Amaqiniso Ngama-Appraisals Real Estate Properties

Funda iindlela ezisetyenziselwa ukuxabisa ikhaya lakho

Iimvavanyo ziyinxalenye ebalulekileyo kwinkqubo yokubuyisela ekhaya. Uvavanyo lwentengiso lwakhiwo lubeka ixabiso lemarike yepropati-intengo yokuthengisa eyayiza kuzisa xa kuthengiswa imarike evulelekileyo kunye neyokukhuphisana. Ababoleki bafuna i-appraisals xa abathengi basebenzisa amakhaya abo amasha njengokhuseleko kwimali yokubolekwa. I-appraisal inikeza umnini-mboleko ngesqinisekiso sokuthi ipropathi iya kuthengisa ubuncinane imali ebolekayo.

Musa ukudibanisa uhlalutyo lweentengiso , okanye i-CMA, kunye novavanyo. I-CMA yimibiko yokuthengisa esekelwe kwidatha efakwe kwiinkcukacha ezininzi zokuncedisa iinkonzo, okanye i-MLS. Abameli beentengiso basebenzisa ii-CMAs ukunceda abaxhasi babo ukuba bacele ngokuqinisekileyo kwaye banike amaxabiso . Ii-Appraisals zichazwe iinkcukacha eziqulunqwe ngabahloli bee-appraisers. I-appraisal yimibiko kuphela yokulinganisela umboleki-mboleko ekucingayo xa ethatha isigqibo sokuba uya kuboleka imali.

I-appraisal ayikho into efanayo nokuhlola ikhaya . Abahloli basekhaya abahlola iimvavanyo kunye neendawo zokuthengisa, jonga i-plumbing kwaye uqinisekise ukuba inkqubo yokufudumala neyokupholisa iyasebenza. Ulwazi olunjalo luncedo ukuba umthengi azi ngaphambi kokuba angene kuyo. U-appraiser, nangona kunjalo, ukhathazeke kuphela ngokuxabisa ikhaya.

Malunga nee-Appraisers kunye nee-Appraisals

• Abahloli bavunyelwe ngamazwe emva kokugqiba iikholeji kunye neeyure zokufunda.
• Umxhasisi kufuneka abe yinjongo yesithathu, umntu ongenakho uxhumano lwezemali okanye olunye udibaniso kumntu obandakanyekayo kwintengiso.

• Ipropati echazwe kuthiwa yipropati yesifundo .
• Kwezinye iimeko, umthengi uyahlawula i-appraisal ngexesha lokufaka isicelo semboleko . Ngamanye amaxesha, intlawulo ye-appraisal ifakwe kwisitatimende sokuhlawula kwaye ihlawulwe kwietafile zokuvala.

Yintoni oza kuyibona kwingxelo yokuhlaziya i-appraisal report

Ii-Appraisals zineenkcukacha ezithe ngqo malunga nesicwangciso sokuvavanya isayithi kunye nokuvavanya kwedatha yokuthengisa.

Nazi izinto ezimbalwa ezibandakanya:

• Iinkcukacha malunga nepropati yepropati, kunye nokucatshulwa kwinqanaba lezinto ezifanayo.
• Ukuhlaziywa kweemarike zehlabathi zendawo yonke.
• Iingxelo malunga nemiba umfundi ovakalelwa kukuba unobungozi kwintengo yepropati, njengokungena kumgangatho ongekhoyo kumhlaba.
• Iingqalelo malunga neempawu eziphosakeleyo, ezifana nesiseko sokuqhawula.
• Uqikelelo lwexesha eliqhelekileyo lokuthengisa kwipropati.
• Uhlobo lwendawo apho ikhaya likhona khona, umzekelo, uphuhliso okanye ukuma kwedwa.

Iindlela zokuHlola zokuHlala

Kukho iindlela ezimbini eziqhelekileyo zokuhlola iisetyenziselwa izakhiwo zokuhlala:

Indlela yokufanisa

Umlingisi uqikelele ixabiso lentengiso yepropati ngokuzifanisa nezinto ezifanayo eziye zathengiswa kwindawo. Iipropati ezisetyenzisiweyo zibizwa ngokuba zifana . Azikho iipropati ezimbini ezilinganayo, ngoko u-appraiser kufuneka afanise iipropati ezifanayo kwipropati yesifundo, ukwenza ulungiso ukuze iimpawu zabo zilandelelanise kunye nepropati yesifundo. Isiphumo sibonakaliso esibonisa intengo apho impahla nganye efana neyayithengiswa ngayo ukuba ingaba neengxenye ezifanayo njengepropati.

Indlela yeendleko

Indlela yokwenza iindleko ibaluleke kakhulu kwiipropati ezintsha, apho iindleko zokwakha ziyaziwa.

Umlingisi uqikelele ukuba bekuya kuba yindleko kangakanani ukufaka indawo kwisakhiwo ukuba satshatyalaliswa.

Ngoko uvavanyo luchaza ntoni kuwe?

Imvume yokuqala yokubambisa i- homebuyer iyenziwe kwangaphambili, kodwa imvume yokugqibela ihlala ixhomekeke kwi-appraisal eyanelisayo. Umboleki ufuna ukuqinisekiswa ukuba utyalo-mali lwayo ifakwe xa umthengi engenzi phantsi kwemboleko. Ukuba ipropati ibeka ngaphantsi kwexabiso lokuthengisa, umboleko unokuthi unqatshelwe, kodwa akusiyo kuphela into emele idlule kuyo. Ezinye iiflegi ezibomvu ezichazwe kwii-appraisals ziquka:

• Ixesha eliqikelelwayo kwimarike lide kunomlinganiselo wendawo.
• Ukungena kwipropati kuvela kwindlela yangasese, eyabelwe. Umboleki angafuna ukubona isivumelwano sokugcinwa kwendlela esayinwe ngumntu wonke osebenzisa indlela, eqinisekisa ukuba ulondolozo lwabelwana ngawo onke amaqela.

Le yimizekelo emibini yeziphumo zokuvavanya ezifumanekayo ezinokuthi zithengise indlu yokuthenga .

Ababolekisi bacwaninga ngokuphonononga ngokucokisekileyo ngaphambi kokuba baqaphele ukuba ipropati ifanelekile njengokhuselo lomboleko wesikolo.

Uvavanyo oluphantsi

Musa ukwethuka xa uvavanyo lufika ephantsi kuba kukho amanyathelo onokuthatha ukuze wenze usebenze. Ukuba i-appraisal ibonisa ezinye iingxaki, khumbula ukuba ezininzi iingxaki zilungele. Gcina upholile kwaye usebenze ngemibandela enye inyathelo ngexesha.