Kukunzima ukuthetha ngenye indlela yokuhamba okanye ikhadi lokuthenga ngetyala leenqwelo-moya njengeyona nto ibhetele kuba amakhadi ahlukeneyo aphezulu kwiintlobo ezahlukeneyo zabahambi kunye neenjongo. Ngokomzekelo, ezinye zilungele ukufumana umvuzo wendiza kuphela, kanti ezinye zilungele ihotele kuphela. Ukuba nelinye okanye ngaphezulu kwamakhadi e-credit card alandelayo, unako ukufumana uninzi lwezibonelelo ezikhankanywe ngasentla. Ngaphantsi kwamakhadi ayisithandathu kufuneka uqikelele.
1. I-Barclaycard Ukufika I-World Elite MasterCard
I-Barclaycard Ukufika I-World Elite MasterCard inikezela ngeenzuzo ezininzi ze-$ 89 kuphela yemali yonyaka emva konyaka wokuqala (unyaka wokuqala ungananto). Yiyona nto ifanelekileyo kumntu ongafuni ukuhamba kwiyiphi na i-airline ethile. Kwakulungile nokuba ubani ohamba ngamazwe kwaye ufuna ukufumana umvuzo ophezulu.
Iinkonzo
- Iimitha ezili-2 kuyo yonke i-$ 1 echithwe kuyo nayiphi na into ukuba kuhambe okanye ukutya okanye nantoni na.
- Amawaka angama-50 000 angayibhalisa ibhonasi xa uchitha i-$ 3,000 ezinyangeni ezintathu zokuqala zokubhalisela ikhadi.
- Iikhilomitha zakho azipheli ixesha elide nje ngokuba i-akhawunti yakho isebenza kwaye ivulekile.
- Ipesenti ezingama-0 kwinqanaba lokutshintshela umnyaka wokuqala.
- Akukho mali yokuthengiswa kwamanye amazwe njengamanye amaninzi amakhadi.
- Unako ama-5 eepesenti yeekhilomitha emva kokuba uhlawulele umvuzo wakho.
Umxhasi
- Ayikho imbono enhle kumntu ochitha ngaphantsi kwamaRandi 4,200 ngonyaka kwiakhadi zekredithi zokuhamba.
- Akukho nto ilungileyo kumntu ofuna ukuhambisa amaphuzu omvuzo okanye iikhilomitha ukuya kwezinye iinkqubo zokunyaniseka.
2. I-BankAmericard Travel Rewards Credit Card
Ngaphandle kwemali yonyaka, iBhanki ye-BankAmericard yokuThumela iKharityhulam yeKhariti yinye indlela ekhangayo kubahambi bomoya. Kukulungele ukuhamba kwabahamba ngamazwe. I-BankAmericard Travel Rewards Ikhadi lesikweletu alikhuthazwa ukuba umntu ongekho i-akhawunti yebhanki yaseBhanki yaseMelika.
Iinkonzo
- Unokufumana ubuncinane iipalenti eziyi-1.5 zonke i-$ 1 ezichithwe kuyo nayiphi na injongo
- Ithuba lemilinganiselo ephezulu yokuvuza ukuba unayo i-akhawunti yaseBhanki yaseMelika. Ngokusekelwe kumyinge wokulinganisela ogcina kuyo kwi-akhawunti yakho yaseBhanki yaseMelika, uya kufumana umlinganiselo wokuvuza. Ukuba ugcina i-$ 50k ephakathi kunye nokulinganisela kwi-akhawunti yakho, amaxabiso akho ebhonasi aya kunyuka ukuya kuma-2,25 ukuya kuma-2,625 ekhulwini. Le mali iphezulu kakhulu kunamanye amakhadi esikweleti okuhamba.
- I-EMV chip kwaye akukho nanye imirhumo yentengiso eyenza ikhadi lilungele ukuhamba ngamazwe ngamazwe.
- Akukho ntlawulo yonyaka
Umxhasi
- I-1.5 nje yabanini be-akhawunti abangaphantsi kwee-akhawunti bancinci kunamanye amaninzi amakhadi e-credit card.
3. Chase iKhadi elikhethwe yiSafire
Enye yamakhadi asematyala e-airline athobileyo okwangoku yiKhadi elikhethiweyo likaSafira.
Nangona umrhumo wonyaka wengu-$ 95, unyaka wokuqala ususwe ngokupheleleyo kumnini wekhadi. Ukuba neKhadi elikhethiweyo likaSafira lilungele ukuhamba kwamanye amazwe, kubhalisele ibhonasi enkulu kunye nemivuzo eguquguqukayo.
Iinkonzo
Ngokungafani namakhadi amaninzi e-airline, ungasebenzisa iKhadi elikhethiweyo le-Chase Sapphire ngeendlela ezininzi ezifana nokufumana amanqaku ama-2 kuwo wonke ama-$ 1 asetshenziselwe ukuhamba kunye nevenkile yokudlela kunye nenqaku eli-1 ngalinye leedali ezichithwe kwezinye izinto.
Xa usebenzisa i-Chase Sapphire Prefredred Card ukuze ubhale uhambo lwakho, amaphuzu akho emivuzo aya kufikelela ngaphezulu kweepesenti ezingama-25. Ngamanye amagama, abanikazi bamakhadi bafumana isaphulelo sama-20 epesenti xa bebhubhisa iinqwelo-moya zabo usebenzisa iKhadi elikhethwe yi-Chase Sapphire.
Ungaphinde uthumele i-Chase Sapphire Card Preference points points 1: 1 ukuya kwezinye iiprogram ezininzi ezihamba rhoqo kunye neeprogram zokunyaniseka kwehotela kuquka i-Virgin Atlantic, i-British Airways, i- Southwest Airways ne-United Airways.
Ufumana amaqhosha amabhonasi angama-50k uchitha i-$ 4,000 kwiinyanga ezintathu zokuqala zokufumana ikhadi.
Akukho mali yokuthengiswa kwamanye amazwe
Izinzuzo zokukhusela iikhomishini
Umxhasi
Akukho zikhwama zokukhangela zamahhala zabanini bamakhadi
Akukho nkonzo yokubhankqalaza ebalulekileyo yabanini bamakhadi
Ayiyona nto ibhetele xa usebenzisa enye i-airline ixesha elininzi njengokuba nekhadi lekredithi echanekileyo kwi-airline yakho ekhethiweyo iya kuba luncedo kakhulu.
4. INkulumbuso yaseLufthansa iMiles & More MasterCard
Ukukhishwa kwiBarclaycard, ikhadi le-credit card yaseLufthansa elibizwa ngokuba yi-US liza nebhonasi enkulu yokubhalisa kunye nabanini bamakhadi abatsha abakulungele ukufikelela kuma-bonus angama-50,000. Abanikazi bekhadi banokunyuka ukuya kwii-bonus zamawaka ezi-$ 500. Ukuba ungumntu oya kwiYurophu kwaye ehlala eYurophu rhoqo, i-Lufthansa Premier Premier Miles & More MasterCard yindlela efanelekileyo. Ikhadi ine-$ 79 yokuhlawula imali. Le khadi inconywa kakhulu kumntu osebenzisa i-class ye-Lufthansa ishishini rhoqo, ngokukodwa nakwi-Yurophu.
Iinkonzo
- Inzuzo enkulu kunazo zonke zeMiles kunye nekhadi elininzi yitikiti okanye iqela. Umnini wekhadi uya kulungela ithikithi yeqabane emva kokuthengwa kokuqala ngonyaka kwaye emva koko.
- Abanini bamakhadi banokufumana amabini amabini ngeekhilomitha ezili-1 ngeyure echithelwa ngetekithi yokuthenga ngeTikiti ngokusebenzisa iMiles ne-More Card. Kwakhona, abanikazi bamakhadi bafumana ibhaso elilodwa kwi-$ 1 nganye ezinikele ekuthengeni ithikiti.
- Emva kokuthengwa kokuqala okanye ukuhanjiswa kwemali, abanikazi bamakhadi bafumana iibhonasi ezili-20,000
- Emva kokuchitha i-$ 500 okanye ngaphezulu kweenyanga ezintathu zokuqala zokungena ngemvume kumakhadi, umnikazi wekhadi ufumana iikhilomitha ezingama-30,000 zebhondi njengebhonasi.
- Ukongeza kokusebenzisa ikhadi leenqwelo zeenqwelo kunye nokuphuculwa kweLufthansa, umnini-mhlaba unokusebenzisa amaphulo akhe umvuzo kwizinye iinqwelo-moya eziquka i-SWISS Airlines, i-Brussels Airlines, i-Austrian Airlines kunye nazo zonke iindiza ze-Star Alliance.
Umxhasi
- Ukuchitha imali engama-5,000 kwiinyanga ezintathu kungenokuba kuninzi kuninzi ukufumana iikhilomitha ezingama-30,000.
- Akulungele ukuhamba ngeenyawo nakwamanye amazwekazi ngaphandle kweYurophu.
5. Umvuzo weMiddle Rapid Rewards kunye neKhadi leKhariti
Umda weKharity Rapid Rewards® Plus Credit Card angeke ube yikharityhulam ye-credit card eyaziwayo kakhulu, kodwa kubhetele kubantu abachitha imali engaphantsi kwama-10k kumakhadi abo ekuhambeni kwekhaya. Ikhadi ine-$ 69 yemali yonyaka.
Iinkonzo
- Abanikazi bamakhadi bafumana amanqaku angama-40,000 okufumana umvuzo wokuchitha imali eyi-$ 1,000 kuphela kwiintsuku eziyi-90 zokuqala. Ayikho enye ikhadi le-credit card linika le ntsebenziswano.
- Iingongoma ezi-2 kuzo zonke i-$ 1 ezichithwe kwi-Mpuma-mpuma kunye nazo zonke iindidi ezithatha inxaxheba kunye nokuqashisa imoto. Kwaye kunye nenqaku eli-1 kwezinye izinto zokuthenga.
- Akukho zithintelo zezihlalo okanye iintsuku zokumnyama
- Ingxowa yokuqala yokujonga iibhegi zokuqala neyesibini
- Akukho mali yokutshintsha
- Umnini wekhadi ufumana amaphulo angenamkhawulo ngelixa ikhadi livulekile kwaye lisebenza
- Iingongoma ezi-3,000 zomvuzo emva kokukhumbula iminyaka yonke.
Umxhasi
- Intlawulo ye-3 yeepesenti zonke iintengo zokuhamba ngamazwe ngamava kwaye esinye sezizathu eziphambili abantu abaninzi abahamba ngelizwe jikelele bathanda leli khadi.
- Ngenxa yokuba uMzantsi-ntshona awunalo ilungu lezona zivumelwano ezintathu, akukho ndlela yokudibanisa amanqaku kunye nohambo olwenziwa kwezinye iinqwelo-moya.
6. I-JetBlue Plus Card
Ukuba neKhadi le-JetBlue Plus lingabelana kakuhle nabahambi abachitha imali engama-920 kwiivenkile zeJetBlue ngonyaka. Iza kunye neenzuzo ezintle, kodwa imali eyi-99 yonyaka yintlawulo enye yeyona ndawo ephakamileyo phakathi kwamakhadi eentengo zemali.
Iinkonzo
- Njengoko iKhadi leKharityhulam le-Jikelele le-JestBlue Rewards® Plus Credit Card, i-JetBlue Plus Card inikezela ngamaphuzu angama-30 000 xa umnikazi wekhadi echitha ubuncinane i-$ 1,000 kwiintsuku zokuqala ezingama-90 ngokusayina.
- Ufumana amanqaku angama-6 kuyo yonke i-$ 1 echithwe kwiinqwelo ze-JetBlue. Ufumana amanqaku a-2 nge-$ 1 nganye echithwe ekuthengiseni kunye neyoku-1 nge-$ 1 enikezelwe kwezinye izinto.
- Akukho mihla yokuphela kwemaphuzu okuvuza
- 5,000 umvuzo wokukhumbula umvuzo
- Akukho mali yokuthengiswa kwamanye amazwe njengemidlana yaseMzantsi-mphophu yeeNkxaso zeKharityhulam
- Ikhetho lokuba neengongoma zemivuzo ngokuqhawula intsapho
- Akukho ntlawulo yekhegi lokuqala elikhethiweyo
Umxhasi
Ngenxa yokuba neembambano ezimbalwa, iinjongo ze-JetBlue aziguquguquki njengokuba ezinye iikhadi lamatyala e-airline
Isiphelo
Kukho amakhadi amaninzi eentengo zemali ezikhoyo. Nangona konke kungalungile, amaninzi amakhadi anika intuthuko ethile kwiklasi ethile yomhambi. Chase Sapphire Preferred Card kukulungele ukufumana umvuzo omkhulu kunye nokukhulula okuguquguqukayo. I-JetBlue Plus Card yinto enhle ukuba uhlala uhamba ngeenqwelo zeJetBlue. Imivuzo ye-Rapid Rapid Plus kunye neKhadi leKhariti lilungele umhambi wekhaya owaziyo. Inkulumbuso yaseLufthansa iMiles & More MasterCard ibhetele kubantu abahlala besuka e-Europe. I-BankAmericard Travel Rewards Ikhadi leNkokhelo lilungele ukuhamba ngamazwe ngamazwe. I-Barclaycard Ukufika I-World Elite MasterCard iyona nto ibhetele kakhulu kubahambi abahamba ngokunyanisekileyo kwi-airline enye. Ukuxhotyiswe ngale ngcaciso kunye nokuqonda imikhwa yakho yokuhamba, unesithuba sokukhetha ikhadi elifanelekileyo kwiimfuno zakho.