Ngaba Unokufutshane mfutshane ne-ETF? Amasheya akhuphuka, amasheya ahla. I-ETF iya kunyuka, ii-ETF ziyahla. Iingxelo zikhuphuka, iikhowudi zihla. Ufumana le ngcamango, kodwa abanye abantu abakwenzi. Nanini na xa abantu becinga izicwangciso zokwenza imali, bacinga indlela yokuthenga i-asethi okanye ukufumana ixesha elide. Nangona kunjalo, kukho amacala amabini kuwo onke amashishini kunye nokukhawulelana nesithuba se-ETF sinokuba nje sinenzuzo njengesikhundla eside.
Kutheni Ndifanele Ndibe mfutshane ne-ETF?
Kukho izizathu ezine zokuqwalasela ukubeka isikhundla esifutshane se-ETF kwaye ezi zizathu zinesizathu saso.
Okokuqala, masiqale ngesizathu esihle sokuthengisa i-ETF kunye nokuthatha inzuzo ethile.
- Ukuthatha Inzuzo - Esi sizathu sam esithandayo sokuthengisa i-fund exchange exchange fund. Umzekelo, ukuba wenza umdlalo omhle kwi- ETF yamandla yelanga kunye nentengo yakhuphuka, unokuqwalasela ukuvala isikhundla kunye nokuvalela ekuzuzeni kwakho ngokuthengisa ezinye okanye zonke i-ETF isikhundla eside.
- Ukuhlaselwa kweengozi ye-Downside - Kukho iintlobo ezininzi zobungozi ongazenzayo usebenzisa isithuba esifutshane se-ETF. Umzekelo, umngcipheko jikelele weepotifoliyo ungabhalwa nge- ETF yemarike . Okanye ukuba unecala elijongene necandelo elithile, i- ETF yoshishino okanye i- ETF yezinto eziphathekayo inokukunceda ukunciphisa enye ingozi yakho. Kukho nezicwangciso ezifutshane ze-ETF zokulawula umlinganiselo wokunyuka kwamaxabiso kunye nomngcipheko wentengo yemali kunye ne- ETF kunye ne- ETF ye-bond . Ngaba unobungozi obungaphandle kwamanye amazwe? ETF zangaphandle . Ukhetho luninzi.
- Izikhundla zokuThengisa izakhiwo - Kwiindlela eziphambili zokurhweba , iifutshane ze-ETF ziyakwenza indlela yokucima ingozi phantsi kwipotifoliyo equle iibhasiki zengqungquthela kunye nexabiso elivela kwixesha elizayo kunye neenketho .
- Ukufumana ukucacisa phantsi - Ukuba unesikolo esithile kwi-investment ethile, kwicandelo, okanye kwimarike, ukubeka isikhundla esifutshane se-ETF kunokukunceda ukuba uphumelele kuphando lwakho. Kwaye xa uziva ufumene isixa-mali esifanelekileyo senzuzo kwintengiso emfutshane ye-ETF, unako ukuhlaziya ngokuthenga i-ETF kunye nokunciphisa umngcipheko kwipotfoliyo yakho. Okanye unako ukulova inzuzo ngokusebenzisa esinye isicwangciso se-ETF ukubeka ingozi kumgca.
Ndiyifutshane njani i-ETF?
Emva kokuba unqume ukuba ulungele ukubeka isikhundla esifutshane se-ETF kwipotifoliyo yakho kukho iindlela ezimbini zokufeza iinjongo zakho.
- Thengisa i-ETF - Indlela ecacileyo kukuba umnxeba wakho okanye ungene kwi-akhawunti yakho ye-intanethi uze wenze intsebenzo emfutshane ye-ETF. Ungathengisa i-ETF kwimarike (qaphela i-ETF engahambelaniyo) okanye unokwazi ukukhetha indawo ethile yamanani (kwakhona qaphela, kunokwenzeka ukuba awufumani i-oda yakho ezalisweyo xa ixabiso liwa).
- Thenga i-ETF engenayo- Ngenxa yemida yokuthengisa okanye ukulinganiselwa kwemida, kunokubakho amaxesha angenakwenzeka ukuthengisa i-ETF. I-ETF emfutshane inomngcipheko omkhulu kunexesha elide le-ETF ekubeni umngcipheko unganamkhawulo. Ngexesha elide le-ETF, umngcipheko uphelelwe kwixabiso le-$ 0. Ngoko, ukunceda abatyali-zimali benze izikhundla ezimfutshane ze-ETF ngaphandle kokuthengisa i-ETF, abanye ababoneleli be-ETF badala ii-ETF ezinqamlekileyo- zenzelwe ukulandelela inani elingenanto ye-index okanye i-asethi ephantsi. Njengoko inani lemveliso elingaphantsi liwela, ixabiso le-ETF ephazamisayo liphuma. Ukufezekisa kwabo bafuna isikhundla esifutshane se-ETF, kodwa abanako ukuthengisa i-ETF.
Njengoko ubona, kunezizathu ezimbalwa ezilungileyo (ngokwenene izizathu ezininzi ezintle) ukufutshane ne-ETF kwaye kukho iindlela ezahlukeneyo.
Ngoko ngamazwi ongafiyo ka-Elmore Leonard, "Fumana Mfutshane" .