Ukuthintela ukufumana i-Identity Stolen
Ziziphi iindlela abasebenzisi abaye bafunda ngazo ukuba kukho ukuphulwa kwedatha okubandakanya amakhadi abo ekwereta, iirekhodi zonyango okanye nantoni na? Ngokuqinisekileyo kukho iindlela abanokusebenza ngazo emva kokuthintela ukubiwa kwezazisi zabo.
Isaziso soBuqhetseba
- Ixhoba lokwaphulwa kwedatha okanye ukwebiwa kwezazisi kungasungula uqwalaselo lobuqhetseba. Kuthetha ukuthini ukuba ukuba ulwaphulo-mthetho luzama ukufumana umgca-mboleko okanye umboleko kwigama lexhoba-isela liqala inkqubo yokufaka isicelo-umbolekisi uyazi ukuba azise inkokheli.
- Ngoko ke ngelinye ilanga umthengi udibanisa nawe kwaye uyabuza, "Ngaba usanda kufaka isicelo sekhadi lesikweletu?" Kwaye awunayo, ke le nto ibhendi ebomvu ebhenelayo ukuba umntu ufuna ukutshintsha ubunikazi bakho egameni lokuvula umgca yekhredithi kunye nokuyikhupha, ukukunamathela ngeentlawulo.
- Ukuqaphela ukukhwabanisa kuyinqanaba elomeleleyo lokukhuseleko; umkhwabanisi akayi kukwazi ukugqitha inkqubo yesicelo.
YeFredzeze yeMali
- Ukukhishwa kwekhredithi kuthini oko kuthi: Ikhupha i-credit yakho. Ayikwazi ukusetyenziswa. Kukhuselekile. Oku kunamandla kunokuba uqaphele ukukhwabanisa, kodwa kunamandla ngakumbi xa isetyenziselwa ngokuqaphela ukukhwabanisa.
- Ukufumana i-credit freeze, umboleki kufuneka anikeze i-SSN, igama, idilesi kunye nekopi enye yeebhilikhwe zabo zokusebenza ukuqinisekisa ubungqina babo.
- Umrhumo wefriji yekhredithi ingaba yi-zero okanye ifike kwi-$ 15.
- Ukukhishwa kwekhredithi kwenza ukuba kungenakwenzeka ukuba umntu enze i-akhawunti yobuqhetseba yobuntshontsho kwi-akhawunti entsha.
- Ukuba umboleki, nangona kunjalo, ufuna ukufumana mboleko okanye afumane umgca omtsha wekhredithi, unokuyiqhawula i-frozen for access time. Oku kufuna igama lomsebenzisi kunye nephasiwedi ukuba i-credit bureau edibeneyo nefriji iya kuthungela i-imeyile kumthengi.
- Abathengisi, i-arhente yokubika ngetyala kunye neebhanki xa zilwa nokuvumela ukuba i-credit ikhululeke, kuba oku bangena endleleni yabathengi abathengi abaninzi abafuna imigca emitsha yemboleko. Kodwa ukukhishwa kwekhredithi kwenzelwe i-doggone esebenzayo ekukhuseleni ubuqhetseba.
UkuLawulwa kweMali
- Ukubeka iliso kwi-Credit kungona kungathinteki kwezi zintathu zokukhusela . Kwaye kubiza imali. Nangona kunjalo, ngeendlela ezimbini ezikhankanyiweyo ngasentla, ukubeka iliso kwekhredithi kwongezelela enye indawo yokukhusela.
- Xa kuqwalaselwa ngetyala, umboleki unokufikelela lula kumboleko wabo ngaphandle kokuphazamiseka.
- Kodwa ke ukuba inkohlakalo ifuna ukuvula umgca wekhredithi egameni lomnye umntu. Oku ke kukhokelela ekuphandeni kweengxelo zetyala lexhoba. Kule nkalo, ixhoba liyaziswa ngale ntengiso. Yilapho baza kufunda ukuba omnye umntu uzama ukwenza ubuqhetseba kubo. Ixhoba elijoliswe kuyo linokuqhagamshelana nomboleki kunye nokuyalela ukuba isicelo sipheliswe.
Ngokufezekisa zonke ezi zintathu zendlela, unokuphefumula lula ukuba mhlawumbi awuyi kuba lixhoba lobusela besazisi.