IYilwayo Yentlawulo Yentengiso Ifumana njani ihlawulwa
Iirhafu zentengiso kwinqanaba likarhulumente ibali elihlukile. Phakathi kwezi-15 zithetha kunye neSithili sase-Columbia esenza le ntlawulo, bonke banikela ngokukhululeka okuncinci.
Ukuba ifa lakho lihlawulwa kwiinjongo zerhafu yelizwe okanye i- federal , umntu uya kufuneka alungiselele, asayine kwaye afake ibuyiselo yentlawulo yefa. Omnye uza kufuneka ahlawule i-bill. Ngaba uya kuba ngummeli wakho, umphathiswa oyilandelayo, okanye ngamnye umxhamli ?
Impendulo ixhomekeke ekubeni i-estate yakho iya kuhlolwa okanye uyenze ukuthembela okuphilileyo.
Yintoni Eyenzekayo Ukuba Indawo Yakho Ixhomekeke KwiNkqubo?
Ummeli okanye ummeli womntu uya kusayina isheke ukuhlawula irhafu ngokusebenzisa i-estate funds ukuba i-estate yakho ixhomekeke kwiingxaki. Unembopheleleko yokulungiselela nokuhambisa iifayile zakho zerhafu yeSebe leNkonzo yangaphakathi yeNgeniso kunye nabarhulumente abahlawulisayo.
Kwaye ukuba i-Estate ayifuni i-Probate?
Ukunikezelwa kwemimandla yokukhutshwa kwangoku, akunakwenzeka ukuba ifa lakho liza kuhlawuliswa kwiirhafu zezindlu ukuba ungenalo isicwangciso sefa kunye nefa lakho lincinci ukuba lifune ukuhlolwa.
Kwiindawo ezininzi, iindawo ezincinci azixhomekeke kwiingxaki ezipheleleyo ngenxa yokuba zifanelekele isishwankathelo okanye inkqubo elula yokudlulisa impahla ye-decedent.
Iziza ezinkulu zifuna i-probation ngisho nangona xa i-decedent ifa ngaphandle kwintando okanye isicwangciso sezinto ezifanelekileyo ngenxa yokuba ingqinisiso yindlela kuphela esemthethweni apho ubunini bepropati yakhe bungabafudula kubaxhamli abaphilayo.
Kule meko, inkundla iya kumisela umlawuli kunokuba ngummeli okanye ummeli wakhe ngaphandle kokuthanda, kwaye umlawuli usenomthwalo wokujongana nokuhlawula irhafu yexabiso kwifa.
Kuthiwani Ukuba Unayo Intando kunye neTrust?
Ingxenye yelifa lakho liyakuxilongwa ukuba unokuthi uchithe ngokutsha kunye nokuthembela okuphilileyo . Ukuthululelwa kuya kutsho ukuba nayiphi na impahla ebekwe kuwe ngexesha lokufa "kufuneka uthele phezu" kwaye udlulisele kwithemba lakho. Nangona ipropati esele ibanjwe kwi-trust yakho ayifuni iimvavanyo, ezi zikhoyo zimele zixilwe ukuze zikwazi ukufudukela kwithemba lakho.
Kule meko, i- trustee eyimbuyiselo yethenda yakho iya kuba noxanduva lokufakela iifayile zakho zeerhafu kunye ne-IRS kunye nabarhulumente abahlawulisayo. Uya kuhlawula irhafu kwiimpahla ze-trust kunye nemali engenayo. Umphathiswa wakho olamkelayo ngumntu ozikhethileyo ukuba uthathe ulawulo lwe-trust your revocable living trust xa kwenzeka ukuba ungekho ngokomoya okanye ufe.
Ukwahlukana Okubalulekileyo
Kwezinye iimeko ezizimeleyo, uvavanyo alufunwa ngenxa yokuba yonke into enokubaluleka kwayo ihamba ngokukhawuleza kubaxhamli ngevumelwano okanye ukusebenza komthetho.
Oku kuya kubandakanya indawo yokuhlala eyomnye umntu onamalungelo okusinda, okanye inzuzo yomshuwalense wobomi kunye nezibonelelo zomhlalaphantsi. Ukuba ixabiso lazo zonke ixabiso lidlula ukukhutshwa kweerhafu zorhulumente kunye nekarhulumente, abaxhamli banokuthi banembopheleleko nayiphi na irhafu efunekayo. Ukuba ufumene kule meko, fumana iingcebiso kumntu-akhawunti okanye ummeli wezindlu ngokukhawuleza ukuba ufumene indlela engcono yokuqhubeka kwaye ufumane ubungakanani besikhundla sakho.
Nangona ukuba uxanduva lokuhlawula irhafu yeempahla kaninzi luwela kumphathi wefa, i-estate estate ye-probation yodwa ayinqumi ukuba iirhafu zezindlu zifanelekile. Impahla ekhokhwayo yerhafu iquka yonke into enayo okanye inomdla kwixesha lokufa kwakhe - kuquka nempahla yomshuwalense okanye i-real estate edlulayo ngaphandle kweso sikontrakthi, isenzo okanye ukusebenza komthetho.
Xa ipropati yeengxaki iyancinci kodwa ezi ezinye iimpahla zinenani elixabisekileyo, kunokwenzeka ukuba umhlaba ongeke ukwazi ukuhlawula irhafu yerhafu efunekayo - ayiyi kuba nemali eyaneleyo.
Esi sizathu esinye isizathu sokuba ukuba nesicwangciso sobugcisa kwindawo ebaluleke kakhulu. Ukuba uceba indawo yakho, qhagamshelana nommeli ukuphepha le nto. Ukuba uzama ukulungisa indawo apho kunjalo, uya kufuna uncedo lommeli, i-akhawunti okanye zombini.
QAPHELA: Imimiselo yelizwe kunye neendawo zitshintshe rhoqo kwaye ingcaciso engentla ingabonakali utshintsho olutshanje. Nceda uqhagamshelane nommeli weengcebiso eziphezulu kakhulu. Ingcaciso equlethwe kule nqaku ayikho isiluleko somthetho okanye yerhafu kwaye ayifaki indawo yeengcebiso zomthetho okanye zerhafu.