Nangona kunjalo, ngaphandle kokuba ucwangcisa ukuvula i-microbrewery yakho, ukulayisha i-truck yakho yerhasi kunye neengxowa zengqolowa, ibhali, kunye ne-hops yindlela engafanele yokuthenga izinto.
Kukho enye indlela yokutshala imali kwimpahla ngaphandle kokuba ibe ngummelwane ongaphantsi komhlaba.
Ziziphi iimpahla ze-ETF?
Faka izinto ze-ETF- indlela elula yokubonisa isicwangciso sakho sokutyalomali kwixabiso kunye nokusebenza kwanoma iyiphi nayiphi impahla, ngaphandle kokwenene. Iimpahla ze-ETF ziquka iisitishi zenkampani ezibandakanyekayo kunye nexabiso okanye zibandakanya iikontrakthi kunye nezivumelwano zokufumana ukulandelela intengo yezinto eziphantsi, okanye kwezinye iimeko.
Umzekelo, enye ye-ETF yezinto ezidumileyo kwi-GSF-iShares S & P ye-GSCI ye-Commodity-Indexed Trust ETF. Kwimeko yeli ngxowa-mali, awuyiyo nayiphi na impahla; I-ETF iqulethe iikontrakthi zexesha elizayo zezinto eziphathekayo ezifana nemfuyo, izitya zoshishino, kunye nezolimo. Ngoko unobungozi kwizinto eziphathekayo, kodwa awunayo imfuyo yeefama kwididi lakho elingasemva.
Ngaba Zininzi Iintlobo ezahlukeneyo?
Ewe. Kukho ii-ETF ezisezantsi-zixhobo ezilandelelanisa iintlobo ezininzi zeemveliso kwi-fund eyodwa, njengeGGG ekhankanywe ngasentla. Kukho iimali ezilandelelanisa imveliso ethile efana ne-ETF yeoli, ii-ETF zegolide, kunye ne-ETF yamandla. Kukho nakwi-ETFs ecandelo elincinane njengamanzi e -ETF anesandla esilawulayo lohlobo oluthile lwamandla .
Kutheni Ufanele Uthenge ii-ETF zeemveliso
Enye inzuzo yezinto ze-ETF zizinto ezilula zokuthengisa. Ukuba ufuna ukutshala imali kwimpahla, kuya kufuneka wenze ukuthengwa komntu ngamnye kwixesha elizayo okanye utyalomali kwiinkampani ezinxulumene neempahla. Emva koko kukho isigqibo sexesha elizayo okanye iinkampani ezizozikhetha. Kwaye nangona unqwenela ukutyalomali kwi-index index, kusekho umngeni wokuthenga zonke ii-equities kwi-basket index ukwenzela ukujolisa kwixabiso elithile. IiKomishoni kunye neenkathazo zenza kube nzima ukufezekisa iinjongo zakho zokutyalomali.
Kodwa kwimeko ye-ETF yemveliso wenza enye yorhwebo ngentengo enye kwaye ulondoloze kwii-komishoni. I-ETF yeempahla sele isetyenziswe ngaphambili. Ngorhwebo omnye, unokungena kwangoko kwintengo kunye nokusebenza kwempahla ethile.
Inzuzo
Xa ufaka iimpahla ze-ETF kwi-portfoliyo yakho, ukukhangwa okulungileyo kukufumana izibonelelo eziya kubalimi-mali. Iintlawulo zentengo ezuzisayo azenziwanga kuze kube yilapho kuthengiswa i-ETF, enika i- ETF ithuba lokuhlawula irhafu ngaphezu kwezinye iimveliso zentengiso njengemali- mali .
Kwakhona kunenzuzo yokuba neenkomfa zorhwebo kunye nezisisiseko kunye neemali zokulawula phakathi kwezinye iinjongo ze-ETF .
Akunjalo ukuba akukho zibizo xa kuthengiswa ii-ETFs , kodwa ukuba uyayiqonda indlela asebenza ngayo, iimpahla ze-ETF zingaba yintengiso enkulu kwiphothifoliyo yakho.
Amashishini okuShishino
- Ukuba ukhangele ukuzinzisa ezinye iifomali zegolide kwi-portfoliyo yakho, ngentengiso enye ungathengisa i- ETF yegolide kwaye uncedise ukunciphisa ingozi yakho yegolide.
- Ungasebenzisa kwakhona i- ETF yamandla ukuba uhlasele umngcipheko ongezantsi kumashishini kunye nakwamanye amazwe . Ukuba uninzi lwezitoksi zamandla, thengisa i-ETF yamandla ukuhlawula umngcipheko wakho.
- Ngaba unotyalo-mali lwangaphandle kwilizwe apho amalahle inomthombo omkhulu wemali engenayo? Oku kuya kuba elinye ithuba lokuthengisa ii-ETF yamalahle ukukhusela phantsi.
- Kukho ukhetho lokuthenga i-ETF yezinto eziphazamisayo ezikhupha ixabiso lenkcazo yezinto ezithengileyo. I-ETF ezintle zilungile ukuba ufuna ukuthengisa impahla, kodwa ayikwazi ukufutshane ne-ETF ngenxa yemida okanye imingcele ye-akhawunti.
- Ukuba awufuni ukuvala izikhundla ze-ETF zeempahla, kodwa ufuna ukuchazwa kwexesha elifutshane okanye ukhuselo, ukukhetha i-ETF kungabonakala isicwangciso esihle.
Indlela yokuTyala
Ngaphambi kokuba uthengise nayiphi na i-ETF yexabiso, qiniseka ukuba uqhuba uphando oluninzi kuqala. Ukulandelela ukusebenza kwexabiso lempahla eyahlukeneyo (njengamalahle) kwaye ubukele indlela ezinye ze-ETF zezinto eziphambili (ezifana ne-KOL, ezithatha amalahle) zisabela kwiimeko ezahlukeneyo zemarike. Kuninzi ukugxekwa ukuba iimpahla ze-ETF ezibandakanya iikontrakthi zexesha elizayo zininzi zokulandelela ubunzima bokuthengwa kwempahla. Nangona kunjalo, xa unokuqonda kakuhle indlela iimveliso ze-ETF ezibandakanya ngayo, ungaqalisa ngokubandakanya i-ETF kunye ne- ETN kwi-arsenal yakho yokutyalomali.