1. Biza iBhanki Yakho kwaye uyikhuphe iAkhawunti yakho
Kufuneka ubize ibhanki yakho kwaye ufake ifriji kwi-akhawunti yakho.
Ngokuqhelekileyo, ifriji izakuhlala kuphela iiyure ezingamashumi amabini anine. Oku kuya kutyeshela okwethutyana zonke iisesheke kunye nokuthengiselana kwemali ukususela ekuhambeni. Ngenxa yoko, unokufumana izinto ozikhokhileyo ngaphambili (ezifana nerenti yakho) engacacanga ibhanki ngenxa yefriji. Oku kwahluke ngokubeka intlawulo yokumisa kwisheke elilodwa . Kufuneka uthabathe amanyathelo alandelayo ukuze uvumele izinto ezifuneka zihlawulwe ukuba zigqitywe.
2. Hlanganisa Iinkcukacha Ngezenzo Zakho
Hlanganisa ulwazi olunjengeenkcazo ezindala, i-checker yakho okanye i-computer yokuprinta kwintengiso yakho yakutshanje kunye neerithi zokugqibela ezithatha nawe kwi-bhanki. Ezi zinto ziya kukunceda kunye nommeli wakho wenkonzo yamakhasimende anqume ukuba zeziphi izinto ezivumela ukucima. Ngokukhawuleza ukuqokelela le nto, ngokukhawuleza unokukhetha ukuba yiziphi izinto ezikhuselekileyo kwibhanki yakho. Eli liyinyathelo elibalulekileyo ukususela ekunciphiseni inani lexesha oza kuyidinga ukuyichitha ebhankini.
3. Vala i-akhawunti yakho yangoku
Ukutyelela ibhanki yakho ukuvala i-akhawunti yakho kwaye uvule entsha. Hlalani nikulungele ukuba yibhankini kwithuba elithile Ummeli wenkonzo yabathengi uya kuhlala phantsi kunye nokwenza uluhlu lwezinto ozakuvumela ukuba ususe i-akhawunti yakho endala. (Oku kuya kubandakanya izinto ozidibene ngaphezulu.) Uya kuvula i-akhawunti entsha kuwe.
Le yindlela efanelekileyo yokukhusela nayiphi na imali ekubiwe kuyo.
4. Fakela ingxelo yePolisa
Faka ifayile ingxelo . Oku kuyimfuneko kuphela ukuba unesiqinisekiso sokuba i-checkbook ibelwe. Ukuba uvele ulahlekise i-checkbook, kwaye uvala i-akhawunti njengemilinganiselo yokuthintela, unganqumla lesi sinyathelo. Le ngxelo iyimfuneko xa ugqiba ukujongana nobusela besazisi . Akufanele kuthathe ixesha elide ukuba ifake ingxelo, kodwa ungasebenzisa ingxelo efanayo ukuba amakhadi akho ekhredithi athathwe.
5. Ukusebenzisana Neengxaki ezizenzekelayo kunye neeDosti
Kufuneka wenze uluhlu kuyo nayiphi na iifomathi ezizenzekelayo okanye idiphozithi ezibandakanya le akhawunti. Uya kufuneka udibanise ngamnye wala bantu kwaye wenze utshintsho olufunekayo ukuze babe ne-akhawunti yakho entsha ye-akhawunti. Kufuneka wenze okukhawuleza njengoko kunokwenzeka ukuba iindawo ezininzi zithatha ubuncinane iiveki ezimbini ukufaka ifayile. Qinisekisa ukuba uthumele idiphozithi yakho ngqo. Unakho kwakhona ukuthunyelwa ngokuzenzekelayo, kwaye ummeli wakho wesevisi unokukunceda ukuba ugqibe ukuba ufuna ukuvala nokuvula kwakhona i-akhawunti yakho yokulondoloza.
Iingcebiso:
- Uya kufuneka ulandele amanyathelo afanayo xa amakhadi akho ekwereta ebiwe . Kubalulekile ukuqhagamshelana nebhanki nganye ngokukhawuleza.
- Ngokukhawuleza ubika ingxelo elahlekileyo okanye ebiwe ibhetele. Ibhanki iyakuthi iguqule iindleko xa ubika ubusela kwiiyure ezingama-24. Ukongezelela, ngokukhawuleza ukuyibika kwaye ukhankase i-akhawunti yakho, ukuthengwa okufutshane kunye neempendulo oza kuhlangabezana nazo.
- Kufuneka ujonge kwakhona ukuthengiselana kwekhadi lomdaka ongazange ugunyaze. Amanani ekhadi lokuthenga kunye nekhredithi adla ngokubiwe ngabadlali. Iintengiselwano zenzeke kulo lonke ilizwe ngelixa unayo ikhadi lakho kuwe. Iibhanki ezininzi ziya kukuvumela ukuba ukhangele ukulandelelana kwaye ungakwazi ukuyeka ukuthengwa ngaphambi kokuba kwenzeke.