Umjikelo wenkokhelo wekhadi lesikweletu okanye nayiphi na i-akhawunti yenyanga yithuba lexesha phakathi kwee-billings. Ngokomzekelo, umjikelo wokuhlawula ungaqala ngomhla we-1 wenyanga kwaye uphele ngomhla we-30 wenyanga. Okanye, kuhamba ukusuka kwi-15 yesinye inyanga ukuya kwi-15 yesizayo. Imijikelezo yokuhlawula ibingakanani ubude, ukusuka kwiintsuku ezingama-20 ukuya kwii-45, kuxhomekeke kwikhadi lekhredithi kunye nomnikezeli.
I-Cycle Credit Billing Cycle
Ikhadi lekhadi lekhredithi elitsha livame ukuqala usuku lokuqala lomjikelezo wokuqala wokuhlawula ngokulinganisela.
(Ngaphandle kokuba uhlawuliswa imali ephezulu ye-akhawunti okanye ukhethe ukutshintshela ibhalansi xa ufake isicelo sekhadi lesikweletu.) Ngethuba lomjikelo wenkokhelo , nayiphi na into yokuthenga, iikhredithi, iintlawulo kunye neendleko zemali zithunyelwa kwi-akhawunti yakho. kwaye wongezwa okanye ususa kwi-balance yakho. Emva koko, ekupheleni komjikelo wenkokhelo, uhlawuliswa zonke iindleko ezingabhawulwa kunye neentlawulo ezenziwe ngexesha lomjikelo wokuhlawula. Nayiphi na imisebenzi kwi-akhawunti yakho emva kokuba umjikelezo wokuhlawula uza kuvela kwisikhokelo sakho sokuthengisa.
Umjikelezo wakho olandelayo wokuhlawula uya kuqala nanoma yiyiphi ibhalansi eshiywe ingakhokhelwa ekupheleni komjikelo wokuhlawula owedlule. Emva koko, xa isitatimende sakho sokubakho esilandelayo siza ngeposi, siya kubandakanya kuphela ukuthengiselana okwenziwe kwi-akhawunti yakho ngexesha lolo hlobo lwenkokhelo. Ukuba uke wabuyela emva kwaye ujonge kwiingxelo zentlawulo zangaphambili ukufumana ukuthengiselana, kungenxa yoko.
Umhla wakho wokuhlawula ngekhadi lokuthenga ngetyala liqhelekile malunga neentsuku ezingama-21-25 emva kokuba umjikelo wakho wokuhlawula uphele.
Oku kuthetha ukuba akudingeki ukuba uthumele intlawulo yokuthenga kuze kube ngumjikelezo olandelayo wokuhlawula emva kokuba uwenze. Kukho ixesha lexesha phakathi komhla wokuphela komjikelo wakho wokuhlawula (okokuyimali yokuvala ingxelo ye-akhawunti yakho) kunye nomhla owenziwe ngalo umrhumo owenziwe ngolu hlobo luyaziwa njengexesha lobabalo . Unokuhlawula ngokuqhelekileyo ibhalansi yakho ngokupheleleyo phambi kokuphela kwesithuba somusa ukuphepha ukuhlawula umyinge kwibhalansi yakho ngokude nje ukuhlawula ibhalansi yakho yokugqibela ngenyanga.
Qaphela ukuba, ngomthetho, umhla wekhadi lakho lokuthenga ngetyala kufuneka uwele ngosuku olufanayo nyanga zonke kwaye akanalo impembelelo ngosuku lokuqala nokuphela komjikelo wakho wokuhlawula. Khangela isitatimenti sekhadi lakho lesikweletu okanye ubiza umnxeba wakho wekhadi lesikweletu ngamakhadi ubude bomjikelezo wakho wokuhlawula.
Iimali zeeNtlawulo kunye neeNkcazo zokuQala
Abanini bamakhadi abaninzi bekhredithi banikela ngeerhafu zokuqala ezigcina inani elithile leendleko zokubhatala ngaphezu kweenyanga. Isiphumo empeleni sisithuba esincinci sokuqala ukususela kwimijikelezo yokuhlawula iifutshane kuneenyanga epheleleyo. Ngokomzekelo, isantya sokuqala esasigxina imijikelezo yokuhlawula i-12 iya kuba yinyanga ezili-10, ngokuthatha umjikelezo weentsuku ezingama-25. Ingeniso yokuqala yomjikelezo we-18-billing iza kuba malunga neenyanga ezili-15. Kubalulekile ukugcina umkhondo wentshukumo yokuhlawula njengoko beyidlula ukuze wazi ukuba isantya sakho sokuqala siya kuphelelwa phi.