Ukubiwa kwezobume zezezimali ngumphumo wokuba utywala kunokuba uhlobo lokutywala ubunikazi. Olu busela lwenzeka emva kokuba isela sele sifinyelele ulwazi lwakho lomntu. Xa isela linalo lwazi, unokusebenzisa le ngcaciso ukuvula okanye ukuthatha i-akhawunti ekhoyo, kunye nenjongo yabo ekugqibeleni ihlawulwe ngokufumana ityala elitsha egameni lakho okanye ukuxosha imali ngaphandle kwe-akhawunti.
Ulwaphulo lobunikazi lwenzeka xa umntu esebenzisa ulwazi lomntu lomnye - Inombolo yokhuseleko lweNtlalo, igama, igama lomama-ntombazana - ukubandakanya imisebenzi engekho mthethweni okanye ukwenza ubuqhetseba. Ngokomzekelo, isela lesazisi lingavulwa iakhawunti yekhadi lesikweletu phantsi kwegama lexhoba. Xa isela lihluleka ukuhlawula i-bill yekhadi lesikweletu, ityala libikwe kwingxelo yesikweletu sexhoba.
Ezinye iifom zeBhodi yoLwazi
Ezinye iintlobo zobusela besazisi zibandakanya xa isela lithatha iakhawunti yekhadi lesikweletu kwaye iqala ukwenza iintlawulo kuyo. Ngokuqhelekileyo, isela lesazisi lizakuqhagamshelana nomkhupheli wekhadi kwaye utshintshe idilesi yokuhlawula ukunciphisa amathuba okufunyanwa kwawo. Ezinye iintlobo zobusela besazisi zibandakanya ukubolekisa ngegama lomnye umntu, ukubhala ukuhlola usebenzisa igama lexhoba okanye ukusebenzisa ulwazi lomntu siqu ukufikelela okanye ukudlulisela imali kwi-akhawunti. Kwiimeko ezigqithiseleyo, isela lingathatha i-ident identity of the victim kwaye ngaphezu kokuvula i-akhawunti yebhanki okanye ukufumana amakhadi ekwereta egameni lexhoba, iya kuthengwa imoto, ithole imali okanye ifumane umsebenzi phantsi kwegama lexhoba .
Ubusela besazisi busoloko buneziko lemali kumxube, njengomnini-akhawunti yebhanki, umboleki, umthengisi okanye umniki-khadi. Ewe, kunjalo, kuba yilapho imali leyo. Olu hlobo lobusela besazisi lufezwa ngeendlela ezininzi. Ngokomlando, isela lesazisi liye lakwazi ukufumana ulwazi oluyimfuneko "kwi-tech-tech" lithetha.
Ezi zibandakanya ukukhawulwa kwebhokisi lokutshekisha amatsha okanye ukuhamba kwidrash ukufumana i-akhawunti yebhanki okanye ukunikezelwa kwamakhadi ekhredithi kwangaphambili. Amasela e-Idolophu angamazama ukukhohlisa amaxhoba ekunikezeni ulwazi ngokwenza izinto ezifana nokufaka njengomsebenzi ebhankini.
Iindlela zoLwazi lokuBela
Ezinye iindlela zokuba izela zesazisi zifumana ulwazi zinzulu kakhulu. Enye indlela, eyaziwa ngokuthi " ukukhwabanisa ," ivumela amasela olwazi ukuba asebenzise iikhomputha ukufumana nokugcina ulwazi kwi-strip magnetic yekhadi lesikweletu okanye i- ATM xa ikhadi lihamba nomfundi wekhadi. Emva kokuba le nkcazelo ifunyenwe, inokufakwa kwinqanaba lomnye ikhadi, elivumela isela ukuba lisebenzise ikhadi kwenye i-ATM okanye umfundi wekhadi lesikweletu.
Kubantu abaxhoba ngokuba, iindleko nemiphumo zinokuhlala iminyaka kwaye zibaluleke kakhulu. Lawa masela anokukhawuleza agijime amashumi amawaka eedola kwiitaliti kwigama lexhoba. Nangona xa umboleki angenakuhlawulwa kwezi mboleko, kukho imiphumo enjengeempawu ezimbi kumlando wabo wekhredithi engelula ukuyilungisa. Enyanisweni, kunokuthatha inyanga okanye iminyaka ukulungisa ezi mpazamo. Okwangoku, ixhoba linokuphikiswa imali yokuthenga, ukuboleka imali kunye nokuqeshwa.
Ngaphezu koko, nangemva kokuba iinqununu zityunjwe, amatyala amasha angavela kwiinyanga okanye kwiminyaka kamva.
Nangona iifomati zendlela ulwaphulo lobungakanani bwenzeka ngayo, i-data ibonisa ukuba inani lamatyala okuba utyalo landa kwimihla embalwa edluleyo.