Ikhadi Elibuyisekayo Lentengo Yemali kunye neBhonasi yokuQala yokuBala
I-BankAmericard Cash Rewards I-Visa inikezela ngebhonasi yemali eyi-100 yemali ekhompyutheni yemali xa uchitha ubuncinane i-$ 500 ekuthengeni kwiintsuku zokuqala ezingama-90 zokuvula i-akhawunti yakho. Ibhonasi itholakala kuphela kubaxhasi bamakhadi amatsha. Akukho mrhumo wonyaka kunye nezinga le-introductions elingama-0% ekuthengeni kunye nokuhanjiswa kweebhalansi kwimijikelezo yokuqala yokuhlawula i-12.
I-BankAmericard Cash Rewards I-Visa Review Impumelelo Programme
I-BankAmericard Cash Rewards I-Visa ineprogram yembuyekezo yemali ehlawuliswayo ehlawula umvuzo ophezulu kumathengi athile.
Unako ukwandisa umvuzo owufumanayo ngokugxila kwiindleko zakho kwiindidi ezihlawula umvuzo omkhulu.
Unako ukufumana i-3% kwi-gas kunye no-2% kwiintengiso kunye nokuthengwa kweebhola kwi-wholesale ukuya kwi-$ 2,500 kwiintengo ezidibeneyo kulezi zigaba nganye kwikota. Zonke ezinye izinto ezithengwa kumthengisi ezingekho kwezi zigaba zifumana i-1% yemali emva. Emva kokuba uhlawulise i-$ 2,500 kwi-gesi edibeneyo, ukutya kunye neentengo zokuthengiswa kweekontenti kwikota, ukuthengwa kwezi zigaba kuya kuzuza umvuzo kwi-1%.
Amanqaku amaninzi amatyala afuna ukuba ubhalise nganye ikota ukuze uzuze umvuzo kwinqanaba eliphezulu. Nge-Visa ye-BankAmericard Cash Rewards Visa, uza kuhlawula ngokuzenzekelayo u-3% ngokuthenga okufanelekileyo-akukho bhaliso oluyimfuneko.
Ukuba ngumthengi weBhanki yaseMerika uyakukuvumela ukuba ubone iibhonasi kwimbuyekezo yakho. Umzekelo, ukuba uhlawulela umvuzo wakho kwi-akhawunti yokutshekisha okanye yokulondoloza, uza kufumana ibhonasi yabathengi ye-10%. Ngoko, ukuhlengwa kwemali eyi-$ 25 kuya kukuvumela ukuba ufake i-$ 27.50 kwi-akhawunti yakho yaseBhanki yaseMelika.
Ibhanki yaseMelika ekhethiweyo Abaxhamli bafumana i-bonus engama-25%. Ukuba awukho umthengi webhanki yaseBhanki yaseMelika, i-BankAmericard Cash Rewards Visa ifanele uyenze ukuba ube nomnye.
Isipho sokuqala kunye neenkcukacha zexabiso
APR . Jabulela isantya sokuqala se-0% kwiimigudu zokuqala zokubhatala ezi-12 zokuthenga kunye naliphi na ukuhanjiswa kwebhanki kwiintsuku ezingama-60 zokuvula i-akhawunti yakho.
Ukutshintshwa kwemali-mali kusenayo imali (ngaphezulu kwintlawulo engezantsi), ngoko gcina loo nto ingqondweni njengoko ucinga ukuba uyadlulisela umlinganiselo kwikhadi lakho.
I-APR rhoqo ukuthenga kunye nokuhanjiswa kwemali ku-13.24% ukuya kwi-23.24%. I-APR yakho ngqo iya kuxhomekeka kwimbali yakho yematyala kunye nezinye izinto.
- Ukusa phambili kwemali ku-APR: 16.24% ukuya kwi-25.24%
- Ibhanki yokuqala yebhanki APR: 25.24%
- Ijelo lika-APR: 29.99%
Imali . Akukho mrhumo wonyaka we-BankAmericard Cash Rewards Visa. Ukudluliselwa kwemali kuhlawuliswa umrhumo we-3% wemali yokudlulisa okanye i-$ 10, nayiphi na enkulu. Ukunyuswa kwemali kuhlawulwa ubuncinane be-$ 10, i-3%, okanye i-5% kuxhomekeke kwindlela yokuhamba phambili. Ukuba usebenzisa ikhadi lakho lokukhuselwa kwe-overdraft, uza kuhlawuliswa umrhumo we-12 wemali ngenqubekela phambili engaphezu kwe-$ 12. Iintlawulo ezihlawuleyo zihlawuliswa ukuya kwii-37 zama-37 kwaye zibuyiswe iintlawulo ukuya kwi-$ 27. Ukuthengiswa kwamanye amazwe kuhlawuliswa umrhumo we-3%.