Yiziphi iingxelo zeBhanki kwiChexSystems?
I-ChexSystems iyahlukileyo kwingxelo yakho yekhredithi. Akumiseli imbali yokuziphatha okuhle nokubi. Kunoko, i-ChexSystems yakho ibika nje imiba yeengxelo oye waba nayo kwibhanki kwixesha elidlulileyo. Amabhanki aya kukunika ingxelo kule nkqubo ukuba avaliwe i-akhawunti yakho ngeemali ezingekho phantsi okanye xa uthe waxoka xa uvula i-akhawunti yakho. Unokubhengezwa ngokuhlawula ngokuphindaphindiweyo. Ingxelo iya kuthetha kwakhona ukuba usenayo imali kwenye ibhanki. Ngokuqhelekileyo, ibhanki iya kubhala isizathu. Ingcaciso ingahlala kwiirekhodi ze- Chexsystems iminyaka emihlanu.
Yintoni eyenzekayo Ukuba Ndikho Ingxelo Engalungileyo yeChexSystems?
Ezinye iibhanki aziyi kukuvumela ukuba ube ngumthengi ngexesha nje uluhlu. Ezinye iibhanki ziya kukuvumela ukuba uvule i-akhawunti ukuba unobungqina bokuba uhlawule ibhalansi omele enye ibhanki. Ezinye iibhanki ziya kukunika i-akhawunti eneemali eziphezulu, ezikunceda ukucima umngcipheko webhanki lokuba nomthengi ngeeposiso zangaphambili.
Unokwenza kwakhona ngaphandle kwekhawunti yokukhangela xa uzama ukubonisa ukuba unoxanduva lwakho ngemali yakho.
Ndingayichazela njani i-My ChexSystems Report?
Unokucela ingxelo evela kwi-ChexSystems ukuba unqatshelwe i-akhawunti kwiintsuku ezithandathu zokugqibela. Unokucela ukuba ibhanki ikunike ulwazi malunga nendlela yokufumana ingxelo okanye ukutyelela iwebhusayithi yazo.
Emva kokuba ufumene ingxelo oya kuyidinga ukuyihlawula nayiphi na imirhumo oyilwayo ngamanye amabhanki ukucacisa ingxelo yakho ye- ChexSystems . Xa wenza le sicelo ukuba bathumele kwingxelo ukuba i-akhawunti ihlawulwe. Unokucela kwakhona ileta echaza oku ukuba ungathatha nawe kwibhanki. Unokuphikisana naluphi na ulwazi ngokuqhagamshelana neChexSystems. I-Telescan yenye enye inkqubo apho ezinye iibhanki kunye nezitolo zokuthengisa zisebenzisa. Uya kufuneka uhambe kwinkqubo efanayo ukulungisa nayiphi na imiba enayo neTelescan.
Ndiyakuphepha njani ukuba neNgxelo yeChexSystems?
Unokuphepha ukuxelwa kwi-ChexSystems ngokuqhagamshelana neebhanki yakho xa ungekho. Ezinye iibhanki zikulungele ukusebenza nawe ngokukhawuleza nje xa wenza umzamo wenene kwaye uzinzile ukubuyisela iakhawunti yakho kwi-positive. Oku kusebenza okusemgangathweni xa uthetha ngebhanki yakho kumntu kwisebe. Kufuneka usebenze ukuyeka umjikelezo we-overdraft ngokukhawuleza ukwenzela ukuba oku kungaguquki kwingxaki. kufuneka ulinganise i-akhawunti yakho yokutshekisha rhoqo, kwaye ubambelele kubhajethi ebhaliweyo ukuphepha ezi ngxaki kwixesha elizayo. Indlela efanelekileyo yokuphepha ukufumana ingxelo ye-ChexSystems ilawula i-akhawunti yakho yasebhanki ngokufanelekileyo.
Uninzi lwe-overdrafts lwenzeka ngenxa yokuba awulandelanga iimali zakho kunye nezikwereti ngokukhawuleza. A
- Qinisekisa ukugcina i-akhawunti yakho ngokuma kakuhle ngokulinganisa kwaye ukhuphe ukukhishwa imali.
- Jongana nayiphi na ingxaki ngokukhawuleza xa kwenzeka.
- Musa ukuvumela i-akhawunti yakho ukuba ihlale ingalunganga, yisela imali kwi-positive ngokukhawuleza.
- Thetha kubameli beenkonzo zamakhasimende ukujongana nombandela.
- Gcina imali eyongezelelweyo kwi-akhawunti yakho yokulondoloza ukukunceda ukukhusela iimeko ezixakekileyo. Ingxowa-mali engxamisekileyo inokunceda ukulungisa ezi ngxaki ngokukhawuleza.
Ndingayifaka njani i-My ChexSystems Report?
Kufuneka usebenze xa uxelelwe kwiChexSystems. Thatha ixesha lokuqhagamshelana nebhanki namhlanje kwaye uqale ukulungisa ingxaki ngoku. Ukuba awukwazi ukuhlawula yonke imali oyibole kwibhanki kanye, unako ukuseta isicwangciso sokuhlawula kunye nebhanki.
Oku kuza kuqala ukunyamekela ingxaki. Xa imali ihlawulwa kwibhanki kufuneka ixelele ukuba i-ChexSystems kunye neengxelo zakho ziza kuthetha ukuba ityala lihlawulwa. Ibhanki inokulungela ukusebenza nawe kweli nqanaba. Ngokuqhelekileyo ibhanki yendawo encinane okanye umanyano wekhredithi unokulungela ukusebenza kunye nomntu onobuchule beChexSystems okanye i-credit.
Kuthiwani Ukuba Andikwazi Ukuvula I-Akhawunti Yokujonga?
Kunzima kakhulu ukuba uphile ngaphandle kokukwazi ukusebenzisa ibhanki ukuba ube nokufikelela kwikhompyutha kwimali yakho.Ungakwazi ukufumana kunye ne- akhawunti yokugcina ixesha elifutshane, kodwa imali yakho yebhanki iya kwanda. Ngokukhawuleza ungasusa ingxelo kwaye uhlawule nayiphi na imali efunekayo, ngokukhawuleza uza kuvula i-akhawunti entsha. Okwangoku, ungasebenzisa ezi zicwangciso ukukunceda usinde ngaphandle kwekhawunti yokujonga . Oku kuya kuthetha ukucwangcisa iindleko zakho ngokucokisekileyo. Unokusebenza ukuhlawula iindleko zakho ngeemali zeemali okanye amakhadi ekhredithi. Kukho iindlela ezikhoyo zokukunceda ukuphatha imali yakho kunye nomsebenzi ngaphandle kwe-akhawunti.