Fumana Indlela Yokukhusela Umntwana Wakho Ekubeni Ubuntwini Bokuba
Ubume beBhodi kunye neCandelo leKhadi leKhadi
Enye yeengcaciso ezicacileyo zokuba ulwaphulo lobuntwana zivela kwiziko loLwazi lwezoLwazi. Ngokucacileyo, ukweba kobuni bomntwana kusetyenziswa ngumntu omdala ngenzuzo yakhe.
Kungenzeka ukuba le ilungu lentsapho okanye umntu owaziyo intsapho, okanye ingaba ngumfokazi onobuchule ekujoliseni abantwana. Ixhoba lomtshini wolwazi lomntwana akuyona nje umntwana omncinci, abadala abaninzi baye baba ngamaxhoba olwaphulo-buntwana bengakwazi. Bafumana kuphela xa bezama ukumisela i-credit yabo.
Xa umboleki-mboleko ethola isicelo sekhredithi, bahlala beyifumana ulwazi ngobunzima bomntu, kwaye bangaze bahlole i-data. Esikhundleni salo, banokuphelisa ngokulula ukunika i-2-year ubudala ikhadi lekhredithi. Nangona isicelo singathi umntu uneminyaka engama-23, inombolo yoKhuseleko loLuntu inikezelwe ukuba ibe ngumntwana oneminyaka engama-3 ubudala, kwaye ukuba oko kwenzeka, loo mntwana uya kuba nomzabalazo wobomi phambi kwabo xa kuziwa ngetyala kunye nemali.
Nangona ezininzi iziganeko zokuba ulwaphulo lomntwana zibandakanya ukusetyenziswa kwenombolo yokhuseleko lomntwana, kwezinye iimeko, idibaniswe nesatifiketi sokuzalwa somntwana.
Njengomzali, uthanda imfuno yokunika iinombolo zabantwana bakho zoKhuseleko kwiintlobo zemibutho kubandakanywa nabatshutshisi, izibhedlele nezikolo.
Indlela Yokukhusela Umntwana Wakho Ukuba Uxhoba Lokubikwa Kwegama
Kukho iindlela ezininzi onokukhusela umntwana wakho xa kuziwa ekutshweni kobunikazi.
Nazi iziphakamiso ezimbalwa:
- Amanye amazwe anika iinkonzo ezibizwa ngokuba yi-" freezeze ngetyala " eziza kubakhusela abantwana ekubanjweni kwezazisi. Nangona kunjalo, oku kunokwenzeka kuphela ukuba umntwana wakho sele sele eneengxelo zemboleko, ezingenakwenzeka. Ukuze ufumane, qhagamshelana nenye yezona zikhulu zentengo zemboleko, ezifana ne-Equifax, TransUnion okanye i-Experian.
- Enye into ongayenza ukuyeka ukunika izikolo okanye ezinye iinkcukacha ezizimeleyo malunga nabantwana bakho. Le yilungelo lakho njengomzali ngokubonga kuMthetho woBucala bamaLungelo eMfundo, okanye i-FERPA. Esi senzo sinika umzali ilungelo lokugunyaza ukuba yeyiphi na ulwazi lomntu womntwana wabelwe ngayo nawuphi na umntu wesithathu. Kwiimeko ezininzi, ukunika inombolo yokhuseleko loluntu akukho mfuneko.
- Gcina ukhumbule ukuba i-FERPA ayisebenzisi kuyo yonke into, kwaye kwezinye iimeko, ingasetyenziswa kwimisebenzi yechungechunge. Njengomzali, qiniseka ukuba uphando oku kukubona ukuba kuyimfuneko ukunika le nkcazelo, kwaye ukuba kunjalo, kubaluleke kangakanani. Ngokomzekelo, inombolo yoKhuseleko loLuntu yomntwana akufanele inikwe umdlalo webhola lebhola, kodwa enye ingcaciso ingafuneka.
- Cinga ukuthenga ukukhuselwa kwezazisi ngokukhusela i-credit bureau, njenge-Equifax. Akunakukuphela nje kwezi nkonzo ziza kujongana nekhredithi yakho, zikhangele umsebenzi osolisayo kuwo onke amalungu osapho lwakho olusondeleyo.