Kuyo yonke iminyaka yam ebhaliweyo apha, akufanele kube yinto emangalisayo kuwe ukuba umbuzo oqabulekayo umbuzo ngokuphathelele ukwenza imali kwiityalo-mali. Emva kwezihlandlo ezimbalwa ezibuzwa ngokugqithiseleyo umbuzo ngumntu omnye emva kokulandelayo, ndacinga ukuba kwakuyinto elungileyo yokubhala isikhokelo esichaza izinto ezisiseko zokwenza imali kwilolu hlobo oluthile lotyalo-mali, oko kukuthi amasheya , iibhondi , iimali eziphathekayo , kunye nendawo yokuhlala . Akukho mhlobo onjani lotyalo-mali owukhethayo, okwenza imali ihlawule ngqo kwifomula enye elula: ingeniso yenkcitho ingeniso inzuzo . Ukuze sifunde ngakumbi, makhe siqalise!
01 Izimfihlo ezine zokwenza imali
Ngaba wake wazibuza ukuba ungatyeba njani ? Ukuqala, kukho ezine ezinezitshixo ezibalulekileyo ezixhasa ifilosofi yam ukwenza imali kunye nokuzimelela ngokwezimali. Ndabhalela apha apha ngethemba lokuba ufumana ukuba luncedo ekufuneni kwakho impumelelo. Thatha isikhashana ukuba ufunde phezu kwabo, uprinte ngaphandle, uze ucinge ngabo.
02 Ukwenza imali kwi-Stocks
Xa kuziwa kutyalo-mali kwiimpahla , abaninzi abatyala-mali abatsha abazi ukuba bangenza njani imali. Abaqondi umlinganiselo phakathi kweenzuzo ezinkulu , izabelo kunye neminye imithombo yenzuzo. Ukuba uyisomali-qalisa, ungakhathazeki! Esi sikhokelo esifutshane sabhalwa nomtyali-mthengisi engqondweni ekuncedeni ukuba usebenzise ingqiqo yezindlela ezinokuthi uqale ukwenza imali ngokufumana iisitokisi.
03 Ukwenza iMali kwiiSahlulo
Xa kuziwa ekwenzeni imali, esinye sezicwangciso ezindala kunye nezobugcisa ziquka ukuthenga amashishini esitokisi kwiinkampani ezibuyisela ininzi yabo inzuzo kubanikazi ngendlela yemali eyabelwe imali . Ngokucacileyo, isitokisi esiphezulu sakho, izabelo ezininzi ozifumanayo. Kule nkcazo emfutshane, ndiya kukufundisa indlela yokuqala ukwenza imali kwizahlulo kunye nohlahlo lwabiwo-mali.
04 Ukwenza imali kwiiBond
05 Ukwenza imali kwi-Real Estate Investing
Njengoko kunye namasheya kunye nezibophelelo, kwihlabathi lokutyalwa kwezindlu zangaphandle, kukho iindlela ezimbalwa ezithatha umtyalo-mali angaqala ukwenza imali. Kule ngqungquthela, ndiya kukunceda uqonde izinto ezisisiseko ze-estate and show you how successful investors investors work to maximize their profits.
06 Ukwenza imali kwiMatual Funds
Uninzi lwabantu baseMerika lutyalomali kwiingxowa-mali, ngokubanzi kwi- 401 (k) isicwangciso somsebenzi, iRoth IRA, i-IRA yeNdabuko , i- 403 (b) , i-SEP-IRA, i-IRA elula okanye enye i-akhawunti yomhlala phantsi. Ukuba uzimisele ukutyalomali kwisikhwama sakho sokuqala, kubalulekile ukuqonda ukuba zeziphi iimali ezifanayo. Ngelishwa, abatshali-mali abatsha abanako ukukuxelela oko i-fund, ukuba yenzeke, ikuxelele ukuba i-fund fund isebenza njani okanye njani ukwenza imali kwi-fund fund. Ukuthabatha incwadi kunye neepeni, kwaye uthathe ixesha elifutshane ukuba ufunde isingeniso esifutshane. Kuyo, ndiya kukuhamba ngeenkxaso zeemali kunye kunye nokukunceda uqonde ukuba abatyala-mali batyala njani imali-mali kwimali.
07 Ukwenza imali kwi-ETFs
Musa ukwethuka ngeengxowa-mali zokuthengisa, okanye ii-ETF. Ukwenza imali kwi-ETF kuyinkqubo efana nokwenza imali kwiimali ezihlangeneyo, ozifundileyo ngasentla. Kukho iinani elikhulu ze-ETF ezikhoyo apho ungafaka khona imali, kodwa umthombo wenzuzo yakho ekugqibeleni uya kuxhomekeka kulolu hlobo lwemali-mali ene-ETF. Kule nqaku, ndiya kunika ingqiqo kunye nezikhokelo kwiindlela eziqhelekileyo ze-ETFs zenza imali.