Yintoni endiyenzayo xa ndibona ukuThengiswa okungagunyaziswanga kwiBhanki yam?

Ukuba uhlolisisa ukuthengiselana kwakho ngebhanki yakho rhoqo, unokufumana ukuthengwa ongagunyazisiyo. Ngokuqhelekileyo oku kukho uphawu lokuba umntu utshintshe ikhadi lakho lokubambisa okanye baye bafaka uphawu ngandlela-thile inombolo kwaye banokufikelela kwi-akhawunti yakho yokukhangela. Kubalulekile ukuba usebenze ngokukhawuleza ukuze uzikhusele kwaye unqande le meko ukuba ingaqhubeki kulawulo. Namanyathelo okufuneka uyithathe kule meko.

  • 01 Qhagamshelana neBhanki yakho

    Into yokuqala okufuneka uyenze kukuba uqhagamshelane nebhanki yakho kwaye ufumane okunye malunga nokuthengiselana. Ibhanki kufuneka ikwazi ukuxelela ukuba ukuthengiselana kwakuvela kwikhadi lokubambisa okanye ukuba bekuyi-ACH transaction. Ukuba bekuyikhadi lokubambisa okanye indawo yokuthengiswa kwempahla, kungenokwanela ukukhansela ikhadi lokubambisa. Ukuba kuthengiswa kwe-ACH, kuya kufuneka ukuba uvale i-akhawunti. Ibhanki yakho ingakhansela ikhadi lokubambisa ngefowuni, kodwa ungadinga ukungena ukuze uqedele ukuvala i-akhawunti yakho yokutshekisha. Qinisekisa ukuba bafake ifriji yesikhashana kwi-akhawunti ukuze iindleko ezithe xaxa ziqhubeka xa usendleleni eya ebhankini.
  • 02 Qhagamshelana noMthengisi

    Emva koko uza kufuneka uqhagamshelane nomthengisi ukuba aqale ukuphikisana nentlawulo. Abanye abathengisi bangasebenzela nawe ukunyanzela iindleko zobuqhetseba kunye nokuvelisa ingxelo ongayifaka kunye namapolisa. Kuya kuxhomekeka apho zenziwe khona iintlawulo, kwaye zenzeke kangakanani ixesha elidlulileyo. Ukuba bayithumele kwi-akhawunti yakho, kufuneka ulinde iintsuku eziliqela ukufumana imali kwi-akhawunti yakho. Ukuba uhlolisisa ukuthengiselana kwakho imihla ngemihla, unokukwazi ukubamba loo ntlawulo ngelixa isalindele.

  • 03 Ukuphikisana neTyala kunye neBhanki yakho

    Ezinye iibhanki zinokuthi le nyathelo iyenze ngokwahlukileyo ukusuka ekubizeni ukucima ikhadi okanye ukuvala i-akhawunti yakho. Unokwazi ukuphikisana nentlawulo ngokugcwalisa ifom ye-intanethi okanye unokufuneka ungene ebhanki ukugqiba ukuthengiselana. Oku kuxhomekeke kwibhanki yakho yangoku nkqubo. Unemihla engamashumi amathandathu ukuphikisana necala ngokusemthethweni. Kuko kubalulekile ukuba usebenze ngokukhawuleza njengoko unakho, ngakumbi ukuba ufuna imali eyabanjwe kwiakhawunti yakho. Esi sizathu esinye sokuba kubaluleke kakhulu ukulinganisela i-akhawunti yakho kwisitatimende sakho sasebhanki rhoqo. Unokwenza njalo ngenyanga okanye ngeveki.

  • 04 Fayili inkohliso okanye ingxelo yePolisa

    Ngokuxhomekeke kwinani leetyala ezenziwe kunye nobunzima beemeko, unokufuna ukufaka ingxelo yengqekembe kwisebe lendawo yamapolisa. Oku kubonisa ibhanki ukuba awuzange wenze iirhafu kwaye unokukunceda ukucima i-akhawunti yakho. Oku akuthethi ukuba uya kufumana imali ngokukhawuleza, kodwa kunceda ukubonisa kubashishini abangacingi ukuba benze into engalunganga. Ingxelo yepolisa ikwafuneka kwakhona ukuba ufumanisa ukuba isela lizame ukutshintshwa kwesazisi, ngokunjalo. Kubalulekile ukuba ugcine ikopi yemeko yamapolisa kwifayile xa uyenayo ngexesha elizayo.

  • 05 Tshintshela iBhanki Yakho Iingxelo kwi-akhawunti yakho entsha okanye kwikhadi

    Ukuba uvala i-akhawunti yakho , kuya kufuneka uguqule yonke into eqondiswe ngqo okanye ihlelwe ngokuzenzekelayo ukusuka kule akhawunti. Oku kuthetha ukutshintsha ulwazi ngolunye lweenkonzo ozisebenzisayo. Ukuba bekuphela kwekhadi lokubambisa, kufuneka uguqule iinkonzo ozibhalisile ngekhadi lakho lokubambisa. Oku kuya kuba izinto ezinjengobulungu bokuzivocavoca, ii-akhawunti ze-Netflix kunye neenkonzo ezifanayo. Kukunceda ukugcina uluhlu lwezithuthi ezizenzekelayo kwikhadi lakho lokubambisa ukuze uguqulwe ngokukhawuleza endaweni yokujongana neentlawulo ezithintela emva kwaye iinkonzo zikhanseliwe kuwe. kuya kuthatha imizuzu embalwa nge-akhawunti ukuguqula kwi-intanethi. Kungathatha ixesha elide ukuba ufanele uguqulwe kwifowuni okanye kumntu kwi-gym.

  • 06 Qaphela iAkhawunti yakho kunye neTyala ngokukhawuleza

    Ekugqibeleni, kufuneka uqhubeke nokubeka iliso i-akhawunti yakho kunye neengxelo zakho zemali ngokukhawuleza. Ukuba umsebenzisi unokufikelela ngokuthe ngqo kwiakhawunti yakho yokujonga kwaye kungekhona nje ikhadi lakho lokukhwabanisa, unokufuna ukubeka iqhwa lexeshana kwingxelo yakho yekredithi ukuze ungeze ngokwakho ukhuseleko. Kubalulekile kodwa ukuyeka kule nto ngaphambi kokuba uguquke ngokutsha. Hlola ingxelo yengxelo yemboleko nganye kwiinyanga ezine, kwaye jonga kwi-akhawunti yakho yokujonga imihla ngemihla ukuqinisekisa ukuba ukhuselekile. Ingqiqo enhle ukubeka esweni iikopi zakho ezinye i-akhawunti. Kuyakucasula xa ufumanisa ukuba ulwazi lwakho luye lwacatshiswa, kodwa lenza ukuba kubaluleke ngakumbi ukubeka iliso ulwazi lwakho kwixesha elizayo. Ungaphinda ufune ukuba uqaphele malunga naziphi iisayithi ozithengayo kwaye ukhangele abakhangeli bekhadi lesikweletu kwi-ATMS kunye noomatshini bokuthengisa.