Qhagamshelana neNkampani yakho yeKhadi leKhadi
Isinyathelo sokuqala kukuqhagamshelana nenkampani yakho yekhadi lesikweletu ngokukhawuleza ukuba uqaphela ukuba ikhadi lakho lesikweletu alikhoyo.
Uya kuba nomda wokukhawuleza ukubika le ngcaciso ukuze ungekho uxanduva lweentlawulo. Ngokuqhelekileyo, oku kungaphantsi kweeyure ezingamashumi amabini anesine zokuqaphela ukuba ikhadi lakho lishiya. Unayo ifowuni enkulu xa ufumanisa ukuba unokukhokhwa okanye ukukhokhiswa kwe-akhawunti yakho, kuba uninzi lwabantu aluyi kufumana inkokhelo ngaphandle kokuhlola iingxelo zabo. Kufuneka wenze njalo nyanga zonke ukuze uzikhusele.
Lindela iKhadi lakho elitsha leMali
Emva kokuba uxela ilahleko, inkampani yekhadi lesikweletu iya kukhupha ikhadi lakho langoku kwaye ikhuphe amakhadi amasha. Basenokuqhagamshelana nawe ukuba bacinga ukuba ulwazi lwakho luye lwacatshiswa, kwaye ukuthumela ikhadi elitsha njengolukhuseleko. Oku kuthetha ukuba uya kuba neentsuku ezimbalwa apho ungenakho ukufikelela kwiakhawunti yekhadi lakho lesikweletu. Kusenokwenzeka ukuba uhlolisise iindleko eziza kwenzeka ezinsukwini ezimbalwa ezizayo, ngoko banokukwazi ukuba zeziphi iindleko ezisemthethweni, kwaye ziphi na ezo.
Fakela ingxelo yePolisa
Kufuneka ufake ifomu yamapolisa ukuba amakhadi akho ayebiwe. Uya kufuna le ngxelo ukukhusela ukuba kufuneka uphikisana neentlawulo ngeenkampani zekhadi zekredithi okanye iinkampani ezahlukeneyo. Ukuba ubuni bakho bubiwe ngenxa yolu busela, uya kuba neengxelo ezinxulumene nexesha lokuqala kwakho lobusela.
Kufuneka ube neikopi ezininzi zeengxelo. Ungasebenzisa ingxelo efanayo kumakhadi amaninzi abiweyo okanye ukuba ujongene nokutshitshiswa kobunikazi. Uya kufuneka uhambise ikopi kwiibhanki, kodwa kufuneka ugcine ikopi kwifayile kwiirekhodi zakho.
Qhagamshelana neBhanki yakho
Kusenokwenzeka ukuba uqhagamshelane nebhanki yakho, ukuba i-checkbook yakho okanye amakhadi e-debit ayekho kwisikhwama sakho okanye esikhwameni. Uya kulandela phantse inkqubo efanayo ukuba i- checkbook yakho ibiwe . Ufanele ulandele onke ama-akhawunti akho ukuqinisekisa ukuba awukho umsebenzi ongagunyazisiweyo kwi-akhawunti. Kufuneka ugcine iliso kwiiveki ezimbalwa, kuba amasela angalinda ukufikelela kwiakhawunti yakho.
Tshintsha iiNtlawulo zakho ezizenzekelayo
Elinye inyathelo ebalulekileyo kukutshintsha zonke iintlawulo ezizenzekelayo ozibophelele kwikhadi lekhredithi. Ukuba unolwazi olugcinwe kwiivenkile ze-intanethi, uya kufuna ukutshintsha apho kwaye uyisuse. Oku kuya kukuthintela ukuba ufumane izaziso zokubhalwa kwexesha elide. Kungathatha ixesha ukugqiba isinyathelo, kodwa kubalulekile ukwenza. Unokufuna ukwenza uludwe lwezinto ezihlawuliswa ngokuzenzekelayo, kunye neakhawunti ozihlawulayo, ukuze wenze utshintsho ngokukhawuleza. Ungafaki iinombolo zakho ze-akhawunti kuleluhlu, ubhale nje ngegama lebhanki okanye ulwazi lwekhadi.
Jonga iNgxelo yakho yeMboleko
Ukuba unayo inombolo yekhadi lakho lesikweletu okanye ulwazi lwebhanki olubiwe, kuya kufuneka uhlolisise ikhredithi yakho kwiinyanga eziliqela ezizayo. Kufuneka ukhangele ingxelo yakho yekredithi ukuqinisekisa ukuba akukho mntu uvula ii-akhawunti phantsi kwegama lakho. Unokwenza oku mahhala ngokusebenzisa ii-arhente ezinkulu zeentengo zemboleko. Ukuba uyasasaza, ungakhangela kwiziko elilodwa kwiinyanga ezine, okwenza kube lula ukugcina iliso kwi-credit yakho. Ukuba ufumana i-akhawunti engagunyazisiweyo, kuya kufuneka uyixele njengobhenkethi besazisi kwaye uqhagamshelane nebhanki evule i-akhawunti. Oku kungathatha iinyanga eziliqela ukulungisa, ngoko kuya kufuneka ube nesineke. Into ebaluleke kakhulu enokuyenza kukuba uhlawule ingqalelo kwiiakhawunti zakho kunye neengxelo zemali.