Uluhlu lweNgcaciso loTyalo-mali

UWarren Buffett , uCharlie Munger , kunye noPeter Lynch bafana njani, ngaphandle kwezinto ezintathu zokugcina iingxelo zentengo-mali kwimbali ye-capitalist world? Baye bathetha ngokunyaniseka kweminye yemveliso efanelekileyo yokutshala imali ekhoyo kwimarike, uphando lwe-Investment Line Investment.

I-Value Line Investment Survey

Ukuba ungumtyalo-mali omtsha, mhlawumbi uvile umntu uthetha okanye ufunde nge-Value Line Investment Survey.

Incwadana yeendaba ezihamba phambili ilandelela ama-1,700 amashishini angaphezu kwama-90 athile. Iveki nganye, abahlalutyi be-Value Line abasebenzi bahlaziya isitch of 130 stocks - indlela oyifumana ngayo ukuhlaziywa kuxhomekeke ekubeni ukhetha ukhetho lwewebhu okanye inguqulo yokuprinta.

Iingxelo zeNgcaciso zeNgcaciso zephepha elilodwa ziquka ixabiso elikhulu leenkcukacha zezemali kubandakanya ukuthengisa, inzuzo epheleleyo, inzuzo yokusebenza , irhafu yentlawulo, izabelo ezithengileyo, ukubuyisela ubulungisa , ukubuyela kumali-mali -mali-mali , ii-ratios zokufumana umvuzo emva kwexesha, isivuno sokwahlula , ukulinganiswa kokuhlawula , ubunini bezolawulo, kunye nokunye okuninzi.

Oku kukuvumela ukuba ufumane ingcamango yeendlela ezijongene nezoshishino-ngaba iimitha ezixubileyo ziyacinywa? Ukuba kunjalo, unokuzama ukujonga ukuba ingxaki yesikhashana isigxina njengoko kuya kuba nempembelelo enkulu kwixabiso lakho. Unokukhuphela iinguqulelo zamahhala zeempahla ezingama-30 kwi- Dow Jones Industrial Average ukusuka kwi-website ye-Value Line ukunika ingcamango yokuba umkhiqizo unokusebenza njani nohlalutyo lwakho lotyalo.

Ingakanani Ixabiso loPhando loTyalo loTyalo-mali

Inkopi yokuprinta yinto ebiza ngaphezu kwe-intanethi kodwa ungayibhalisa i-13 yeveki yokuvavanya phakathi kwe-$ 65 kunye ne-$ 75 kunye nokubhaliselwa kwe-$ 598 kunyaka owodwa okanye i-$ 1,395 yokubhaliselwa kweminyaka emithathu ukugcina imali eninzi. Unokufuna ukujonga kunye ne-akhawunti yakho kuba kungenzeka ukuba ezinye okanye zonke iindleko zihlawulwa irhafu.

Emva kokuba ube ngumbhalisi kwithuba elithile, unako ukuhlala uxoxisana (okanye ulinde ukuthengisa) izinga lokuvuselela i-$ 299.

Olunye uLwazi lweeNdawo zoLwazi kunye neMveliso

Kukho ezinye ezininzi iimveliso zemiSebenzi ngaphandle kweSavement Survey. Ezi ziquka i-Small and Mid-Cap edition, i-edition ye-fund yesikolo, izinketho, ukuguqulwa, kunye nalolu. Kuba abatyale-mali abatsha, ezi zinto zenza ingqiqo enkulu ngaphandle kokuba unolwazi olukhethekileyo okanye umdla othile.

Izizathu Okufanele Uyihlole Ukuthenga Ixabiso Lokutsalwa kweeNgxowa-mali zophando

Gcina ukhumbule ukuba, ngokwalo, andinayo inxaxheba kunye nenkampani epapasha umveliso ngaphandle kokuba ngumthengi wexesha elide. Esi sincomo asiphelelanga ngokupheleleyo njengoko andinakho ukukhuthaza, nasiphi na isikhundla, ukuba ndincome i-Survey Investment Survey kodwa ndiyenjenjalo, nangona kunjalo, ngenhliziyo yonke.

Ukuba abatshali-mali abatsha kunye nabafundi abanamathuba afanelekileyo (ukungathethi kubafundi bezentengiso nabaphathi), kunokuba luncedo olukhulu ukuba unomdla wokuba uqonde ezinye zeenombolo ezibaluleke kakhulu xa uxabisa isitokisi.

Ngokujonga i-shishini ngokusebenzisa amanani, unokukuqonda. Uyakwazi ukubona izinto ezenza ukuba ibhishini elifanelekileyo okanye ishishini elibi.

Uyabona ukuba uphumelele kangakanani imali ebuyiswe kubanikazi; indlela ukuxabisa ngayo isitokethi kwimeko edlulileyo xa kuthelekiswa nokukhoyo. Uyabona, khona apho kwiphepha, oko kwenza ukuba isitokethi sibe njengoMcCormick ehluke kakhulu kwiCarnival.

I-Value Line Investment Survey ingakunceda ukunciphisa umngcipheko wokutyalomali ngokukubonisa ngemizuzwana embalwa ukuba iqumrhu lithenda ukuvelisa ilahleko ezinkulu ngexesha lokususa ; ukuba ngaba umyinge wokwenza umyinge wenzalo ukhulu ngokwaneleyo ukwenzela ukuba uzive ukhululekile utyalo-mali kwiibhondi ezivela kumkhupheli.

Nangona utyalo-mali kwi-index ye-index , unokungena kwiinkcukacha ze -S & P 500 ukuze uqonde oko uqobo (i-index market market does not really, existed after all) - ngamnye utyalo-zimali unalo isitokethi ngasinye; ingxowa-mali, uyazenzekelayo kwaye uphumelele ukhetho lwama-stocks owakho kwiindlela ezilawulwa ngabantu abancinci eNew York.

Ngokomzekelo, ukuba uye waqaphela ukuba, ukususela ngo-2003, baye batshintsha ngokukhawuleza imigaqo yenkcazo ngokukhaba amafemu amaninzi kunye nokutshintsha izikhokelo ngoko kulula ukuba baninzi, abatyebileyo ukukhupha isitokisi sabo esiphezulu kwi-investors , unokwenza isigqibo sokwandisa inkcazo yakho yeengxowa ngezabelo ezisusiweyo ngokuzithenga kunye neendawo zakho ezikhoyo).

Indlela yokufikelela kwiSaveyishini yoTyalo loTyalo-mali kwi-Free

Kubatyalomali abatsha, ukubeka eceleni imali eninzi kwiingxelo zabo zokutsalwa kwezobalo-mali kuyabulumko kwaye bulumko. Amathala eencwadi amaninzi aseburhulumenteni anemibhaliselo yobungcali kwi-Value Line Investment Survey, kubandakanywa isiseko sekhompyutheni ukuze ukwazi ukuqhuba izikrini ze-stock okanye ubeke ndawonye iqoqo lakho lokushicilela kunye nokufunda ekhaya.

Benza oku kutholakale sikhululekile kumalungu elayibrari. Le yindlela enhle kakhulu kubantu abangenayo imali yokunyusa kodwa abafuna ukuqala uhambo ekuqondeni uphando lotyalo-mali.