Kukho ukuthengiswa okuthile okungafuna ukuba kubanjwe ibamba kwi-akhawunti
- I-Insurance Settlement Checks : Iingxowa zokuhlawula i-inshurensi zibuyiselwe okanye ziphikisana kaninzi kunezinye iintlobo zokuhlola. Le nto ingaba iflegi ngokuzenzekelayo ukuba ibambelele nangona ukuba isixa sincinci. Ukuba ubeka olu hlobo lwesheke, kufuneka ulungele ukubamba iqhosha elibekwe kwisheke kwaye unike iintsuku ezimbalwa ukuqhuba ngebhanki.
- Iimvavanyo eziKhulu : Iireki ezithintela imali eninzi zingabanjwa. Ukuba isheke lakho li-$ 5,000 okanye i-$ 10,000 okanye ngaphezulu ungalindela ukuba ibanjwa libekwe kwisitshixo kuze kube lula. Oku kuyinyaniso ukuba ngaba ungekho imali eninzi ebhankini okanye ukuba ingotshe iyitshekitshi yakho ngokuchasene nesheke.
- Ukuvavanywa kooRhulumente : Ukuhlola okukhulu ukusuka ngaphandle kweebhanki zombuso kunokunokubamba. Ezi zibambe zingase zibe zide kunezinye iintlobo zokubamba kuba ibhanki iya kufuneka ilinde ixesha elide ukuqokelela imali kwi-bhanki. Ezi zibambe zingeniswa kwiintsuku ezilishumi zoshishino.
Indlela yokusingatha ukubamba iqhosha elibekwe kwiakhawunti yakho
Xa uva malunga nokubamba, unokuba udidekile kakhulu. Ummeli okanye ummeli wenkonzo yabathengi abakukunceda awukwazi ukutshintsha umgaqo-nkqubo webhanki. Ukuba ufuna impendulo kumgaqo-nkqubo, kuya kufuneka ukuba uthethe kumphathi. Ngokuqhelekileyo, abayi kuyenza ngaphandle ngaphandle kokuba ube nebhanki ixesha elide kwaye unemali ebhankini.
Nangona kunjalo, banako ukwenza inxalenye yediphozithi efumanekayo ngokukhawuleza. Khumbula ukuba abantu bazimisele kakhulu ukukunceda ukuba uhlale uzolile.
Ungakuphepha njani ukubamba i-akhawunti yakho
Kwakhona kubalulekile ukuqwalasela iindlela onokuziphepha ngokupheleleyo. Enye yezinto onokuyenza kukuba imali idluliselwe ngqo kwiakhawunti yakho. Amashishini amaninzi anokukwenza oku, kwaye kuxhomekeke ukuba ngubani ohlawula imali kunye nesizathu salo. Ngaphambi kokuvuma isheke esikhulu, unokufuna ukubona ukuba ingawutshintshela imali ngqo kwiakhawunti yakho. Enye inketho kukucela isheke se-casher , esineemali eziqinisekileyo. Utshintshelo lwefowuni lunokukunika ikhredithi ngokukhawuleza, kodwa kukho imirhumo eninzi echaphazelekayo.
Ukuqonda okukukhuselayo kukukhusela
Nangona kunokukhungathekisa ukuba ungenako ukufikelela ngokukhawuleza kwimali, kubalulekile ukuqaphela ukuba kukukhusela nawe. Ukuba isheke libuye kwaye usuchithe yonke imali, uya kufuneka uyihlawule. Oku kungadlulisela imali kwi-akhawunti yakho . Ukuba isheke siyimali enkulu kunokuba nzima ukuza ngemali ngokukhawuleza. Unokugqiba ukulimaza i-credit yakho ngenxa yesicatshulwa esabuyiweyo.
Xa ujongana nemali eninzi, kungcono ukucwangcisa ixesha elide ukuvumela yonke into ukuba icime. Oku kungathi ukulibaziseka ukuthenga kwiiveki ezimbalwa, kodwa kufuneka kulawulwe kwiimeko ezininzi.
Ukujongana nokubamba
Emva kokubanjwa, kuya kufuneka ukuba ulinde imali yokukhutshwa kuwe. Ibhanki idla ngokubeka i-blanket kwindawo leyo eya kuhlala kwiintsuku ezintlanu okanye zeshishini. Ungabiza ibhanki emva kweentsuku ezimbalwa ukuze ubone ukuba imali iqokelelwe kwaye ukuba ibhanki iya kukhupha i-hold early. Ukuba kukho ukukhangela kwangaphandle, kufuneka ulindele ubuncinane iintsuku ezintlanu zeentsuku kwaye ulinde ukubiza kuze kube ngoko. Unyanzelekile ukuba uthethe kummeleli kwaye ungagqithisi nje ukuhamba kwe -ATM . Ukuba udinga imali ukufihla iindleko okanye iindleko, kuya kufuneka uvumele inkampani ukuba yazi ukuba ufuna ixesha elongezelelweyo lokuhlawula.