I-Credit Card eguqula yonke into
Ukufumana ikhefu yakamuva yekhadi ihluke kwii-nganye kwikhadi lekhredithi kwimarike. Lekhadi eliguqukayo linemivuzo emikhulu, iifowuni ezimbalwa kakhulu, kunye nemigomo yokuhlawula iguquguqukayo.
Ukukufumanisa 'yile yamakhadi amakhredithi omngcipheko kwimbali yamakhadi-mboleko. Ikhadi alinakho imali-mali: akukho ntlawulo yonyaka, akukho ntlawulo yokudlula umda wakho wesikweletu, akukho ntlawulo kwiintengiso zangaphandle, kwaye akukho ntlawulo yokuhlawulwa kokugqibela.
(Ukuhanjiswa kwemali kunye nokunyuka kwemali kusekho imali.)
Ukwakhiwa kwekhadi kukuhle kakhulu. Ikhadi yinyithi yelinen eluhlaza. Iphambili ibamba kuphela amagama athi "Fumana" kwaye "it." Lonke ulwazi lwekhadi, igama lakho kunye nenombolo yekhadi, zinyathelisiwe (kungekhona embossed) zivela emva kwekhadi. Ukuba uvunyiwe, ikhadi ifika ngokuhambisa ngokukhawuleza kwibhokisi ebhokisayo ebomvu, efana nekhadi lokuthenga ngetyala.
Fumana iNkqubo Yemivuzo
Ukufumana imali engama-5% emva kokuthenga ezithile kwiindidi ezitshintsha ngekota. Kumele ubhalise kwangaphambili. Uza kufumana kuphela imali engama-5% kwi-$ 1,500 yokuqala ekuthengeni nganye kwikota, okuyiyo. Zonke ezinye izinto ezithengiweyo, kubandakanye nalabo abangaphezu kwe-5% yesigaba esiphezulu, bafumane i-1% yemali. Abanikazi bamakhadi abatsha bafumana imali ephindwe kabini kwimali yonke efunyenweyo kunyaka wokuqala.
Olunye uhlobo olufanelekileyo kukukwazi ukudibanisa yakho iKhadi le-"Thola" kwi-akhawunti yakho ye-Amazon kwaye usebenzise imivuzo yakho yokuthenga kwi-Amazon.com.
Le nto ifumaneka kwezinye iifowuni.
Unokuzihlawulela umvuzo wakho nangaliphi na ixesha-akudingeki ukuba uqokelele inani elithile lembuyekezo okanye uhlawulele umvuzo kwimilinganiselo ethile.
Intengo yokuyifumanisa
Ikhadi iza ne-0% yentlawulo yokuqala yokuncintisana ekuthengeni kunye nokuhanjiswa kwemali kwiinyanga ezili-12.
I-APR rhoqo yokunyusa i-11.24 ukuya kwi-23.24% ngokusekelwe kwimbali yakho yekhredithi, oko kukuthi abantu abaneengxelo zemali ezingcono kakhulu baya kufumana inzala ephantsi. Imali e-3% iyasebenza ekuhanjisweni kwemali.
Ukuyifumana iKhadi kukuvumela ukuba ukhokhe ngokukhawuleza. Unyuke kwaze kwaba phakathi kobusuku ngosuku lwakho olufunekayo ukuhlawula i-bill yakho kwi-intanethi okanye ngefowuni. Kwaye akufuneki ukuba unamathele ngosuku olungenakufanelwa neshedyuli yakho yokuhlawula. Unokuzikhethela intlawulo yakho yosuku olufunekayo ngefowuni okanye kwi-intanethi.
Nangona kungekho mali yokuhlawula ngokukhawuleza kwintlawulo yokuqala yokugqibela, uya kuhlawula ukuya kwi-$ 35 ukuze uhlawule umrhumo wokugqibela. Ngokwemigaqo yekhadi lesikweletu, ukuhlawulwa kwakho kwexesha lokugqibela akuyi kuhlwaywa ngohlwayo lwe-APR okanye. Iintlawulo ezibuyiselwe , oko kukuthi iirekezi ezibuyiselwe imali engenazo zixhobo, ziya kuhlawulwa imali engama-$ 35. Ukuhlawulwa kwexesha elide kunokuchaphazela amanqaku akho ekhredithi.
Ezinye iiPerks With the Discover it
Zifumene nabanini bamakhadi ngoku bafumana isicwangciso samahhala seFICO ngokuzenzekelayo kwiingxelo zabo zenyanga. Isaphulelo sakho seFICO sisekelwe kwingcaciso kwiNgxelo yakho yeentengo zeTranscription. Abanikazi be-akhawunti kuphela abaza kufumana izikolo zabo zamahhala zeFICO.
Ukukhuphaza yinto ekhethekileyo yokufumanisa amakhadi ekwerekhredithi akuvumela ukuba ushitshise i-akhawunti yakho kwaye ukhusele ukuthengiselana ezintsha kwi-akhawunti yakho.
Oku kubandakanya ukuthenga, ukuhanjiswa kwemali, kunye nokunyuka kwemali. Unokuqhafaza ngokulula kwaye ungayifaki ikheferenethi yakho ngekhredithi yekhredithi ngokusebenzisa i-app yeselula okanye iwebhusayithi.
Ezinye izinto ezinokuthi: inkokhelo okanye inzala inceda emva kokulahleka komsebenzi, ukukhuselwa kokuthenga, iwaranti eyongezelelweyo, ukukhuselwa kwamanani kunye nokukhuselwa kokubuyela.
Kugqityiwe ukuhlaziywa ngoMeyi 22, 2016. Amanqaku ekhadi lokuthenga ngetyala kunye neebhonasi zokubhalisa ziya kutshintshwa ukusuka ngexesha lokuhlaziywa. Jonga kwisicelo semimiselo yangoku kunye neemeko.