Ezinye iinkonzo zoMvuzo kuneCash Cash kuphela
Qaphela: IBhanki ye-Amandla eMelika iMbuyekezo yeVisa Card ayifumaneki kubanikazi bamakhadi abatsha. Okugqibela ukufumana ulwazi malunga nekhadi ngezantsi.
Ibhanki ye-Amandla eMandla eMelika I-Visa ngumvuzo wekhadi lesikweletu elihlawula amaphuzu ekuthengeni. Abanini bamakhadi bangakwazi ukukhupha amanqaku kwizinto ezahlukeneyo eziquka ukonga kwemali, ukuhamba, amakhadi wesipho, kunye nemicimbi ekhethekileyo.
Imivuzo Enikezwa ngeBhanki ye-Amandla eNamandla eMelika iVisa
Fumana amanqaku anele ukuhlawulela i-$ 50 yebhonasi yekheshi xa uchitha i-$ 500 kwiintengiso zokuthengiswa kwiintsuku zokuqala ezingama-90 zokuvula i-akhawunti.
Oko kuthetha ukuba kufuneka uchithe malunga ne-$ 167 ngenyanga nganye kwiinyanga ezintathu zokuqala ukufumana ibhonasi yokuchitha. Unokwenza okulula ukuba usebenzisa ikhadi lakho ukuhlawula iindleko ezimbalwa.
Fumana amanqaku amathathu nge dollar kwi-gesi, ukutya nokuthengwa kwezidakamizwa ozenzayo kwiinyanga ezintandathu zokuqala. Emva koko, zonke izinto zakho zokuthenga zifumana i-1 iphuzu ngalinye nge dollar. Unako ukwandisa umvuzo wakho ngokusebenzisa ikhadi lakho kuyo yonke igesi yakho, ukutya kunye nokuthengwa kwezidakamizwa ngexesha lokuthengwa kokuqala.
Akukho mida kwiingongoma ongayifumana, kodwa amanqaku aqala ukuphelelwa emva kweminyaka emihlanu. Sebenzisa amanqaku akho phambi komakhwelo weminyaka emihlanu ukuba ungabikho ukulahlekelwa.
Ngaphandle kwemali, unako ukukhupha amaphupha akho ngamakhadi wesipho, i-airfare kunye neentengiso. Ukuhlawulelwa kuqala kwii-2,500 iipalenti ezingama-25 zama-cash, ama-3,500 ngamakhadi wesipho, kunye ne-15,000 kwiikiti zamatekisi. Ukuba ungathanda, unako ukufumana umvuzo wakho wokuhlawulelwa ngokuzenzekelayo ngetekethi, njengengxelo yekhredithi, idizithi ye-elektroniki kwi- akhawunti yakho yokujonga okanye yokulondoloza , okanye ubolekwe ngemali mboleko yakho .
Ezi zimbini zokugqibela zingathunyelwa kunoma yiyiphi ibhanki-akuyi kuba yi-BofA.
I-Bank of America Amandla Amvuzo Ixabiso leVisa
Akukho mrhumo wonyaka kwikhadi lesikweletu, oku kuthetha ukuba unokuyonwabela imivuzo kunye neenzuzo zokukhululeka ngaphandle nje kokuba ugweme ukuthengiselana okuza kubakho imali.
Kukho isamba sokuqala se-0% ekuthengeni kunye nokuhanjiswa kweebhalansi kwimijikelezo yokuqala yokuhlawula i- 12.
Emva koko, i-APR rhoqo i-12.99% ukuya kwi-22.99%, kuxhomekeke kubukwereti bakho. Ubungcono kumanqaku akho okwekhredithi, isantya sakho semali esezantsi siya kuba. Nangona kunjalo, ekubeni lo ngumvuzo wekhadi lesikweletu, kubaluleke kakhulu ukuba uhlawule ibhalansi yakho ngokugcwele inyanga nganye. Ngaphandle koko, uya kuhoxisa umvuzo wakho ngokuhlawula umdla kwikhadi lakho lesikweletu. Ukuhlawula ngokupheleleyo kubaluleke kakhulu emva kwexesha lokuqala, kodwa akukho nto iphosakeleyo ngokufumana umgangatho omncinci ngaphambili.
Ukupasa kwangaphambili kwemali i-APR i-22.99% okanye i-24.99% ngokuxhomekeka kohlobo lokuthengwa kwemali. Ukunyuswa kwemali kuhlawuliswa imali ye-$ 10 okanye i-4% (ngamanye amaxesha u-5% kuxhomekeke kwintengiselwano). Ku-4%, imali yokudlulisela imali ibhekise ngaphezu kwamanye amakhadi eemboleko.
Ezinye iimali ziquka:
- Imali yokuthengiswa kwamanye amazwe : 3%.
- Imali yokuhlawula emva kwexesha elide : Ukufikelela kwi-$ 35.
- Imali yentlawulo ebuyisiwe: Kufike kwi-$ 25.
- Umgwebo u-APR: 29.99%.
Akukho Predish Ulwabiwo lweMali ye-BofA Power Rewards Visa
Leli khadi leSiginesha seVisa, akukho mda wokuchitha imali . Kodwa ngokuqhelekileyo akuthethi ukuba ufumana ityala elingenamkhawulo. Umda wakho wokuchithwa ungagqalwa ngumvuzo wakho, ukuthenga kunye nembali yokuhlawula.
Ehlelwe nguLaToya Irby. Imigqibo yokugqibela ifunyenwe ngoMatshi 4, 2013. Imimiselo yekhadi lesikweletu kunye neebhonasi zokubhalisa ziya kutshintsha ukusuka ngexesha lokuhlaziywa.