Ukuhlaziywa kwe-First National Bank ye-Omaha American Express Card

Ikhodi ye-No-Fee ngezinye iiperks ezinkulu

I-National First ye-Omaha American Express ineekhadi lamatyala ezimbini kunye ne-American Express. Lo mntu akanakho umrhumo wonyaka kwaye unokuba yinto engcono yexesha elide lala mabini. Kubalulekile ukuba uqaphele ukuba amakhadi ase-American Express anokufumana izibonelelo kunye neengxaki. Kwinqanaba elongezelelweyo, amakhadi ahloniphekileyo aphethe amanqaku ambalwa. Kwinqanaba lomgca, amakhadi ase-American Express ayamkelwa kuphela kwiindawo ezithile kwaye akukho ndawo ifuphi njenge-Visa okanye i-Mastercard.

Sibanzi

Leli khadi elingenayo imali likuvumela ukuba ufumane enye inqaku nge dollar kuyo yonke into yokuthenga. Ekuqaleni le ngcaciso yekhadi ivuze amaphuzu amabini nge dollar kwi-gesi kunye nokutya, kodwa loo mnikelo awusayi kubonakala kwiwebhusayithi yomkhuphi wekhadi. Emva kokuba uqokelele amaphuzu angama-2 500, unako ukuhlawulela i-$ 25 ngendlela yesheke, isitatimenti-mali, okanye idiphozithi kuyo nayiphina ibhanki kweli lizwe. Kumele ubize ibhanki ukuba ucele ukuhlengwa kwakho.

Akukho mida malunga nokuba ungaphi umvuzo ongayifumana, kodwa izaphulelo ziphelelwa yiminyaka emithathu emva kokuba uzuze. Ukuba awugcini i-akhawunti yakho ngokuma kakuhle , awuyikuphela nje ukulahlekelwa yimbuyekezo oyifumene nayo inokulahlekelwa yikhono lokufumana umvuzo wesikhathi esizayo, nayo.

Ukongezelela kwimbuyekezo, kukho u-APR% 0 ukuthenga kunye nokuhanjiswa kwemali kwiinyanga ezili-12 zokuqala unayo ikhadi, kwaye imali yokudlulisela imali ibingaphantsi kwe-3% ngeli xesha, i-5% emva koko.

I-National Bank yokuqala ye-Omaha yenye yeebhanki ezimbalwa ezinika abanikazi bamakhadi ithuba lokufikelela kwiinyanga zabo zeFICO.

Ngenyanga nganye kwisitatimenti sakho sekhadi lesikweletu, uya kubona inguqulo ehlaziywayo yamanqaku akho.

Izinzuzo ezongezelelweyo:

Ikhadi lokuqala leBhanki ye-Omaha linika ithuba lokufumana izibonelelo ezinokuthi zingenakunceda kuwe. Hlola ngokucophelela, uze uqhathanise nezinye iindlela ozicingayo.

• Unokujonga i- FICO® Credit Score nganye ngenyanga kwi-intanethi yomthi. Ukwazi i-FICO® I-Credit Score ingakunceda ugcine okanye uphucule impilo yakho yemali.

• Ikhadi liza kunye nesiqinisekiso sokuthi awuyi kuba nexanduva lokuhlawulwa kweetyala ezenziwe ngekhadi lakho okanye ulwazi lweakhawunti.
• U-Amex Connect unikezela ukufikelela kuluhlu lweentengiso zokuthenga, ukutya, ukufikelela kwetikiti zangaphambili ngaphambi kokuzonwabisa ngokudumile, imicimbi yezemidlalo kunye nokunye.
• I-inshurensi yokuqashisa ngokuzenzekelayo ifakiwe, ngaphandle kweendleko ezongeziweyo, umonakalo ngenxa yokugqitywa okanye ukutyha kwixabiso elithengiweyo leenqwelo-mali ezininzi.
• I-Injengo ye-Intengiso yomshuwalense ifakiwe, ngaphandle kweendleko ezongezelelweyo, xa uhlawula lonke ixesha lokuhamba kwikhadi lakho.
• Ukukhuselwa kokuthenga kuthetha ukuba u-Amex uza kufaka indawo, ukulungiswa okanye ukubuyisela izinto ezifanelekileyo zepropati yakho ukuya kwi-$ 1,000 kwisibango seentsuku ezingamashumi asithoba (90) ukususela ngomhla wokuthenga ngenxa yezizathu ezicatshulwayo.
• Iwaranti eyongezelelweyo inikezela ngokuqinisekileyo oko iwaranti yokuqala yase-United States ifaka ukuya kunyaka owongezelelweyo. Ukuba umonakalo okanye umonakalo owenziwe ngayo, into iya kulungiswa okanye ithathe indawo.

Ukuba ufuna ukuba nekhadi leVisa ngaphezu kwe-American Express kwaye ufuna ezinye iindlela zokufumana umvuzo, unakho unomdla kwi-Visa Card ye-First National's Maximum Rewards Platinum Edition. Ufumana iipalenti eziyi-1.5 nge dollar kwiindleko zakho, kunye neengongoma zingakhululwa ngemali, amakhadi wesipho, ukuthengwa, kunye neetikiti zomoya.