Ukunyuka kwamaRhafu okuThatha iNkcazo kuThengisa ukuThengisa iimveliso

Kwakuyiminyaka emininzi ukususela kwi-Federal Reserve eUnited States kwathintela amazinga omyinge ngaphezulu. Inkathazo yezindlu ka-2008 kunye nemiba yezoqoqosho kwihlabathi elandela ukunyanzelisa ibhanki ephakathi yase-US ukuba iqalise iminyaka emithandathu yokunciphisa amazinga omyinge kunye nomgaqo-nkqubo wokunciphisa umlinganiselo. Ngoxa uqoqosho lwase-United States luphucule ukususela ngo-2015, isalathiso sahokela lonke ihlabathi. Iimeko zezoqoqosho eziqhelekileyo eYurophu zenze ukuba iBhanki Ephakathi YaseYurophu iqalise inkqubo yokunciphisa ngokwempahla yabo ekuqaleni kuka-2015.

Nangona ama-interest rates e-US awela kuma-zero ekhulwini kwi-lows, amazinga aseYurophu awela kumanqanaba amabi kwezinye iintlanga kwaye ahlala apho ekuqaleni kuka-2017. Njengokuqala kuka-2017, i-US Federal Reserve yonge ixabiso leFund Fund ngokuphindwe kabini ukuhamba kwezinga lokuqala kwiminyaka emininzi. Ukongezelela, iimarike eziphambili zebhanki zase-United States zikulindela ubuncinane amabini amazinga okunyuka ngo-2017.

E- China , ukunyuka kwezoqoqosho kubangela ukuba ibhanki eliphambili laseChina linciphise ixabiso lentengo njengoko ilizwe lizabalazela ukuphumeza izinga lokukhula kwe-7%, ngoku liye lafikelela kule nqanaba. ERashiya , ukudibanisa izigwebo ezenziwa yi-US kunye ne-Yurophu yaseNtshona nexabiso elincinci lokunyuka kwezinto ezibonakalayo lwenze ukuba ubutyebi baseRashiya buthathaka. EBrazil, eOstreliya, eCanada nakwezinye iintlanga zokuvelisa iimveliso, amanani aphantsi ayenciphise imali engenayo eyenza ixabiso lezemali liqhube ngo-2015. Nangona kunjalo, intengo ephezulu yeemveliso ukususela ekupheleni konyaka ka-2015 nakwiminyaka yokuqala ye-2016 yabangela isabelo semali eninzi.

Imarike yeebhere kwixabiso lexabiso eliqalile ngo-2011 xa kuthengiswa amanani entengo ebonakalayo, kuye kwaba ngumphumo weengcinezelo zoqoqosho ezininzi kwizoqoqosho jikelele. Njengoko i-China iyancipha, ixabiso lemveliso linciphile. I-China, ngenxa yobemi bayo kunye nokukhula, lulo luhlanga olubaluleke kakhulu kwihlabathi xa lufika kwizinto ezifunekayo.

Ukongezelela, idoli yase-US iyimali yokugcinwa kwemali yehlabathi kwaye kunjalo, yindlela yokwenza intengo yezinto ezininzi ezibonakalayo. Ukukhula okulingene kwi-US kwabangela ukuba idola liqalise ukuqinisa ukuqala ngoMeyi 2014. Ngo-Matshi ka-2015, idola liye lahlangana ngama-27%. Ekupheleni konyaka we-2016, idola liye laphakama phezulu, inqanaba eliphakamileyo ukususela ngo-2002 ngaphambi kokulungiswa phantsi kweenyanga yokuqala ka-2017.

Iinjongo zokunyuka kwamazinga e-United States kuthetha ukuba idola liza kuba neenhlawulo eziphezulu kunezinye zemali ezikhuphisanayo. Iimali eziphezulu zase-US ezinxulumene nokukhula ngokulinganayo kwimoya yase-US isekela idola. Ibhanki ephakathi yase-United States yayisesisombululo sokuqinisa esaqala ngoDisemba 2015 kunye namazinga amabini ama-hike angama-25 asekelwe kuyo. I-Fed iye yaxwayisa iimarike zentengiso yokunyuka kwezinga elifutshane elikufutshane ngo-2017.

Idola ekhulayo ngokuqhelekileyo ibhayisekile kwixabiso lezinto ezibonakalayo. Ukunyuka kwamazinga omyinge kubaluleke kakhulu kwizinto eziphathekayo. Xa ixabiso lentengo likhuphuka, libiza iindleko ezininzi ukuphatha okanye ukuxhasa iimali ezide okanye iimpahla zeempahla. Ngako oko, abathengi kunye nabathengi bezinto ezibonakalayo banokuba bancitshiswa kakhulu ukugcina iimpahla. Esinye sezizathu zokuba amanani entengo enyukayo phakathi konyaka ka-2008 no-2011 yayiyinqanaba elincinci lentlawulo e-United States.

Oku kwakucinezelekile ukubaluleka kwedola kunye nokwenza ukuba ixabiso lokuxhaswa kwemali liqhube kwiinjongo zebhanki eliphambili ukukhuthaza uqoqosho.

Ngoku ukuba amaxabiso enzala aphakama kwixabiso lexabiso laseMelika liyakubona ukunyanzeliswa kwengcinezelo. Ngasekuqaleni kuka-2016, ubhedu bethengiswa kwi-$ 1.9355 ngeyure ngalinye ngaphambi kokufumana emva konyaka. Nangona kunjalo, ngowama-2008, ubhedu oluthengiswe ngaphantsi kwe-$ 1.25 kwaye ngo-2000, ixabiso lalingama-85 engama-pound ngalinye. NgoDisemba 2015, igolide yawela kumgangatho ophantsi ukususela ngoFebruwari 2010 xa kuthengiswa kwi $ 1045.40 ngeeyure. Ngo-2008, iphezulu egolide yayingaphantsi kwe-$ 1035 kwaye ngo-2000; Ixabiso lentsimbi ephuzi yayingaphantsi kweedola ezingama-300 ngeeyunce. Kodwa ke, igolide yayithumele iimpumelelo ezibonakalayo ezinyangeni ezalandela u-December 2015. Ixabiso leoli engcolileyo yanyuka ukusuka kuma-dollar angaphezu kwama-107 ngomgqomo ngoJuni 2014 ukuya ngaphantsi kwe-$ 26.05 kwinqanaba ngoFebruwari 2016.

Ngomnyaka we-2008, ioli engcolileyo yahlahlela i-$ 32.48 kwaye ngo-2000; ixabiso lalingaphantsi kweedola ezingama-25 ngomgqomo. Ekuqaleni kuka-2017, ixabiso leoli liphindwe kabini ngenyanga kaFebhuwari 2016. Nangona ixabiso lentengo ephakamileyo lingasongela ixabiso lentengo elimangalisayo ukususela ekupheleni kuka-2015 nakwiminyaka yokuqala ye-2016, iirhafu ziphakathi kwezinto ezininzi ezinokumisela indlela yokuncincika kwamanani entengo.

Kukho imiba emininzi eqhuba ixabiso lexabiso lempahla ephezulu okanye ngaphantsi kwexesha. Ukuncipha kwezoqoqosho eChina, isizwe esininzi kuninzi, sinokuchaphazela imfuno. Ukwenyuka kwamazinga e-United States kuye kwenza ukuba idola liqinise oko kunokufaka ingcinezelo engakumbi kwixabiso lemveliso. Iindleko eziphezulu zokuxhaswa kwemali kwiimvumelwano zeedola zingabonakalisa uphawu lwebhayisike kwizinto ezibonakalayo. Nangona kunjalo, ukuba amaxabiso akhula ngenxa yokwanda kweengxaki zokunyuka kwamanani kwi-US okanye uqoqosho lwamazwe onke, amaxabiso eemveliso angakhuphuka kunye nezindleko. Ngoko ke, yinqanaba lentlawulo yentsingiselo yangempela enokuthi ibe nefuthe le-bearish kwizinto eziphathekayo xa ihamba phezulu kwaye i-inflation ingaba ngumqondiso oshukumisayo kakhulu kwizinto ezibonakalayo.

Nangona ukunyuka kwamaxabiso okuba nenani linokuba yi-bearish yexabiso lexabiso leempahla, kukho ezinye izinto ezininzi xa kufikelele kwindlela yokuncincika kwamanani kwii-asethi ze-asethi ezingahambelaniyo.