ETF zangaphakathi , kwaye ziyakuvumela ukuba ulandele i- index okanye i-asethi engaphantsi ngaphandle kokukhathazeka malunga nemimiselo yemida okanye ukuthengisa okufutshane. Fumana mfutshane ngokufikelela ixesha elide le-ETF.

06 Umngcipheko weHedge kunye ne-ETFs

Ukuba uthanda ukuthengisa izinto ezinokukhetha, ngokukodwa inkcazo okanye iinketho ze-ETF , ukuthenga i-ETF yindlela enhle yokwenza udoti ubeke okanye mhlawumbi nesikhundla sofowuni esifutshane. Kwaye kwezinye iimeko, unokwenza i-index encinane okanye isikhundla sezinto eziphathekayo ngesithuba eside se-ETF. Ngoko ii-ETF zingaba sisixhobo esikhulu sokunciphisa ingozi kwisicwangciso sakho sokurhweba .

07 Yakha Ukusasazwa kweNgeniso

Abanini-zimali abaninzi bathanda iintlawulo. Izabelo ze-ETF zindlela yokufumana enye into entle. Kukho imali ekuthengiselana ngayo ngemali eyenziwe ngokukhethekileyo ukubandakanya amasheya okuhlula okudala umrhumo wemali kwi-portfolio yakho. Mane uqaphele ukuba iintlawulo kwiintlawulo ze-ETF ziphathwa ngokungafaniyo.

Izabelo ze-ETF aziyona ndlela yodwa yokudala umjelo wemali, i-ETF ezidibeneyo zenza njalo. Njengokuba kukho nantoni na, i- ETF yentlawulo ijolise kwizinto ezivelisa iintlawulo zenzalo ngaphakathi kwiphothifoliyo yakho, ngoko ke ii-ETF ziyakwazi ukunikezela iindlela ezimbini zokudala umrhumo wemali.

08 Ukwahlula iSicwangciso sakho sokuTyala

Siye sichaza ezininzi iindlela zokutshala imali ze-ETF , kodwa kukho nezinye ezininzi. I-ETF ziyimidlalo emihle yexesha lokufumana imali . Kukho ii-ETF ezixhasayo kubalimi-mali abanokunyamezela okukhulu, kunye nabathengisi banokudlala ngokungahambisani ne- ETF . Izicwangciso zingenamkhawulo.

09 Fumana iiNzuzo ze-ETF

Kwaye ngaphezu kokudityaniswa kweenqwelo zokuthengisa, ii-ETF zinamathuba amaninzi ngaphezu kwezinye iimali-mali. Imfazwe phakathi kwe-ETF kunye neemali ezihlangeneyo ziye zafudumala kakhulu, kodwa ii-ETF nazo zinomnye umgca phezu kweendleko kunye nemigodi . Akukho mali-mali ekupheleni kwayo yonke into, ngoko-ke ii-ETF zineentsilelo zabo , nazo. Kodwa ndilapha ukuba ndikuxelele, kufuneka uqwalasele ukuthenga ii-ETF ngokunye utyalo-mali kwiimeko ezithile.

10 Gweba iiRhafu zeRhafu

Nangona andiyi kulubala yonke inzuzo ye-ETF kule nqaku (kukho ininzi yabanye abayenzayo-bonani ngasentla), kufuneka kuxelwe inzuzo yentela . Inzuzo enkulu ye-ETF yindlela abaphatha ngayo irhafu yentlawulo-ayifumanwanga ize i-ETF yonke ithengiswe. Oku kwahluke kwiimali kunye kunye neendleko apho irhafu yerhafu ifumaneka xa kuthengiswa imisebenzi ngexesha lobomi besikhundla.

11 Gcina kwiiKomishoni kunye neMali

Ngaba ii-ETF ziyakusindisa imali ? Xa kuziwa kwiimali zokurhweba, ewe. Xa uthengisa okanye uthengisa i-index index, uhlawula iikomishishini kwintengiso nganye ngaphakathi kwebhaksi. Ngokufanayo kunye nemali. Xa uthengisa okanye uthengisa i-ETF , yintengiso enye, ukuthengiswa komnye, ikhomishini enye. Nangona ezinye ii-ETF zinemirhumo yolawulo, ngokuqhelekileyo zivame ukuba ziphantsi kweemali zengxowa-mali, ngokunjalo ukugcinwa kongekho nakhona.

Ngoko ukuba awuzange ufake ii-ETF kwipotfoliyo yakho, ixesha elifanelekileyo kufuneka. Ukuqalisa nge-ETF akuzange kube lula. Nangona kunjalo, njengawo nawuphi na utyalo-mali, yenza uphando olunzulu kwaye qinisekisa ukuba uyazi into e-ETF ngaphambi kokuba uyithenge.

Kutheni Uthenge I-ETF yakho yokuqala?

Yintoni eyenza ukuba udonse i-ETF yokuqala? Ngaba ufuna ukuyivavanya, ngaba uthanda icandelo elithile, imarike, okanye impahla? Ngaba uyayisebenzisela ukuhlawula ikhetho okanye inkcazo. Tshela ihlabathi lokutshala ukuba kutheni uguqule kwi-ETFs, ingxowa oyithengayo, kunye nendlela eyasebenza ngayo.