Izigwenxa zibeka ifowuni ebusweni be- ATM , ebonakala ngathi yinxalenye yomatshini. Kungenakwenzeka ukuba abantu bakwazi ukwahlula ngaphandle kokuba baneliso lokukhuseleka, okanye i- skimmer yezinga eliphezulu. Ngokuqhelekileyo, amasela aya kufihla ikhamera encinci ye-pinhole kwincwadana enomtsalane kufuphi ne- ATM , ukuze akhiphe inombolo yepini yexhoba. Iipompu zegesi zixhatshazwa ngokufanayo kulolu hlobo logalelo.
Umthengi kwiBhanki yaseNew York ufumene idilesi yokukhwela kwi-ATM kwaye wangena ngaphakathi kwebhanki ukuba azise umphathi weofisi. Umphathi, owayengakaze ambone umkhenkethi we-ATM kwaye engaqinisekanga ukuba wenzeni, wathatha umgca wambonga waza wambulela. Umthengi wabukhumbula, ukusuka kwiingxelo ezininzi malunga nokukhwela kwe-ATM, ukuba ngokuqhelekileyo inxalenye yesibini kwi-ATM skimmer, ikhamera. Kule meko, wayifumana emva kwesibuko esincinci esilumkisa umsebenzisi we-ATM ukuba aqaphele "abaqhubi bamagxa." Wazisa ikhamera kumphathi webhanki, owathi waphendula ngokuthi, "Mhlawumbi sifanele sivale umshini phantsi, ha?" Umphathi webhanki uxhaphaze ukhuseleko lwebhanki, vala umshini, kwaye uqaphele kwezinye iibhanki zendawo.
Yintoni eyenza ukukhupha iATM
Ukukhutshwa komsebenzi ngenye yezobugebengu obunzima kakhulu kumashishini okukhusela. Ngesinye isikhathi i-ATM Industry Association yabika ngaphezu kwe-1 billion yezigidi kwiindleko zehlabathi ezivela kwi-debit / kwikratshi yobuqhetseba kunye nolwaphulaphulo-mthetho olujongene ne-ATM.
Uninzi lwaphulo olubanzi lweenkcukacha ezenzeke kule minyaka embalwa edlulileyo lunokuba negalelo ekukhwabaneni kwe-ATM. Xa izigwenxa zidibanisa iinkcukacha ezizele ngeenombolo zekhredithi kunye nekhadi lokukhawulwa kweekhredithi basebenzisa loo ngcaciso ukukhupha i-akhawunti yebhanki yexhoba imali kwi-ATM
Kuyinto elula ngokwaneleyo ukudibanisa kwiziko ledatha kunye nokunciphisa amakhadi kunye nezikhonkwane.
Kulula nakakhulu ukucwangcisa i-hardware ebusweni bomshini we-ATM kwaye wenze okufanayo. Xa idatha ikhutshwe ngamakhadi e-clone amakhadi kwaye ijika idatha ibe yimali ngokukhawuleza.
Iintlobo zee-ATM zokucoca
Ukukhwabanisa kwe-ATM kuvela ezimbini. Kwimeko yokuqala, ifowuni ebizwa ngokuthi "i-skimmer" ifakwa ebusweni beATM. Xa ikhadi liphawulwa, umgcini urekhoda idatha ekhadini, kunye nekhamera efihlakeleyo efihliweyo kwiprogram yomnini okanye isibuko sokukhusela okanye ngaphandle kwekhamera eneefayile eziphambili ezirekhodiweyo zePIN. Ngokuqhelekileyo, imali ihanjiswa kwaye umsebenzisi akanakho ubulumko.
Kwimeko yesibini, i- ATM esetyenzisiweyo igxininiswa ukurekhoda idatha, ibekwe kwindawo yoluntu. Ezi ATM zisebenza ngokusemthethweni kuphela kwaye musa ukuhambisa imali. Ezi ntlobo ze-ATM zingathengwa lula kwi-market-hand market at price prices.
Indlela Yokuzikhusela
- Ukuphonononga i-ATM: Oku kuthetha zonke i-ATM, ezivela kwi-bhanki yakho. Ufuna kwakhona ukujonga nayiphi na i-card sliders ezifana nezitishi zegesi, njl, ingakumbi ukuba usebenzisa ikhadi lakho lokubambisa. Ukuba i-scanner ayihambelani nombala kunye nesitayela somatshini, kusenokwenzeka ukuba yi-skimmer. Kufuneka kwakhona "ugxininise" i-scanner ekhadini ukuze ubone ukuba kukho into enamathele kumfundi wekhadi kwi-ATM.
- Khubaza ikhiphedi xa ufaka iPIN yakho: Ukuze ufikelele kwiibhanki zakho zebhanki, amasela kufuneka abe nenombolo yakho yekhadi kunye nePIN yakho. Ngokufakela ikhiphedi, ukhusela iikhamera kunye nababukeli ekuboneni i-PIN yakho.
- Hlola ibhanki yakho kunye neengxelo zekhadi lesikweletu rhoqo: Ukuba umntu ufumana ulwazi lwakho, unemihla engama-60 ukubika nayiphi na iindleko zobuqhetseba kwiinkampani zakho zekhadi lesikweletu ukuze ungahlawuliswa. Ngekhadi lokudityaniswa, unemizuzu engama-2 kuphela ukubika nayiphi na into esolwayo.
- Yiba yinto ekhethiweyo: Musa ukusebenzisa ii-ATM ngokubanzi kwimivalo okanye kwiivenkile. Ezi zivame ukubekwa iliso kwaye ngoko ke, zinokuphithwa lula nawuphi na umntu.