Ngubani othe amaxabiso aphezulu okutya awanakubali njengexabiso lemali?
Ngokomzekelo, abathengisi beemveliso bathengisa ixabiso leoli xa bacinga ukuba ukunikezelwa kwalo kuya kuwela okanye ukufuna kuza kuphakama. Basenokucinga ukuba imfazwe iyomisa ukunikezelwa kweoli. Baya kuthenga ioli kwintengo yanamhlanje ukuthengisa ngexabiso elilindelekileyo elizayo elizayo. Okwaneleyo ukuqhuba ixabiso leoli. Ukuba imfazwe ayifuni, ixabiso leoli liyawa xa kuthengisa. Oko kwenza amaxabiso okutya kunye namandla axhomekeke kwiimvakalelo ezenziwa ngabantu ngokukhawuleza, kungekhona ukutshintsha okwenzisayo kunye nokufuna.
Esinye isizathu sokunyuka kokutya kunye namandla akhululeka kukuba le mfuno i-inelastic . Oko kuthetha ukuba abantu kufuneka babe nabo, ngoko abayinqumli imfuno enkulu xa ixabiso liphakama.
Ngokomzekelo, amaxabiso egesi aguquka xa amaxabiso eoli eyenzayo. Kodwa abantu kufuneka bathenge igesi nganye imihla ukuze bafike emsebenzini. Kuyafana nokutya. Xa uphume kwegesi okanye ukutya, awukwazi ukulibazisa ukuthenga ide ihlawule amaxabiso.
Amanani okutya aphakama kunye namaxabiso e-gesi kuba ukuthutha kuxhomekeke kwi-trucking.
Ichitha igesi eninzi. Xa ixabiso leoli liphakama, uza kubona umphumo ngeveki kamva kwixabiso legesi. Ukuba amaxabiso egesi aya kuhlala, uya kubona umphumo kwixabiso lokutya kwiiveki ezimbalwa.
Igunya lika-Federal Reserve lilawula ukunyuka kwamaxabiso . Isebenzisa amaxabiso enzala ukwenza oku. Awufuni ukuba inzala yenzalo iqhube kunye nehla nganye ngeveki kunye neendleko zegesi.
Indlela i-Fed isebenzise ngayo umlinganiselo wexabiso eliyintloko
Izixhobo ze-Fed zisebenza ngokukhawuleza. Ingathatha inyanga ezi-6 ukuya kwe-18 ngaphambi kokuba umtshintsho kwinqanaba leemali ezidityanisiweyo liza kuthintela ukunyuka kwamaxabiso.
Isantya semali esondliwe sithintela njani ukunyuka kwamaxabiso? Ukuba izinga lokunyuswa kweemali likhuphukile, kuya kuba njalo isantya semali mboleko yebhanki kunye namanani e-mortgages rate. Njengoko ityala liqinisa, ukukhula koqoqosho kuyancipha. Iinkampani kufuneka zinciphise ixabiso lawo ukuze zihlale kwishishini. Oku kunciphisa ukunyuka kwamaxabiso.
I-Fed isebenzisa ukujoliswa kwexabiso lokunyuka kwamaxabiso . Kungenakukhetha ukuthatha inyathelo ukuba izinga lokunyuka kwexabiso eliphambili li-2 ekhulwini elincinane liqhathaniswa nomnyaka odlulileyo. Kwenzeka ntoni ukuba izinga lokunyuka kwexabiso lentengo liqala ukunyuka ngaphezu kwexabiso lokunyuka kwamaxabiso kwaye lihlale apho? I-Fed ibona ukuphakamisa amanani entengo kunye neminye imithetho yomgaqo-mali . I-Fed ifuna ukulinganisela oku kunye negunya layo, ukukhuthaza ukukhula kwezoqoqosho nokudala imisebenzi.
Ngokomzekelo, ukunyuka kwamaxabiso kuphuma ngexesha lehlobo. Kodwa i-Fed ayifuni ukunyusa ixabiso lentengo yonke ihlobo kwaye iyancipha yonke iwa. Endaweni yoko, ilinda ukubona ukuba ezo zonyuka zikhupha ixabiso lezinye iimpahla kunye neenkonzo. Ukuba ixabiso legesi kunye neoli lihlala liphakamileyo ixesha elide, baya kuqhuba ixabiso lezinye izinto. Yingakho i-Fed ibheka ixabiso lokunyuka kwamaxabiso, okubandakanya amanani okutya kunye namandla, kunye nexabiso lokunyuka kwamaxabiso, elingenalo.
Indlela Umlinganiselo Wentengo Yemali Eyona Ngayo Ibalwa
Ixabiso lokunyuka kwexabiso lentengo lilinganiselwe ngumbini weNkcitho yabathengi kunye neNgqikithi yokuThengiswa kweeNdleko zeNdleko. NgoJanuwari 2012, i-Federal Reserve yabika kwingqungquthela yayo yeFOMC ukuba inqwenela ukusebenzisa inkcazo yamanani e-PCE ngenxa yokuba yanikezela uphawu olungcono lwezinto eziphantsi kwexabiso lokunyuka kwamanani kune-CPI. Siyabonga ngokungathandekiyo ngendlela elinganiselwe ngayo. I-Bureau yoLawulo lwezoQoqosho ixabiso lamanani alitshintshayo usebenzisa i-data epheleleyo yemveliso yekhaya . Yongeza ke inkcazelo ye-Retail Survey. Iyalungisa kwixabiso lamathengi ngokusebenzisa i-CPI ngokwayo. Isebenzisa ifom ehlukile kuneCPI ukulinganisa ukuqikelela kwayo. Le fomula iqhubela nayiphi na irregularity data.
I- Bureau of Labor Statistics iqokelela amanani entle kunye neenkonzo ezithengiswa ngamashishini angama-23 000 esekelwe kwiphando kwiintsapho ezili-14,500 ukufumana i-CPI.
Njengoko unokucinga, le nto inobungakanani-inombolo ye-crunching, kwaye inika isibonakaliso esihle kakhulu sokutshintsha kwexabiso. Kodwa akubandakanyeki njengenxalenye yexabiso lePCE. Ukufumana izinga lokunyuka kwexabiso lentengo, i-BEA kunye ne-BLS zikhupha ixabiso leyiphi impahla yokutya okanye yamandla athengiswayo.
Kutheni i-Inflation InforeI ibalulekile
Umngcipheko wukuthi amaxabiso eempahla kunye neenkonzo ozithengayo ziyaqhubeka zihamba emva kwexesha. Ukuba ingeniso yakho ayiyi kunyuka kwizinga elifanayo, ngoko ulahlekelwa ukuthenga amandla njengoko amaxabiso aphakama. Ukuphela kwexesha lokunyuka kwamaxabiso akungenzi buthathaka umgangatho wakho wokuphila xa kwenzeka ntoni kwingeniso yakho. Kwakhona kunceda xa amaxabiso aphakama kwinto onayo, njengekhaya lakho okanye iphothifoliyo yesitokethi. Oku kwaziwa ngokuba yi-aseset inflation okanye ibhola ye-asethi .
Umngcipheko unemiphumo ephosakeleyo kodwa eyonakalisa ukukhula koqoqosho. Kubuqhetseba ngenxa yokuba unokwazi nje kuphela ixesha xa kuphakanyisiwe enye okanye iipesenti ezimbini. Ingaba nefuthe elihle kwizinga elo. Kungenxa yokuba uya kugcina izinto kwimpahla ngoku ngenxa yokuba uyazi ukuba intlawulo iya kuvuka kwikamva. Oku kwandisa imfuno, ekhuthaza ukukhula koqoqosho.
Ngokuhamba kwexesha, ukunyuka kwamaxabiso kubamba umnotho wokukhula. Kungenxa yokuba abantu bachitha ngaphezulu nangakumbi kwizinto ezibalulekileyo, njengokutya kunye negesi, kwaye ngaphantsi kwezinye iimveliso zabathengi. Amanye amashishini anenzuzo encinci, kwaye ezinye ziya kugcina phantsi kwexesha. Oku kunciphisa umlinganiselo wezoqoqosho.