Olu hlobo lungaba lusetyenziswe ngokukodwa kwiMillennials ukulibaleka umzali kuze kube yilapho beziva bekhuselekile ngokwaneleyo (kwaye benze uboleko kulabo babolekisa abafundi ).
Ngethuba ukulinda ukuba nabantwana kuvumela abazali ithuba lokuba batshabalalise i-career kunye nemali ebalulekileyo ngaphambi kokukhulisa intsapho yabo kunye nokuthatha imali engama-233,610 ayixabisa ukuphakamisa umntwana omnye, kukho ukunyuka kwemali ukwenza okuchaseneyo.
Ewe, ukuba nabantwana ngaphambili kungakuzuzisa ngemali. Nantsi ingqwalasela kwezinye zeenzuzo zokuba nezingane ngokukhawuleza kunokuba emva koko.
Uyakuphepha ukujoyina isizukulwana sesiSandwich
Ngokuba nabantwana ngaphambili, unokuphepha ukuba ube ilungu le "Sandwich Generation," abadala abanjwe phakathi kokunyamekela okanye ukuxhasa abantwana babo ngoxa bexanduva lwabo kubazali babo abakhulileyo.
Abaninzi bajamelana nale meko bafaka iimfuno zabo zemali kwi-burner emfutshane ukuze babeke phambili kubantwana babo nabazali babo. Kwabanye, oko kuthetha ukulibaziseka umhlalaphantsi kunye nokuhlala kubasebenzi ixesha elide kunokuba lithemba ngaphambili okanye licwangciswe.
Enyanisweni, ukukhulisa abantwana yinto yokwenza imali ngokwemali kungakhathaliseki ubudala bakho, kodwa ngokuba nabantwana ekuncinci, uyazuza ekubeni neebhola ezimbalwa emoyeni kwaye ungasinda ekubeni lilungu le "Sandwich Generation."
Uncedo oluvela kootatomkhulu
Ukuba uhlala kwicala elincinci, ngabazali bakho kunye nemithetho kamasipala bakho mhlawumbi banjalo, oko kuthetha ukuba kungenzeka ukuba banokungena ngaphakathi-kokubili ngoncedo oluncedo kunye noloncedo lwemali.
Kuhlolisiso lwakutshanje, kwafunyaniswa ukuba ngaphezu kwengxenye yootatomkhulu kunye nabantwana abaneminyaka eyiwaka-mali bancedisa ngokunyamekela abantwana okanye baqhuba indlu, banike abantwana babo abadala ukuba babone imali engama-dollar 300 ngeveki ngokuqhelekileyo. Ukongezelela, abaninzi ootatomkhulu bancedisa ngemali kwiikholeji, iimpahla, iimisebenzi zangaphandle, iindleko kunye nezinye iindleko.
Ngokwemvelo, le nkonzo ingancitshiswa okanye ayifumaneke ngokupheleleyo kubazali abaye baxakeka kuba nabantwana. Ukuba ngumntwana okwaneleyo ukuba abazali bakho banako ukubonelela ngoncedo kunokubonelela ngokugcina imali.
Ubungqina obukhulu kuMsebenzi wakho
Nangona ukugxininiswa ngakumbi kumsebenzi womntu kuthathwa njengenzuzo yokuba nezingane emva koko, uluvo lwenene luxubene nokuba ngaba luncedo.
Ucwaningo lwe-Pew Research Centre, ama-36 ekhulwini labaphenduli bathi abafazi abafuna inxaxheba yobunkokeli kwimisebenzi yabo bangcono ekubeni nabantwana ekuqaleni, ngelixa iipesenti ezingama-40 zathi zimele zilinde ukuba umsebenzi wazo uphumelele. (Malunga neepesenti ezingama-22 uthe ukukhetha okulungileyo akuyikuba nabantwana nonke.)
Ukuphuka kwekhefu lokubeleka okanye ikhefu lokugula ukunyamekela abantwana kunokulula ukuhamba ngendlela eqhubekayo emsebenzini ngaphandle kokusekwa kwimeko apho kunokuba nzima ukutshintshela ukuphazamiseka kwiimbopheleleko.
Uya kuba yi-Nester engenalutho kwi-Early Age
Ukuba nabantwana kwangaphambili kuya kuthetha ukuba uya kuba mncinci xa bephuma ekhaya - ngaphandle kokuba bangabi boomerang kwiqhekeza lakho elingaphantsi .
Oku kukuvumela ukuba utshintshwe ngakumbi kunye nenkululeko yokugxila kwiimfuno zakho zemali kwiminyaka ekhokelela kumhlalaphantsi wakho. Uya kuba nesimo sokubonelela ngenkxaso kubantwana bakho abadala kunye neentsapho zabo ezifanelekileyo, owamkelayo xa abantwana bakho bebancinane.
Fumana iNdlela Eyenza Iyancede
Njengokuba kukho ezininzi iziganeko ebomini, akukho xesha elifanelekileyo lokuba nezingane. Yintoni efanelekileyo ukuba uphephe kwiimeko zakho, iinjongo kunye nezinto ozikhethayo.
Nangona kunjalo, ekubeni ukukhulisa abantwana kuhamba nexabiso elithile elinokubaluleka, kuya kuba bubulumko ukuqwalasela ezi nzuzo zokuba nezingane zakuqala kwaye uzibeke ngokufanelekileyo ekujonganeni neengxaki zemali zabazali.