Phantse zonke izithuthi ezinkulu, kuquka iMelika, i-American Airlines, i-Delta kunye noMzantsi-mpuma , ziye zaphinda zihlaziywe iinkqubo zabo zembuyekezo kwiminyaka yamuva.
Ngenxa yoko, iiflaya eziqhelekileyo zifumana ukuba zifuna amaphuzu amaninzi okanye iikhilomitha ukuba zithenge inqwelo-moya yamahhala okanye kufuneka iqhube ngokuphindaphindiweyo ukufikelela kwiikhilomitha ezaneleyo. Ezinye izithuthi zee-airline zitshintshe indlela abanikezela ngayo ii-flyer miles kwaye ziqalise ukunika imivuzo embalwa yeenqwelo ezininzi.
Ukongeza, inani leenqwelo zeenqwelo zeenqwelo zeenqwelo zeenqwelo zeenqwelo moya zenze kube nzima ukukhusela amawaka athile ama-flyer okanye amaphulo athembekileyo kwisihlalo samahhala. Ngokwe-Meyi 2017 uphando lweCarTrawler, inani leembuyekezo-ezixhaswa ngeenqwelo-moya ezikhoyo ziye zahla kakhulu ukusuka kunyaka odlulileyo.
Iifolthi eziqhelekileyo azikholiswa njengamakhadi abo. Ngokwe-survey ye-JD Power ka-2017 yeKharity Credit, i-airline credit card holders ziphakathi kwamanani amakhadi anemivuzo encinci.
Ukuba unomdla ngakumbi malunga nexabiso kunye nokulungelelaniswa kunokunyaniseka kweenqwelo-moya okanye izinto ezizodwa ezifana nebhodi ebalulekileyo, unokufumana ukubuyisela okungcono ixesha lakho nemali kwikhodi yokuhamba ngokubanzi endaweni yoko.
Amakhadi ahamba ngokuqhelekileyo alula ukuwasebenzisa ngaphandle kwamakhadi endala. Ngokomzekelo, amanqaku amaninzi ahamba ngokukhawuleza akuvumela ukuba uthengise indiza ephantsi kakhulu ungayifumana kwaye uyibuyisele yona. Ngaloo ndlela, akufanele ukhathazeke ngamanani entengo yetikiti, ukuhamba kweentsuku zokugqibela okanye ezinye izithintelo zokuhamba.
Abanye bakwenza kube lula ukuthelekisa ivenkile ngokubonelela ngokulula-ukuhamba ngee-portals ezidweba izibheno ezixhaswa ngemali. Nazi ezinye zeekhepha zokuhamba eziqhelekileyo ezikhoyo ngoku:
Amakhadi okufumana umvuzo we-Chase Sapphi: Ikhadi elikhethiweyo likaCafa elikhethekileyo kunye nomzala walo ophezulu, iKhase yeSapphire Reserve izuze isimo senkolo kwimbuyekezo yemijikelezo ngenxa yeenkqubo zabo ezizimeleyo, i-perks evulekile kunye neebhonasi ezinomsoco. Ukuba uzimisele ukuhlawula imali engama-$ 495 yonyaka, ikhadi le-Chase Sapphire Reserve linika ezinye zezona zinto zilungele ukufumana kwikhadi lokuhamba, kuquka ne-300 $ yesikhokhelo sokuhamba kwonyaka, i-bonus ye-point bonus ekuhambeni nasekudleni, e-50,000 ibhonasi yokungena ngemvume kunye nezinye zeentengo ze-inshurensi ezinikelayo. Okwangoku, i-kati-tier Chase Sapphire ekhethiweyo yamakhadi angamaphepha angama-dollar angama-95 kuphela ngokutshintshela ibhonasi ephindwe kabini ekuhambeni nasekudleni, ibhonasi ye-sign-up bonus kunye neenzuzo zomshuwalense ohamba phambili. Ukuhlawulela amaphupha okuhamba , abanikazi bamakhadi banokubhenela ukuhamba kwabo kwi-portal ye-Chase Ultimate Rewards okanye amanqaku okudlulisa kwiprogram ehamba phambili yeflaya.
Ikhadi elilodwa leMali yemivuzo: Ikhadi elifanelekileyo lokuchitha imali yansuku zonke, iKhadi leNkunzi yeNkunzi yeeNkxaso-mali inika iikhilomitha ezimbini ezingenamkhawulo kuzo zonke iidola ozichithayo-kubandakanya ukuthengwa okungaqhelekanga ukufumana iibhonasi zeengongoma.
Isilinganiso somvuzo ovulekileyo-kunye ne-bonus engama-40,000-bonus-up-bonus-yenza kube lula ukukhawuleza inani elikhulu leeekhilomitha ngokukhawuleza. I-Capital One iphinda ithathe ilahleko ekuphumeni kwimivuzo-ityitile yendiza yenkxaso ngokubuyisela abanikazi bamakhadi ngenqaku lesikweletu. Ukongezelela, umrhumo wonyaka we-$ 59 wemali yee-Venture uhlawule kakhulu kunemirhumo ehlawulwe ngabancintisana bawo abaninzi.
I-Barclaycard Ukufika I-World Elite MasterCard: I-Barclaycard Ukufika I-World Elite MasterCard nayo ikhetha kakuhle abantu abanamakhadi abafuna ukufumana inani elikhulu leekhilomitha ekuthengeni kwansuku zonke. Njengekhadi leMbuyekezo yemivuzo, iKhadi lokufika linikezela ngeekhilomitha ezimbini kuzo zonke iidola ozichithayo. Kwakhona ibonelela ibhonasi ye-sign-up ye-50,000 kwaye ikuvumela ukuba ukhulule ngokufanelekileyo uhambo lwakho kunye nenkokhelo yesitatimende.
Ukongeza, abanikazi bamakhadi bafumana ibhonasi eyongezelelweyo ye-5 nganye ngelixa bahlawulela amaphuzu abo, oko kukukhuthaza abantu abanamakhadi abangenakho ukulibala ukubiza umvuzo wabo. Ikhadi lokufika lihlawula umrhumo wonyaka ophezulu kakhulu, nangona kunjalo, i-$ 89 ngonyaka.
Ukufumanisa ikhasi leekhilomitha: Ukuba awufuni ukuhlawula umrhumo wonyaka, ukufumanisa iimitha zinikela inani elincinci lokubaluleka kwekhadi lokubhalwa yonyaka-ngakumbi kunyaka wokuqala. Abanikazi bamakhadi bafumana iikhilomitha ezili-1.5 kwi-dollar nganye abayichithayo, okwenza ikariti elungileyo yokuyisebenzisa xa kuthengwa kakhulu. Kodwa yintoni eyenza ukuba iCarcover yamakhadi engamawaka yodwa iphakanyiswe. Emva kwesikhumbuzo sokuqala komakhadi, Fumana abaqashi abanamakhadi-kabini abakhokhwa ngamakhadi-makhilomitha amathathu kwi-nganye dollar ayichithe. Ukufumanisa kwakhona kwenza kube lula ukuhlawulela umvuzo-uhambo oluxhaswa ngemali ngokunikezela ngetyala lesikweletu kwanoma yiyiphi intengiso yokukhetha oyikhethayo.
I-BankAmericard Travel Iintlawulo zekhadi lesikweledu: Ikhadi le-BankAmericard Travel Rewards alinikeli ngokubonelela ngesibonelelo sesibhonasi. Abanikazi bamakhadi banikezelwa ngamanqaku amabhonasi angama-20,000-enkulu ngokwaneleyo kwiitikiti ezingama-200. Kodwa akukho kharityi yemali yaminyaka yonke inika iimpahla ezintle zabathengi beBhanki yaseMelika, kubandakanywa ibhonasi ye-10 ye-bhonasi yokunyaniseka yokubamba i-akhawunti yebhondi kunye nebhonasi engaphezulu-75 ukuya kwi-akhawunti. Njengokukufumanisa ikhadi leekhilomitha, ikhadi le-Billiards Travel Rewards linika iplati eli-1.5 lemitha kuyo yonke idola oyisebenzisayo kwaye ikuvumela ukuba ukhulule ngokukhululekile iikhilomitha zakho ngesitatimende sekredithi.