Zingaphi Abagcini Bemihlaba Abanempahla Ababenokuthenga Ngayo Umthengi?

Ukuqesha ngaphezu kweMthengi weMthengi ukufumana iiNdlu

Ngethuba ubeka uluhlu lwabaxumi abaphinda ngokuphindaphinda, uMnu. Seller wandixelela ukuba ummelwane wakhe owayengummelwane wayefuna ukuthetha nam malunga nokufumana indlu yonyana wakhe ukuthenga. Wayenomdla wokwenza isingeniso. Ummelwane wathi waqalisa ukukhangela indlu ngokucinga ukuba wayenokuthenga ikhaya elihle ngexabiso elithengiseleyo elithengiseleyo kunokuba wayengenako, kwaye sele sele efumene ukuba kufuneka akhulise.

Ekuqaleni wayefuna ukuthenga iforeforest.

Ngokuqinisekileyo, ingxaki yokuthenga kwangaphambili iproforeclosure, ngaphandle kokuba kuthengiswa okufutshane , ayithengiswanga. Kodwa loo nto ayigcini iiwebhsayithi kwiintengiso zangaphambili okanye ukwenza ezo zibhengezo zikhangeleke zikhangeleke kubathengi abangaboniyo. Emva koko, wacinga ukuba kuya kuba bubulumko ukuzama ukuthenga ukuchithwa kwempahla, ngaphandle kokuba imakethi yokuguguzisa ibhetele ngokufanelekileyo kwiintlobo ezizithengayo kumagqabantshintshi okanye abatyali-mali abangabathengisa ngobuninzi bebhanki.

Emva koko, ummelwane wanciphisa iibhomu. Usuvele unayo i-agent estate. Ingcamango yam yokuqala yintoni na ukuba i-agentayi ingachazi indlela ukulungiselela kwangaphambili kusebenza ngayo kumthengi? Isicatshulwa sam sesibini kutheni abazange bathethe ngeemakethe ezimfutshane kakhulu ze-REO kunye nemingcipheko ekuthengeni izibophelelo . Ingcinga yam yesithathu yintoni umthengi enokuthetha nale arhente yendawo yokuhlala?

Ndambuza umbuzo.

Kutheni ethetha nam? Umthengi wabonakala edidekile. Kutheni sasingenako ukumbamba iincwadi ezibini? Ngenxa yokuba siya kusebenzisa i-database ye- MLS efanayo kunye nokuthumela amakhaya afanayo athengiswayo, kungenxa yoko. Nangona, ndinikezelwe, ndiyakwazi ukudala uphando olubanzi kwaye ndithathe uludwe olungaphezulu koko, kodwa zombini i-agents ziza kufumaneka iinkcukacha ezifanayo.

Nangona kunjalo, imbambano enkulu kunazo zonke kukunyaniseka kwintengiso ye-estate agent eyodwa.

Sihlawulwa kwikhomishini . Xa sisebenzisana nabathengi, siyahlawulwa ukuba umthengi uthenge ikhaya ngathi. I-arhente ayinakwenzeka ukuba asebenze kanzima kumthengi ukuba umthengi akazibophezele ekusebenzeni kunye negosa. Ndambuza umthengi ixesha elide asebenze ngayo kunye ne-arhente yakhe nokuba uyavuya. Hayi, wayengonwabanga, kwaye wayezama ukuthenga ikhaya elingaphezu kwenyanga.

Akunamdla ukuba ndibuqhetseba, ndajonga ngqo amehlo akhe angcolileyo kwaye ndabuza, "Ngandicela ukuba ndibuze ukuba kutheni uza kuhlala usebenza kunye ne-agent agent yenze ukuba ungonwabi?" Wayengakulungele umbuzo othe ngqo. Wajonga emhlabathini. Hayi, ubomi bufutshane, kwaye bufutshane kakhulu ukuba ungonwabi, ndacetyiswa. Oku kwakunokwenzeka ukuba kwakubonakala ngathi yiindaba kuye, nangona ngokucacileyo wayekhulile ngokwaneleyo ukuqokelela uLonwabo loLuntu kunye nokuthatha umhlalaphantsi. Ndiyaqonda ukuba bonke abantu abasemhlabeni bakholelwa ukuba unelungelo lokonwaba.

Ngakolunye uhlangothi, i-REALTOR® ifanele isebenze phantsi kweKhowudi yokuziphatha kwaye ayikwazi ukuphazamisana nomnye umxhasi we-REALTOR. Ubume bam akayi kuzama ukuthungela umthengi omnye umthengi. Kodwa xa umthengi eza kum ukuba acele uncedo, ibali elihlukile.

Ekugqibeleni, ndakucebisa ukuba umthengi aqhubeke esebenza kunye ne-arhente yakhe yangoku kuba wayengandinikanga naliphi na isizathu esiqinileyo sokungonwabi. Ndicinga ukuba wayedidekile nje ngendlela i-real estate isebenza ngayo.

Phantse zonke iinkcukacha ziya kwi-MLS kwaye zonke i-arhente ziyafikelela. Abambalwa kakhulu kuthi eSacramento basebenze ngezihlomelo zeepokotho, ngoko asiyikugcina imfihlelo yethu. Sichaza amakhaya ethu athengiswa kwisibini esikhulu kunazo zonke abathengi kuba loo ndlela izisa ixabiso eliphezulu. Abathengi kufuneka bakhethe i-ejenti yomthengi ayithandayo umthengi kwaye uthembele kwaye unamathele kunye negosa.

Amagosa amthengi ambalwa kakhulu aya kuvuma ukuthatha umthengi ubuncinci babonise amakhaya abathengi ukuba loo mthengi wayefuna ukusebenza kunye ne-arhente enye. Ezi zintlobo zabathengi zidla ngokuba ziinqununu, kwaye zibiza kuphela ii-agent zoluhlu kuba azidingi okanye zifuna ukumela.

Ngokuqhelekileyo abakhathaleli ukuba babandakanyeka kwiziko elinesibini .

Umbuzo wokuqala umthengi afuna ukuthenga umthengi: ngaba usebenza kunye nomnye ummeli? Ukuba impendulo inguyewe, i-ejenti yomthengi akayi kuvuma ukusebenzisana nomthengi. Ukuba impendulo ayikho, kodwa umthengi uye waqamba amanga, uya kuphuma kungekudala okanye kamva kuba inyaniso iyayenza njalo. Kulungele ukunyaniseka. Kuyamkeleka ukusebenza kunye ne-arhente enye xa ii-agents zisebenza kwiindawo ezahlukeneyo kwaye ngamnye unike imvume yokuba umthengi asebenze kunye nomnye. Ngaphandle koko, hayi.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, uBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.